DivTracker vs Spendlytic
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DivTracker
Track your dividend investments, monitor changes, and project future income. This app offers detailed estimations, accounting for taxes and commissions, to help you plan your financial independence with confidence. Manage multiple portfolios and numerous holdings for free.
- Portfolio tracking
- Dividend estimation
- Income goal setting
- Dividend data access
- Net income projection
- Multiple portfolio management
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Dividend Tracker is a powerful and easy-to-use app designed for dividend investors. Track your portfolio, monitor dividend changes, forecast future income, and make informed investment decisions with confidence. An advanced estimation system projects your future income from your positions, dividend history, taxes, and commissions. Compare it with historical yield data and see your estimated net dividend income up to 10 years ahead. Dividend Tracker is fully usable for free. You can create multiple portfolios and add up to 1000 positions without a subscription. Features and Benefits of Dividend Tracker Dashboard Set your monthly income goal and track your progress toward financial independence. Monitor dividend growth over time, view projected income, and get insights into your portfolio performance. Portfolio Tracker Add transactions with price, date, and commission to your stocks. Instantly see how your portfolio value, dividend yield, and income projections evolve. Broker Sync (Premium) Connect supported brokerage accounts and automatically sync your portfolio transactions. Keep your portfolio up to date without manually entering buys, sells, dividends, and other account activity. Dividend Information Access detailed dividend data for each stock in your portfolio, including recent dividends, upcoming payments, current yield, historical yield, yield on cost, payout ratio, and other key metrics. Event Calendar Follow everything that happens to your positions in one calendar: ex-dividend dates, payments, new dividend declarations, dividend increases and cuts, earnings, and stock splits. Event Notifications (Premium) Get notified on the day a position goes ex-dividend, pays its dividend, or splits, with an optional reminder the day before an ex-dividend date. Each event type is turned on separately. Dividend Reinvestment (DRIP) Enable DRIP to see how reinvesting your dividends compounds your income over time, with fractional shares and taxes taken into account. Import and Export Import your existing portfolio from a CSV file, export your transactions at any time, and keep a local backup of your data. Performance & Analytics (Premium) Unlock advanced portfolio performance charts, dividend history charts, payout history charts, valuation metrics, and additional portfolio analytics to better understand your investments. Simple, Fast and Intuitive Dividend Tracker is designed for both new and experienced investors: a clear interface focused on what matters most, optimized for smooth navigation and quick access to your data. Continuous Improvement We continuously enhance the app and add new features. Premium subscribers get access to all current and future premium features as they are released. Important Information Dividend Tracker is not a broker: we do not provide trading services and do not facilitate the buying or selling of securities. The app provides portfolio tracking and dividend analysis tools to support your investment decisions. Privacy Policy: https://divtracker.net/privacy.html Terms of Use: https://divtracker.net/terms.html
Spendlytic
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Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today. Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID. POWERFUL FEATURES: - The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill. - Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health. - Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically! - On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor. - Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving. - Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date. - Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode. PRIVACY BY DESIGN: Your data is yours. Spendlytic is built on the philosophy of absolute privacy: - No Cloud Servers or external databases. - No Third-Party Analytics, AD SDKs, or tracking. - 100% On-Device Storage using Apple Core Data. - 100% On-Device Computation using Apple Accelerate. - No Registration or email required. Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic. SUBSCRIPTION INFORMATION: Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Spendlytic at none against DivTracker's shown. DivTracker's advantage is iOS requirement (14.0 vs 26.1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DivTracker sells 6 in-app purchases, starting at $0.99 per month and Spendlytic sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
DivTracker ships an update every 9 days, Spendlytic every 5 days. The most recent releases landed on October 27, 2026 and October 8, 2026 respectively.
| Parameter | DivTracker | Spendlytic |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (946 ratings) — better | — |
| Positive reviews | 79.6% of reviews | — |
| Number of ratings | 946 — better | — |
| Update frequency | Every 9 days | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 26.1 |
| Further details — not scored | ||
| Size | 112 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | DivTracker LLC | Harikumar Rajnikant Patel |
Bugs and requests
DivTracker
Reported bugs
3 issues- App crashes after recent update
- Unable to import CSV files
- Incorrect dividend projections for certain stocks
Requested features
5 requests- Add DRIP (dividend reinvestment) feature
- Support for multiple portfolios
- Add more international stock options
- Implement dark mode
- Provide web/desktop version
Spendlytic
Not enough reviews yet to summarise bugs or requests.
In-app purchases
DivTracker
- Basic$0.991 Month
- Tier 1.25 (Legacy)$2.491 Month
- Tier 1.5 (Legacy)$4.991 Month
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- Basic$9.991 Year
- Premium$9.991 Month
- Premium$99.991 Year
Spendlytic
- Spendlytic Premium (Monthly)3 Days trial$4.991 Month
- Spendlytic Premium (Yearly)3 Days trial$29.991 Year









