Spendlytic vs Dudget

Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today. Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID. POWERFUL FEATURES: - The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill. - Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health. - Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically! - On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor. - Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving. - Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date. - Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode. PRIVACY BY DESIGN: Your data is yours. Spendlytic is built on the philosophy of absolute privacy: - No Cloud Servers or external databases. - No Third-Party Analytics, AD SDKs, or tracking. - 100% On-Device Storage using Apple Core Data. - 100% On-Device Computation using Apple Accelerate. - No Registration or email required. Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic. SUBSCRIPTION INFORMATION: Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Dudget is a simple, private budget app for iPhone. No bank login. No tracking. No $99/year price tag. Set it up in 90 seconds. Add a transaction in 4 taps. Know exactly how much you can safely spend today. WHY DUDGET? - Manual entry, not bank sync. Works in 90+ countries, including the ones Plaid forgot. - Multi-currency. Travel, expat, or just send money home? Set any ISO currency. Give each budget its own currency, 30+ supported. - Offline-first. Subway, airplane, no signal: Dudget never blanks out. - Private by design. Your transactions live in an encrypted database on your phone. We don't have a server. - Free forever. The full safe-to-spend experience is free. Pro adds extras for $24.99/year, about a third of what other budget apps charge. THE 90-SECOND SETUP 1. Tell us your monthly income. 2. Pick the categories you spend on (food, transport, rent, the usual). 3. Done. Start logging transactions and watch your safe-to-spend update in real time. No bank login. No 30-step onboarding. No "connect your accounts" screen that fails halfway. THE DAILY LOOP Open the app. See the one number that matters: your safe-to-spend. Coffee for $4.50? Tap +, type 4.50, tap Coffee. Done in 4 taps, about 10 seconds. The number updates instantly. Made a category mistake? Long-press, tap, fix. Dudget remembers it for next time. WHAT'S INCLUDED FREE - Unlimited transactions - Custom categories - Safe-to-spend hero number - Rollover budgeting - Period transitions (weekly, monthly, custom) - CSV export - Biometric / PIN lock - Encrypted local storage WHAT PRO ADDS ($24.99/yr) - Multi-budget (separate "household" and "side hustle" budgets) - Multiple currencies side by side - Custom emoji categories - Charts and trends - Encrypted cloud backup (coming soon) - Couples sharing (coming soon) PRIVACY, ACTUALLY Other budget apps make money from your transaction data. Dudget doesn't have any of your transaction data. It can't: it lives on your phone, encrypted, and our server doesn't exist yet. Read our full privacy policy at dudget.app/privacy. PRICING Free forever. Pro is $24.99/year, and we use regional pricing so it's affordable in the Philippines, India, Brazil, Nigeria, and other countries where $24.99 doesn't make sense. QUESTIONS? Email support@dudget.app. A real human (the founder) reads every message. SUBSCRIPTION TERMS Pro auto-renews annually unless cancelled at least 24 hours before the end of the period. Manage subscriptions in iOS Settings > Apple ID > Subscriptions. Privacy Policy: https://dudget.app/privacy Terms of Use: https://dudget.app/terms Support: support@dudget.app