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BKT Smart

BKT Smart

by BANKA KOMBETARE TREGTARE SH.A.

28 ratings
17 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • February 5, 2016
  • June 3, 2026

Features

Developer

BANKA KOMBETARE TREGTARE SH.A.
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About

Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.

✓Secure banking services
✓Account and credit card management
✓Utility bill payments
✓Mobile top-ups
✓Money transfers
✓ATM and branch locator
✓Exchange calculator
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What's New in BKT Smart

4.5.8

June 3, 2026

This version contains new features and general improvements to bring you a better and faster banking experience! International transfers for business clients — you can now initiate and manage international transfers directly from the app. Insurance module improvements — we've made enhancements to the insurance section for a smoother experience. Account statements in Excel — you can now download your account statements in Excel format, in addition to PDF. Richer transfer and card transaction details — more information and visibility into your transfers and card activity. General improvements — various bug fixes and performance improvements across the app. Thank you for using BKT Smart!

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User reviews

Most RecentHighest RatedLowest Rated

Është shum i lejte

Super
Denis20012Denis20012

Nuk logohemi dot

Ju lutem rregulloni aplikacionin se nuk po logohemi dot , merrni kohen per te rregulluar sistemin dhe tani prap nuk hyjm dot
kt-qqkt-qq

Problematike !

Vazhdon te mos funksionoje mundesia per fshirjen e perfituesve nga aplikacioni BKT smart, edhe pse opsioni eshte aty nuk punon prej kohesh.
Vis_DVis_D

Great app

Great and functional app. This app is well developed and is very user friendly. I can access everything I want at my fingertips. Definitely much better than the apps that I have used for my banks in US.
Indriti-hIndriti-h

Worst bank in Albania 👎

When trying to do an international transfer it gave me a backoffice bug. When trying to submit a complaint about this, the input form also bugged out.
Micky323232Micky323232

Response from developer

Hi there! We have just launched a new version where we have fixed the problems reported earlier and we have added some new features. Can you try again and let us know if everything is fine with your banking journey?

See 12 more reviews

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FAQ

What is BKT Smart?

BKT Smart is a mobile banking application that allows retail customers to perform various banking services securely from their smartphone, eliminating the need to visit a physical branch.

Is BKT Smart free to use?

Yes, BKT Smart is available for free download and use, with no associated costs for accessing its banking features.

What banking services does BKT Smart offer?

BKT Smart enables users to check account balances, make payments for utility bills and credit cards, transfer money between accounts, perform mobile top-ups, and open new accounts or deposits.

Can I find ATMs or branches with BKT Smart?

Yes, BKT Smart includes a feature to search for the location of ATMs or the nearest BKT branch, even without logging in.

What languages does BKT Smart support?

BKT Smart provides its services in two languages: Albanian and English, catering to a wider user base.

How secure is BKT Smart?

BKT Smart is designed to offer fast and secure banking services. Users access the app using their Customer ID and password, with an option to 'Remember Me' for easier access.

What devices is BKT Smart compatible with?

BKT Smart is supported on iPhones and iPods, as indicated by the provided device compatibility information.

How often is BKT Smart updated?

The latest version of BKT Smart is 4.5.5, and it was last updated on December 23, 2025, suggesting regular updates to maintain functionality and security.