Flat Branch Servicing vs DueZen
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flat Branch Servicing
Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.
- View account information
- Make one-time payments
- Set up recurring payments
- Manage important documents
- 24/7 loan access
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Loan management made easy with Servicing Digital! Conveniently and securely manage your Flat Branch serviced mortgage 24 hours a day. Customers can use this app to: - view current account info - make one-time or recurring payments - manage important documents
DueZen
Manage bills, subscriptions, and free trials privately without connecting to your bank. Get timely reminders, track expenses, and plan your budget with a focus on reducing financial stress. Your data stays on your device.
- Bill and subscription reminders
- Free trial alerts
- Expense tracking
- Budget planning
- Savings goals
- Data export and backup
- Customizable themes
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DueZen is the calm, private way to stay ahead of bills, subscriptions, and free trials without connecting your bank, creating an account, or sending your financial data anywhere. Add your recurring expenses once, and DueZen keeps you organized and on time. Everything stays on your device, where it belongs. NEVER MISS WHAT'S DUE Get a gentle reminder before every bill. Swipe to mark it paid, snooze it with a tap, or have recurring auto-pay bills marked paid on schedule. DueZen also handles grace periods and variable bills like electricity and water, so your reminders match real life. CATCH FREE TRIALS BEFORE THEY CHARGE Add a free trial in seconds. DueZen reminds you 7, 3, and 1 day before it becomes a paid subscription, giving you time to decide whether it is worth keeping. TRACK EVERY SUBSCRIPTION See your recurring charges in one clean list, including what they cost each month and year. Spot forgotten subscriptions, review what you are still using, and cut the ones that no longer earn their place. PLAN YOUR MONTH See where your money goes with a living category breakdown, monthly budget, and pace tracking. DueZen's Flow Planner helps you give every dollar a job. Simple budgeting without a complicated spreadsheet. END EACH MONTH WITH PERSPECTIVE Your Monthly Reflection turns the month into a calm, personal recap of what you spent, what you kept on time, and the progress worth noticing. It is all generated privately on your device. YOUR DATA, YOUR FILE Create a portable backup file you control and restore it on another phone. Export your data to CSV whenever you want, or delete everything with one tap. Your financial story belongs to you. ALSO INCLUDED - Import transactions from a bank-exported CSV: your file, never your login - Track income and paychecks - Build savings goals with milestones, streaks, and a journey timeline - Choose from 20 handcrafted light and dark themes - Enjoy gentle haptics and calm pacing designed to lower financial stress WHY DUEZEN? Staying on top of your bills should not require handing your bank login to another company. DueZen brings bill reminders, free-trial alerts, subscription tracking, budgeting, and expense organization together in one calm app, private by design. Download DueZen and bring a little more calm to every due date. LINKS Website: getduezen.com Support: getduezen.com/support Privacy Policy: getduezen.com/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ DUEZEN PLUS Optional DueZen Plus offers expanded tracking and access to premium features. Choose a monthly or yearly subscription, or a one-time lifetime purchase. Pricing and included features are shown in the app.
Screenshots
Verdict
The clearest difference is update cadence: DueZen at every 4 weeks against Flat Branch Servicing's every 8 months. DueZen also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 17.0). Flat Branch Servicing's advantage is monetization model (free vs free with in-app purchases) and ratings volume (1.9K vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DueZen holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Flat Branch Servicing has 1.9K ratings behind it against 1, so its average is the more settled of the two.
Flat Branch Servicing ships an update every 8 months, DueZen every 4 weeks. The most recent releases landed on October 27, 2026 and October 14, 2026 respectively.
| Parameter | Flat Branch Servicing | DueZen |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 26.1% of reviews | — |
| Number of ratings | 1.9K — better | 1 |
| Update frequency | Every 8 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 208 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Branch Flat Mortgage, Inc. | George Guillen |
Customer experience
Flat Branch Servicing
DueZen
Bugs and requests
Flat Branch Servicing
Reported bugs
3 issues- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something
Requested features
1 request- Bring back principal savings calculation
DueZen
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Flat Branch Servicing
No in-app purchases
DueZen
No in-app purchases
Questions
Is Flat Branch Servicing free?
Is DueZen free?
Which has better reviews, Flat Branch Servicing or DueZen?
Do Flat Branch Servicing or DueZen have ads?
Which is updated more often, Flat Branch Servicing or DueZen?
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