Flat Branch Servicing vs RefinanceWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flat Branch Servicing
Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.
- View account information
- Make one-time payments
- Set up recurring payments
- Manage important documents
- 24/7 loan access
Read full descriptionHide full description
Loan management made easy with Servicing Digital! Conveniently and securely manage your Flat Branch serviced mortgage 24 hours a day. Customers can use this app to: - view current account info - make one-time or recurring payments - manage important documents
RefinanceWise
Read full descriptionHide full description
Refinance smarter — don’t just chase a lower payment. A refinance can reduce your monthly payment… but that doesn’t always mean you’re saving money. In many cases, a lower payment comes from extending your loan term, which can cost you thousands (or even more) in extra interest over time. Refinance Wise helps you make an informed refinance decision by comparing scenarios side-by-side so you can see the full picture — not just the payment. With Refinance Wise, you can compare: Monthly payment changes Total interest over the life of the loan Closing cost impact Loan term differences Estimated lifetime savings (or losses) Whether your goal is to lower your rate, shorten your term, or take cash out, this tool helps you evaluate your options with clarity and confidence. Make the smart refinance decision — backed by real numbers.
Screenshots
Verdict
The clearest difference is device support: RefinanceWise at 3 against Flat Branch Servicing's 1. RefinanceWise also leads on iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Flat Branch Servicing | RefinanceWise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) — better | — |
| Positive reviews | 26.1% of reviews | — |
| Number of ratings | 1.8K — better | — |
| Update frequency | Every 8 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 208 MB | 192 MB |
| Age rating | 4+ | 4+ |
| Developer | Branch Flat Mortgage, Inc. | Travis Mcguire |
Bugs and requests
Flat Branch Servicing
Reported bugs
3 issues- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something
Requested features
1 request- Bring back principal savings calculation
RefinanceWise
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Flat Branch Servicing
No in-app purchases
RefinanceWise
No in-app purchases
Questions
Is Flat Branch Servicing free?
Is RefinanceWise free?
Do Flat Branch Servicing or RefinanceWise have ads?
Other comparisons
