TiBank vs epara
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TiBank
Manage your finances with a redesigned digital banking experience. Track transactions, make transfers, pay bills, and create savings plans. Customize your view and manage cards and deposits online.
- Detailed account overview
- Transfers and bill payments
- Personal finance management
- Savings plans and budgeting
- Card and deposit management
- ATM and branch locator
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The New and redesigned Digital Banking experience now includes more tools to make life easier. Find out what benefits using TiBank : • Detailed overview of all your products and history with Tirana Bank • Transfers between your own accounts and to third parties • Domestic and International outward transfers • Credit Card Repayment in real time • Bill & Utility payments • Personal Finance Management offers: • Categorization of all transactions • Creation of saving plans • Design budget categories • Customized view of the application based on your preferences • Online Term Deposit creation • Online status change of your debit and credit cards • Online Mobile TopUp and offer activation • Direct contact with Bank via Message Box • Exact location of our ATM & Branches network
epara
Manage your finances with virtual and physical cards for effortless payments, free ATM withdrawals, and automatic rewards. This app offers secure transactions, instant currency exchange, and real-time transaction tracking for both personal and business use.
- Virtual and physical cards
- Free ATM withdrawals in Albania
- Automatic rewards on payments
- Dual currency management (ALL & EUR)
- Global money transfers via Ria
- Secure Mastercard transactions
- Transaction tracking and limit management
- Business payment solutions
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Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control.
Screenshots
Verdict
The clearest difference is rating: epara at 4.3 against TiBank's 3.5. TiBank's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
epara holds the better App Store score, 4.3 against 3.5. Both are backed by a comparable volume of ratings — 6 and 8 respectively.
TiBank ships an update every 2 months, epara every 3 months. Both last shipped on October 24, 2026.
| Parameter | TiBank | epara |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (6 ratings) | 4.3 (8 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 6 | 8 — better |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 74 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Tirana Bank | BKT Pay |
Customer experience
TiBank
epara
In-app purchases
TiBank
No in-app purchases
epara
No in-app purchases
