Flat Branch Servicing vs Truv
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flat Branch Servicing
Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.
- View account information
- Make one-time payments
- Set up recurring payments
- Manage important documents
- 24/7 loan access
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Loan management made easy with Servicing Digital! Conveniently and securely manage your Flat Branch serviced mortgage 24 hours a day. Customers can use this app to: - view current account info - make one-time or recurring payments - manage important documents
Truv
Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.
- Income verification
- Employment verification
- Direct Deposit Switch
- Connect to payroll providers
- Retrieve underwriting data
- Resolve disputes
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Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.
Screenshots
Verdict
The clearest difference is rating: Flat Branch Servicing at 4.8 against Truv's 3.4. Flat Branch Servicing also leads on review sentiment (26% vs 0%) and ratings volume (1.9K vs 11). Truv's advantage is update cadence (every 3 months vs every 8 months) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flat Branch Servicing holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Flat Branch Servicing has 1.9K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 26% of Flat Branch Servicing's written reviews are positive against 0% of Truv's.
Flat Branch Servicing ships an update every 8 months, Truv every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Flat Branch Servicing | Truv |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) — better | 3.4 (11 ratings) |
| Positive reviews | 26.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.9K — better | 11 |
| Update frequency | Every 8 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 208 MB | 9 MB |
| Age rating | 4+ | 17+ |
| Developer | Branch Flat Mortgage, Inc. | Truv, Inc. |
Customer experience
Flat Branch Servicing
Truv
Bugs and requests
Flat Branch Servicing
Reported bugs
3 issues- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something
Requested features
1 request- Bring back principal savings calculation
Truv
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Flat Branch Servicing
No in-app purchases
Truv
No in-app purchases
Questions
Is Flat Branch Servicing free?
Is Truv free?
Which has better reviews, Flat Branch Servicing or Truv?
Do Flat Branch Servicing or Truv have ads?
Which is updated more often, Flat Branch Servicing or Truv?
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