Comparison

debtMe vs Pearcal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

debtMe

Easily track money owed and lent between friends and family. Maintain a clear record of all transactions to avoid confusion and ensure fair repayment.

Highlights
  • Track transactions with friends
  • Record debts owed
  • Record money lent
  • Easy transaction history
  • Clear financial records
Read full description

Track your transactions with friends and family, keep an easy record of what you debt and own

About

Pearcal

Features
Read full description

CALCULATOR Change a number or operator in a finished expression and the result updates. LIFE COST - Enter monthly take-home and essentials once, then type a price to see the working days of pay it costs and the leftover income it uses. - Prices on a webpage show the working days they cost. CURRENCY Convert with live rates. Enter large amounts without counting zeros. TIME AND DAY Count the days between two dates. Add or subtract days, weeks, or months, including repeating intervals. SAVE YOUR CALCULATION - Star a calculation in history and add a note to it. - Keep converted amounts, Life Cost receipts, and date calculations. ASK - Ask your calculator a question in words and get the answer with the calculation behind it. - Amounts and dates you saved can be used by name, in a question or on a line you type. - Apple Intelligence enhances the questions Ask understands. Available where Apple Intelligence is enabled. ICLOUD SYNC History, receipts, notepad, and conversions stay in sync over iCloud. Access them on Mac, iPhone, and iPad.

Screenshots

debtMe3 screens
Pearcal4 screens

Verdict

The call

The clearest difference is update cadence: Pearcal at fortnightly against debtMe's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

debtMe ships an update every 4 months, Pearcal fortnightly. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
debtMe versus Pearcal: the parameters behind the verdict, then further details
ParameterdebtMePearcal
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad, Mac
Requires iOS17.0 — better17.6
Further details — not scored
Size25 MB5 MB
Age rating4+4+
DeveloperFrancisco LanderoBraveyo LLC

In-app purchases

None

debtMe

No in-app purchases

None

Pearcal

No in-app purchases

Questions

Is debtMe free?
debtMe is free to download, with no in-app purchases.
Is Pearcal free?
Pearcal is free to download, with no in-app purchases.
Do debtMe or Pearcal have ads?
Neither debtMe nor Pearcal shows ads.
Which is updated more often, debtMe or Pearcal?
debtMe ships an update every 4 months, and Pearcal fortnightly. Most recently, debtMe was updated on October 24, 2026 and Pearcal on October 10, 2026.

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