BKT Smart vs TiBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BKT Smart
Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.
- Secure banking services
- Account and credit card management
- Utility bill payments
- Mobile top-ups
- Money transfers
- ATM and branch locator
- Exchange calculator
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BKT Smart provides fast and secure banking services for retail customers anywhere, anytime on your Smartphone, needless to go to BKT branches and have a computer. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. To enter to BKT Smart you just need to have your Customer ID, click to register button and follow the registration steps. By using the same password you can access to BKT Smart and Internet Branch. By checking Remember Me you do not need to enter any time your Customer ID. BKT Smart provides the search for the location of ATMs or the nearest BKT branch, the Exchange Calculator and the Exchange Rate without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed and make payments about your accounts, credit cards or your utility bills. You can use electronic top up service for the needed Mobile Operator even direct by your phone contacts. You can transfer money between your accounts, toward BKT accounts, or toward accounts in other banks operating in Albania. You can open new current accounts or saving account and you can perform exchange. You can open a new deposit or can liquidate an existing one.
TiBank
Manage your finances with a redesigned digital banking experience. Track transactions, make transfers, pay bills, and create savings plans. Customize your view and manage cards and deposits online.
- Detailed account overview
- Transfers and bill payments
- Personal finance management
- Savings plans and budgeting
- Card and deposit management
- ATM and branch locator
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The New and redesigned Digital Banking experience now includes more tools to make life easier. Find out what benefits using TiBank : • Detailed overview of all your products and history with Tirana Bank • Transfers between your own accounts and to third parties • Domestic and International outward transfers • Credit Card Repayment in real time • Bill & Utility payments • Personal Finance Management offers: • Categorization of all transactions • Creation of saving plans • Design budget categories • Customized view of the application based on your preferences • Online Term Deposit creation • Online status change of your debit and credit cards • Online Mobile TopUp and offer activation • Direct contact with Bank via Message Box • Exact location of our ATM & Branches network
Screenshots
Verdict
The clearest difference is rating: TiBank at 3.8 against BKT Smart's 3.1. TiBank also leads on iOS requirement (12.0 vs 15.0). BKT Smart's advantage is ratings volume (28 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TiBank holds the better App Store score, 3.8 against 3.1. That said, the two scores are not equally well evidenced: BKT Smart has 28 ratings behind it against 4, so its average is the more settled of the two.
BKT Smart ships an update every 5 weeks, TiBank every 2 months. The most recent releases landed on September 7, 2026 and September 10, 2026 respectively.
| Parameter | BKT Smart | TiBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (28 ratings) | 3.8 (4 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 28 — better | 4 |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | BKT | Tirana Bank |
Customer experience
BKT Smart
TiBank
In-app purchases
BKT Smart
No in-app purchases
TiBank
No in-app purchases
