BHIM IOB UPI vs EvenOut

Indian Overseas Bank unveils BHIM IOB UPI. Registered mobile number in the bank account to be entered by the customer. OTP will be sent to the customer for initial registration and device binding. The SIM card of the registered mobile number should be present on in-app the installed device to make any payments. Features include * Creation of Virtual Payment Address to link bank account which is used for making and receiving payment without additional bank account information * Send money and collection requests can be done by this application. * Balance inquiry can be checked for VPA linked bank accounts * Manage payee, VPA, Account can be avail * Pay by QR Code and QR code generation can be done * Refer a friend via Facebook, WhatsApp, Google+, Gmail, etc

EvenOut keeps track of who paid for what and works out what everyone owes — for trips, flatshares, dinners, or a single bill between two people. Add an expense, choose who it was for, and each person's share is worked out to the last cent. Balances update as you go, and when it's time to settle up the app shows exactly which payments clear them. - EVERY FEATURE, FREE No subscription, no ads, no pro tier, no feature waiting behind a paywall. Currency conversion, spending charts, search, comments, categories, offline access — all of it is simply the app. - NO LIMITS Add as many expenses as you like, today and every day. As many groups, as many people, as much history as you want to keep. Nothing counts down and nothing interrupts you to upgrade. - SPLIT IT ANY WAY Equally, by exact amounts, by percentage, by shares, or with individual adjustments. More than one person can pay for the same expense — a bill covered half in cash and half on a card is one entry, not two. - SETTLING UP, WITHOUT THE AWKWARDNESS See exactly who should pay whom. Turn on Simplify Debts and the group clears in as few transfers as possible — five people and ten small debts become two payments. Leave it off and every debt stays where it was made. Pay however you already pay each other, then record it: everyone's balance updates at once, and everyone sees the same numbers. - CHARTS THAT SHOW THE TREND Open any group and see where its money actually went — the biggest expenses, spending by category, month by month, and who paid the most. A per-member breakdown shows what each person paid alongside what each person's share came to. - YOUR SPENDING, ACROSS EVERYTHING One view for every group and every one-off split: what you have been spending on, by category, by group, and over time. This month, this year, or all of it. - SPLIT IN ANY CURRENCY One group can hold as many currencies as it needs — flights booked in euros, dinner split in dollars, rent paid in rupees, all side by side. Balances are kept per currency, so you see what you owe in each instead of one blended figure. Want a single number? One tap shows an approximate total in your own currency, and the amounts you entered stay exactly as they were. - WORKS WITH NO SIGNAL Add expenses on a plane, in a basement, halfway up a mountain. Everything saves to your phone straight away and syncs when you're back — no spinner, no waiting for a server, and two people adding expenses at once never conflict. - GROUPS, OR JUST THE TWO OF YOU A flat, a trip, a supper club, or one coffee between two people. Groups are optional, so you can share a cost with someone without setting anything up first — and a friendship isn't a two-person group, it's every shared cost between you, wherever it happened. - NOTHING HAPPENS QUIETLY Every expense, edit, payment and comment lands in a shared activity feed. If somebody changes an amount, you'll know. If somebody settles up, you'll know. No silent edits, no quiet corrections, no "I'm sure I paid you back". - ASK ABOUT ANYTHING Comment on an expense and ask right where the number is, instead of starting a group chat about it. - FIND IT LATER Search across everything — by name, person, group, amount or date. That dinner in March, the one Priya paid for, the entry with "airport" in it: all a few keystrokes away. - CLEAN, AND QUICK TO USE The figure you opened the app for is the first thing on the screen; the detail sits underneath if you want it. Native controls and gestures throughout, light and dark themes, and no clutter between you and the number you came for. EvenOut records what people owe each other. It does not move money, hold funds, or connect to your bank. Terms of Use: https://evenout.money/terms Privacy Policy: https://evenout.money/privacy