Comparison

My Debts vs subs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Debts

Effectively manage your debts and monthly payments with an intuitive interface. Track personal finances, organize expenses, and avoid late fees. Stay on top of your financial health and reduce debt-related stress.

Highlights
  • Debt management
  • Expense tracking
  • Payment organization
  • Subscription management
  • Payment reminders
  • Financial health improvement
Read full description

Organize your debts, expenses and payments easily. With Mis Deudas, keep track of debts, everyday expenses, subscriptions and monthly payments in one place. Get reminders and improve your personal savings. Do you have debts, pending payments or several subscriptions and forget the due dates? With Mis Deudas you can: Track debts, bills, monthly payments, subscriptions and tandas (rotating savings groups). Log your daily expenses and sort them by category. Scan receipts to capture expenses faster. Get reminders before every payment. See the total of your debts and expenses in real time. View reports with charts of your spending by category. Use Home Screen widgets to see your finances at a glance. Add expenses and check your balance with Siri Shortcuts and quick actions. Organize your money and plan your savings better. Access premium features like expense tracking, subscriptions and recurring monthly payments. Mis Deudas is the ideal app for anyone who wants to manage their personal finances simply and quickly. Download now and start taking control of your finances. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

subs

Read full description

Drowning in subscriptions? Meet "Subs"! Your all-in-one tool for managing subscriptions. Get push notifications about due dates, keep track of spending, and never be surprised by payments. Subs makes managing your subscriptions as easy as breathing.

Screenshots

My Debts4 screens
subs2 screens

Verdict

The call

The clearest difference is in-app purchases: subs at none against My Debts's 5. subs also leads on ads (none vs shown) and device support (3 vs 1). My Debts's advantage is update cadence (weekly vs every 3 months). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debts sells 5 in-app purchases, starting at $3.99 per month. subs asks for nothing beyond the download.

UpkeepUpdate frequency

My Debts ships an update weekly, subs every 3 months. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
My Debts versus subs: the parameters behind the verdict, then further details
ParameterMy Debtssubs
PriceFreeFree
Rating5.0 (9 ratings) — better—
Positive reviews71.4% of reviews—
Number of ratings9 — better—
Update frequencyWeekly — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.613.0 — better
Further details — not scored
Size40 MB39 MB
Age rating4+17+
DeveloperIvan Andres Venegas MunizAnthony Grimaldo Solis

In-app purchases

5 purchases

My Debts

Subscriptions2
  • Premium Monthly7 Days trial$3.991 Month
  • Premium Annual7 Days trial$29.991 Year
One-time3
  • Subscription Module$3.99
  • Monthly Payments Module$3.99
  • Complete Plan$6.99
None

subs

No in-app purchases

Questions

Is My Debts free?
My Debts is free to download, with in-app purchases available.
Is subs free?
subs is free to download, with no in-app purchases.
Do My Debts or subs have ads?
My Debts shows ads; subs does not.
Which is updated more often, My Debts or subs?
My Debts ships an update weekly, and subs every 3 months. Most recently, My Debts was updated on October 19, 2026 and subs on October 7, 2026.

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