MyPaynetics vs Moneygate
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MyPaynetics
Digitize all your compensation, bonus, and gift cards to use them directly from your phone for a frictionless shopping experience. Manage your cards securely, reveal credentials for online shopping, and receive real-time transaction notifications.
- Digitize compensation, bonus, and gift cards
- Pay with phone using Apple Pay
- Reveal card credentials for online shopping
- Freeze and unfreeze cards
- Real-time transaction notifications
- Bank-grade security
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MyPaynetics: keep all your cards in the phone โข MyPaynetics is the app that keeps all your cards digitized in your phone and easy sleezy helps you to use them while enjoying a frictionless shopping experience. โข With the MyPaynetics app you can link any type of compensation, remuneration, bonus or gift cards. โข MyPaynetics app is powered by phyre JSC. Link all your cards Link your bonus, compensation, remuneration or gift cards and use them directly from your phone. Once you link your card, you can pay with your phone using Apple Pay and follow your transactions in real time. Manage your cards on the go Reveal your card credentials and shop online with no risk! Stay secure - freeze and unfreeze it whenever you want to. Protect yourself from forgotten automated payments and subscriptions by getting real time notifications for every transaction. Bank-grade security We take security seriously. Payments in MyPaynetics are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard. We have a bank-grade security system and our application has been certificated by Mastercard. Payment services through the MyPaynetics app are provided by Paynetics AD - an electronic money company, holding a license issued by the Bulgarian National Bank (BNB) with decision โ 44 of 11.04.2016. phyre AD is a provider of the MyPaynetics app and a representative of Paynetics AD, entered in the BNB register under Art. 19 of Payment Services and Payment systems Act. If you have any questions or feedback, please contact us at cardassistance@paynetics.digital. We will be more than happy to hear from you.
Moneygate
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Moneygate mobile banking app enables Moneygate's customers to perform their everyday banking from their mobile devices. Using the Moneygate app you can quickly gain access to your accounts securely using Face ID or Biometrics, check your account balances, make payments or exchange currency on the go. Using Moneygate app you can also download account certificates, statements or transfer receipts to your mobile device.
Screenshots
Verdict
The clearest difference is update cadence: Moneygate at fortnightly against MyPaynetics's every 2 months. MyPaynetics's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPaynetics ships an update every 2 months, Moneygate fortnightly. Both last shipped on November 3, 2026.
| Parameter | MyPaynetics | Moneygate |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 6.7% of reviews | โ |
| Update frequency | Every 2 months | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 175 MB | 59 MB |
| Age rating | 4+ | 17+ |
| Developer | Phyre JSC | MoneyGate |
In-app purchases
MyPaynetics
No in-app purchases
Moneygate
No in-app purchases








