Comparison

SettleKing vs Pearcal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SettleKing

Easily manage shared expenses with friends and groups. Request payments, send IOUs, and exchange money securely within the application. Ideal for settling debts from social events, games, or fantasy leagues.

Highlights
  • Add friends and create clubs
  • Request payments
  • Send IOUs
  • Secure money exchange
  • Expense settlement
Features
Read full description

SettleKing provides a safe way for you to settle any expense. Add friends, create clubs, request payments, send IOUs, and exchange money securely in the app. Great for games, fantasy sports and more!

About

Pearcal

Features
Read full description

CALCULATOR Change a number or operator in a finished expression and the result updates. LIFE COST - Enter monthly take-home and essentials once, then type a price to see the working days of pay it costs and the leftover income it uses. - Prices on a webpage show the working days they cost. CURRENCY Convert with live rates. Enter large amounts without counting zeros. TIME AND DAY Count the days between two dates. Add or subtract days, weeks, or months, including repeating intervals. SAVE YOUR CALCULATION - Star a calculation in history and add a note to it. - Keep converted amounts, Life Cost receipts, and date calculations. ASK - Ask your calculator a question in words and get the answer with the calculation behind it. - Amounts and dates you saved can be used by name, in a question or on a line you type. - Apple Intelligence enhances the questions Ask understands. Available where Apple Intelligence is enabled. ICLOUD SYNC History, receipts, notepad, and conversions stay in sync over iCloud. Access them on Mac, iPhone, and iPad.

Screenshots

SettleKing4 screens
Pearcal4 screens

Verdict

The call

SettleKing and Pearcal are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SettleKing ships an update every 3 weeks, Pearcal fortnightly. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
SettleKing versus Pearcal: the parameters behind the verdict, then further details
ParameterSettleKingPearcal
PriceFreeFree
Rating5.0 (17 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings17 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS17.0 — better17.6
Further details — not scored
Size68 MB5 MB
Age rating4+4+
DeveloperSettleKingBraveyo LLC

In-app purchases

None

SettleKing

No in-app purchases

None

Pearcal

No in-app purchases

Questions

Is SettleKing free?
SettleKing is free to download, with no in-app purchases.
Is Pearcal free?
Pearcal is free to download, with no in-app purchases.
Do SettleKing or Pearcal have ads?
Neither SettleKing nor Pearcal shows ads.
Which is updated more often, SettleKing or Pearcal?
SettleKing ships an update every 3 weeks, and Pearcal fortnightly. Most recently, SettleKing was updated on October 24, 2026 and Pearcal on October 10, 2026.

Other comparisons