Yonder Rewards Cards vs Kitty

Built for people who’ve stopped settling for cashback crumbs. Yonder is the rewards card that actually pays out — in your city, and everywhere after it. No expiring points, no gate-kept airlines, no catalogue that peaks at a meal deal discount. Just rewards for the life you’re already living. Available as a debit card or credit card. A REWARDS CARD THAT KEEPS UP • Earn points for paying your rent or mortgage with Yonder • Discover the best independent restaurants near you, not the chains everyone already knows • New rewards and experiences added every month across UK cities and beyond • Travel like a local, with no FX fees, and access to hotels, eSIMs and lounge access • Exclusive premium member-only benefits AN APP THAT’S ACTUALLY GOOD TO USE • A virtual card, ready to use straight away • Freeze and unfreeze your card in-app, instantly • Real-time spend notifications — always know where your money’s going • Buy and install eSIMs in-app before you fly • Customer support, 7 days a week • Powered by Mastercard, accepted pretty much everywhere Download Yonder and see what your money’s really worth. 18+ and UK only. Membership fee may apply. T&Cs apply. Credit subject to approval.

Kitty keeps track of shared money between friends, so nobody has to do the maths or remember who paid. Start a group for a trip, a flat or a dinner, or a one-to-one ledger with a friend. Add what was spent and who paid, and Kitty works out who owes whom. ADD PEOPLE BY NAME No waiting for everyone to install an app. Add friends by name and start recording straight away. Send them an invite link whenever you like, and everything already recorded against their name is waiting for them. SPLIT IT ANY WAY Split equally, by exact amounts, by percentage or by shares. Shares suit uneven splits, like two people in a room and one on the sofa. For a quick one-to-one, just tap I paid, They paid or Split 50/50. FEWER PAYMENTS TO SETTLE Kitty simplifies the debts in a group, so a circle of people owing each other becomes the fewest payments that clear it. Mark a debt as settled once it is paid. YOUR OWN SPENDING, PRIVATELY The Mine tab tracks what you spend on your own. It is private to you and never shown in any group. BUILT TO BE FAIR - Free, with no ads and no paywall on anything that decides who owes what - Balances in 13 currencies, each group in its own currency - Expenses cannot be quietly edited, so the history stays honest - Start instantly as a guest, then save your account with Apple or Google - Delete your account and data from inside the app at any time Kitty never holds or moves your money. It records what you tell it, and you settle up however you normally pay.