Expense Tracker vs SpendMinder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Easily track your daily, weekly, and monthly spending with this intuitive budgeting app. Organize expenses into categories, set budgets, and visualize your spending habits with clear charts and summaries. Securely sync your data to iCloud.
- Beautiful User Interface
- Budgeting and Expense Tracking
- Expense History and Summary
- Customizable Expense Categories
- Data Backup & Sync to iCloud
- Recurring Expense Notifications
- Built-in Calculator
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Expense Diary is a simple & beautiful budgeting app for keeping track of your expenses or spendings. You create your expense groups, assign a budget to it and start keeping track of your expenses. Managing your daily, weekly or even monthly finance whether its related to home or office should not be a complicated task. Expense Diary simplifies this process with few taps. If you are looking for a simple budget planner, then this is the app that you are looking for. With this app you can keep plan your monthly budget, track expenditure, and manage savings across multiple categories. Features: - Beautiful User Interface: No more clunky, difficult navigation. Easy to use app with beautiful UI and Dark Theme too. - Budgeting: Assign a budget for your expenses and keep track of it. - Expense History: Keep track of all your expenses. See how much you spent and if you are within the budget. - Expense Category: Assign multiple categories to your expenses and track it across multiple categories. - Dark Mode: Switch between light & dark theme as per your preference. - Recent Expenses: See graph of your last 7 days expenses. - Expense Summary: Visualize your expenses in a graph per each category. See what you spend most on. - Data Backup & Sync: All your expenses data are synced privately to your own icloud account. Its safe & secure - Recurring Expenses: Track all your recurring expenses too. Get notification of your recurring expense. - Built in calculator to add, subtract, divide, multiply your expenditure. - Custom Icons: Stand out from the crowd with custom app icons. - Spendings Chart: You can view a graph of your daily expenses or view your spendings per each category. You can enjoy all the features of this app by subscribing to one of our monthly or yearly subscription pack or purchasing one time LifeTime purchase. Take control of your finance today. Expense Diary will automatically charge your iTunes Account at the end of your subscription unless auto-renew is turned off at least 24 hours before the end of your current period. Subscriptions renew at the original price. You can turn off auto-renew at any time and still receive full functionality until the end of your current period, but no refund can be provided for unused portions of the subscription. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. All your previous purchases can be easily restored using the **Restore Purchase** option in the app. This will provide you access to all the premium features. Expense Diary Terms of Service & Privacy Policy https://nrlnishan.github.io/privacy/expense-diary/
SpendMinder
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SpendMinder – A Budget That Matches How You Get Paid SpendMinder is the fast, modern budgeting app designed around your real pay cycle. Instead of forcing you into monthly calendars, SpendMinder builds a budget based on your actual payday — built from dates you give us — giving you clearer limits, accurate pacing, and a realistic view of your money. If you want to control day-to-day spending, stay ahead of bills, pay off debt faster or save for goals, SpendMinder keeps everything organised in one clean place. Key features • Budgeting based on your real pay schedule Track spending against your actual payday. See daily spending limits, pacing, remaining balance and whether you’ll finish the cycle on budget. • Fast, simple expense tracking Add expenses in seconds with a clean, quick interface. Categorise purchases, review spending patterns and keep on top of your money easily. • Clear insights that show where your money goes View your top spending categories, peak spending days, recurring payments and more — without spreadsheets or complicated charts. • Fixed expenses and monthly bills Add rent, utilities, subscriptions and other repeating costs to see your true spendable amount each cycle. • Debt tracking with payoff tools Track balances, minimums and due dates. Use Snowball or Avalanche payoff methods and see your debt totals fall over time. • Savings goals with progress tracking Set goals, add contributions and see how close you are to completing each one. • Clean, modern, ad-free design We are committed to never display you a single ad! We value your time, privacy, that's why all data stays only on your phone, and not on our servers! Why people choose SpendMinder • Built for any financial cycle you give us! • Ideal for people who overspend between paydays • Helps you stay consistent with accurate pacing and daily limits • Great for users who want budgeting, debt tracking and savings in one app • Designed for clarity, speed and ease — no spreadsheets required Pro Features Unlock Pro for unlimited history, full insights, savings goals, debt tracking and export tools. Your data stays private and securely stored on your device. SpendMinder helps you stay in control, stay consistent and stay confident with your money. Start your first pay cycle today. Terms of Use (EULA) Apple’s Standard End User License Agreement applies: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Expense Tracker and SpendMinder are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.99 per month and SpendMinder sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 3 weeks, SpendMinder every 11 days. The most recent releases landed on October 13, 2026 and October 19, 2026 respectively.
| Parameter | Expense Tracker | SpendMinder |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17 — better | 18.6 |
| Further details — not scored | ||
| Size | 40 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Nishan Niraula | Christiaan de Rover |
In-app purchases
Expense Tracker
- Expense Diary Premium: Monthly$1.991 Month
- Expense Diary - Weekly3 Days trial$1.997 Days
- Expense Diary Premium: Yearly$17.991 Year
- Expense Diary Premium Lifetime$24.99
SpendMinder
- SpendMinder Pro — Monthly$3.991 Month
- SpendMinder Pro Annual$29.991 Year
- SpendMinder Pro — Lifetime$59.99
Questions
Is Expense Tracker free?
Is SpendMinder free?
Do Expense Tracker or SpendMinder have ads?
Which is updated more often, Expense Tracker or SpendMinder?
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