Stanbic Chama App vs Co

Available to Kenya citizens. The Chama app is for friends and family to save together. Download the app, create a profile and verify your identity. Once you are verified, a personal wallet will be ready for you to begin participating in Chamas. You can deposit money into your personal wallet from Mpesa or other accounts, and also withdraw from your wallet to Mpesa and Stanbic accounts. With the Chama app from Stanbic Bank, you can create as many Chamas as you like. You can invite friends, family and colleagues from your phone address book. The people you invite, will receive invitations via text message. If they choose to join your group, they can review the groups constitution and accept the invitation. The Chama app from Stanbic Bank puts the power in your hands to manage your group the way that you, as a group chooses to. Here are some of the amazing features that are available to groups; - Complete Visibility to all members All members can see all the activity that takes place in the group. All transactions are listed and can be queried and searched for in real time. - Changeable Membership roles After a member has accepted the invitation to join a group, the officials can change that members' membership role to; chairperson, treasurer or mentor. There can be as many chairpersons and treasurers as the group wants. In fact, all members can be chairpersons and they can all have equal responsibilities in the group. And if the group needs some assistance from someone to guide them on their journey, the group can invite a member as a mentor. Mentors do not participate financially, but they have full visibility of all the activity in the group and can join the group chat, from inside the app. - Membership Statuses After a person has accepted an invitation to the group, they will become an active participant. Officials can change any members' membership status at any time to any of the following; Active, On-hold and Terminated. Changing a members' membership status to On-hold, means that the member is temporarily not participating in the group's activities. Terminating a membership means that the member is no longer participating in the group whatsoever. Terminated and On-hold memberships may be re-activated at any time. - Group Goals Indicate your groups' goals, add a picture for inspiration and let everybody see how the group is progressing towards these goals. To allocate money to the goal is simple and straightforward. Simply indicate the amount to add to the goal, after which the groups available balance is reduced by this amount. Money in goals can be moved to the available balance at any time. - Member borrowing with Loans Members can borrow from the group by applying for Loans. These loans are group funded loans and not Loans provided by Stanbic Bank. Stanbic Bank updates the app regularly with new features based on our clients' feedback. So please let us know how we can make the app even better!

Co-op Bank App: Your Digital Banking partner Experience the future of banking with Co-op Bank App, the innovative mobile banking app from Co-operative Bank. Enjoy a wide range of features designed to simplify your financial life: Key Features: Account Management • View account balances and detailed transaction history • Transfer funds between your accounts instantly • Set up standing orders and direct debits • Create a Co-op Till easily and fast Card Management • View and manage all your Co-op Bank cards in one place • Create virtual cards for online and subscription payments • Manage your card:   - Deposit funds to your Credit or Virtual card,   - Withdraw from your Credit or Virtual card   - View card details (full card number, CVV, and expiry date) to use on your favorite online services • Access More Card Services to:   - Reset your PIN   - Block or unblock your card   - View card statement and transaction history   - Check card limits and spending insights Bill Payments • Pay directly to M-Pesa Paybill and M-Pesa Till from your account • Settle utility bills - KPLC, Nairobi Water, GoTV, DSTV, Zuku • Pay government fees (eCitizen, KRA) • Make school fee payments seamlessly Money Transfers • Send money to Co-op Bank accounts and wallets instantly • Send to mobile money - M-Pesa and Airtel Money • Transfer to other local banks via PesaLink or RTGS • Send money internationally through Co-op Remit and SWIFT • Deposit to your Co-op account directly from M-Pesa • Buy M-Pesa float quickly and conveniently • Withdraw cash from your account without a card at any Co-op ATM or Co-op Kwa Jirani agent seamlessly Airtime • Buy Safaricom and Airtel airtime for yourself and loved ones instantly Mobile Loans • Apply for loans and get instant approval • Make repayments and view loan statements easily • Access all your Co-op and partner loan facilities in one place Security • Bank with confidence using advanced security features • Multi-layer authentication and instant fraud protection Take control of your finances with ease. Download the Co-op Bank App today - secure, fast, and made for you.