Comparison

My Debts vs TipShift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Debts

Effectively manage your debts and monthly payments with an intuitive interface. Track personal finances, organize expenses, and avoid late fees. Stay on top of your financial health and reduce debt-related stress.

Highlights
  • Debt management
  • Expense tracking
  • Payment organization
  • Subscription management
  • Payment reminders
  • Financial health improvement
Read full description

Organize your debts, expenses and payments easily. With Mis Deudas, keep track of debts, everyday expenses, subscriptions and monthly payments in one place. Get reminders and improve your personal savings. Do you have debts, pending payments or several subscriptions and forget the due dates? With Mis Deudas you can: Track debts, bills, monthly payments, subscriptions and tandas (rotating savings groups). Log your daily expenses and sort them by category. Scan receipts to capture expenses faster. Get reminders before every payment. See the total of your debts and expenses in real time. View reports with charts of your spending by category. Use Home Screen widgets to see your finances at a glance. Add expenses and check your balance with Siri Shortcuts and quick actions. Organize your money and plan your savings better. Access premium features like expense tracking, subscriptions and recurring monthly payments. Mis Deudas is the ideal app for anyone who wants to manage their personal finances simply and quickly. Download now and start taking control of your finances. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

TipShift

Read full description

TipShift — The Tip Tracker Built for Service Workers Whether you're a server, bartender, delivery driver, or salon pro, TipShift helps you take control of your tip income. Log Tips in Seconds Cash or card — just enter the amount and save. Add tags like Lunch, Dinner, or Event to organize your shifts. Track tip-outs to support staff so you know exactly what you keep. Know Your Real Hourly Rate Log your shift hours and TipShift calculates your actual $/hr. See which days and shifts pay the best. Multiple Workplaces Work at two restaurants? No problem. Create workplaces and tag each tip so your earnings stay organized. History Grouped by Day See your tips organized by date with daily totals. Search, filter by cash/card or payout status, and find any tip instantly. Weekly Goals & Streaks Set a weekly earnings goal and track your progress. Build a daily logging streak to stay motivated. Tax-Ready (Pro) TipShift tracks the IRS $20/month cash tip reporting threshold for you. Upgrade to Pro for: - Full 12-month history - CSV & PDF exports - Form 4070-A (Daily Tip Record) - Employer summary reports - Year-to-date income & FICA estimates Your Data, Secured Tips sync to the cloud so you never lose them. All data encrypted in transit. Delete your account anytime — we delete everything. Download TipShift and start tracking today. Your tips deserve better than a napkin.

Screenshots

My Debts4 screens

Verdict

The call

The clearest difference is update cadence: My Debts at weekly against TipShift's every 23 months. TipShift's advantage is iOS requirement (15.1 vs 18.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debts sells 5 in-app purchases, starting at $3.99 per month and TipShift sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Debts ships an update weekly, TipShift every 23 months. The most recent releases landed on October 3, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
My Debts versus TipShift: the parameters behind the verdict, then further details
ParameterMy DebtsTipShift
PriceFreeFree
Rating5.0 (8 ratings) — better—
Positive reviews71.4% of reviews—
Number of ratings8 — better—
Update frequencyWeekly — betterEvery 23 months
AdsYes—
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone — better—
Requires iOS18.615.1 — better
Further details — not scored
Size39 MB43 MB
Age rating4+4+
DeveloperIvan Andres Venegas MunizMonaco IT Services, LLC

In-app purchases

5 purchases

My Debts

Subscriptions2
  • Premium Monthly7 Days trial$3.991 Month
  • Premium Annual7 Days trial$29.991 Year
One-time3
  • Subscription Module$3.99
  • Monthly Payments Module$3.99
  • Complete Plan$6.99
2 purchases

TipShift

Subscriptions2
  • TipShift Pro Monthly7 Days trial$2.991 Month
  • TipShift Pro Annual7 Days trial$19.991 Year

Questions

Is My Debts free?
My Debts is free to download, with in-app purchases available.
Is TipShift free?
TipShift is free to download, with in-app purchases available.
Which is updated more often, My Debts or TipShift?
My Debts ships an update weekly, and TipShift every 23 months. Most recently, My Debts was updated on October 3, 2026 and TipShift on October 2, 2026.

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