Comparison

Flat Branch Servicing vs Truv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flat Branch Servicing

Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.

Highlights
  • View account information
  • Make one-time payments
  • Set up recurring payments
  • Manage important documents
  • 24/7 loan access
Read full description

Loan management made easy with Servicing Digital! Conveniently and securely manage your Flat Branch serviced mortgage 24 hours a day. Customers can use this app to: - view current account info - make one-time or recurring payments - manage important documents

About

Truv

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

Highlights
  • Income verification
  • Employment verification
  • Direct Deposit Switch
  • Connect to payroll providers
  • Retrieve underwriting data
  • Resolve disputes
Features
Read full description

Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.

Screenshots

Flat Branch Servicing2 screens
Truv3 screens

Verdict

The call

The clearest difference is rating: Flat Branch Servicing at 4.8 against Truv's 3.4. Flat Branch Servicing also leads on review sentiment (26% vs 0%) and ratings volume (1.9K vs 11). Truv's advantage is update cadence (every 3 months vs every 8 months) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Flat Branch Servicing holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Flat Branch Servicing has 1.9K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 26% of Flat Branch Servicing's written reviews are positive against 0% of Truv's.

UpkeepUpdate frequency

Flat Branch Servicing ships an update every 8 months, Truv every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Flat Branch Servicing versus Truv: the parameters behind the verdict, then further details
ParameterFlat Branch ServicingTruv
PriceFreeFree
Rating4.8 (1.9K ratings) — better3.4 (11 ratings)
Positive reviews26.1% of reviews — better0.0% of reviews
Number of ratings1.9K — better11
Update frequencyEvery 8 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size208 MB9 MB
Age rating4+17+
DeveloperBranch Flat Mortgage, Inc.Truv, Inc.

Customer experience

Flat Branch Servicing

All ratings1,807 ratings
Positive94.4%
Neutral2.1%
Negative3.5%
Written reviews23 reviews
Positive26.1%
Neutral8.7%
Negative65.2%

Truv

All ratings9 ratings
Positive66.7%
Neutral11.1%
Negative22.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Flat Branch Servicing

Reported bugs

3 issues
  • Keeps telling to update app, even after updating
  • Crashes every time you scroll
  • Logs you out and closes completely when you click on something

Requested features

1 request
  • Bring back principal savings calculation

Truv

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flat Branch Servicing

No in-app purchases

None

Truv

No in-app purchases

Questions

Is Flat Branch Servicing free?
Flat Branch Servicing is free to download, with no in-app purchases.
Is Truv free?
Truv is free to download, with no in-app purchases.
Which has better reviews, Flat Branch Servicing or Truv?
Flat Branch Servicing is rated higher. Flat Branch Servicing averages 4.8 out of 5 from 1.9K ratings, while Truv averages 3.4 from 11 ratings.
Do Flat Branch Servicing or Truv have ads?
Neither Flat Branch Servicing nor Truv shows ads.
Which is updated more often, Flat Branch Servicing or Truv?
Flat Branch Servicing ships an update every 8 months, and Truv every 3 months. Most recently, Flat Branch Servicing was updated on October 25, 2026 and Truv on October 24, 2026.

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