Comparison

CellFin vs Al

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CellFin

This app offers a comprehensive digital banking experience, allowing users to manage finances, open accounts, and perform transactions without visiting a branch. It provides a virtual card, money transfers, remittance services, and ATM cash withdrawals. Users can also locate bank services and manage complaints.

Highlights
  • Digital Wallet creation
  • Virtual VISA/MasterCard
  • Account integration
  • Balance checking
  • Bank account opening
  • Money transfer
  • Foreign remittance
  • Cardless ATM transactions
Read full description

Introducing Islami Bank CellFin: Your “All-in-One Mobile App for Digital Services”. Islami Bank CellFin is your go-to mobile app for all your digital needs, whether you're already a bank customer or not. If you have a mobile phone with a number and a Smartphone, you're good to go! Non transactional features: 1. No Bank Visit Needed: You don't have to visit the bank or deal with any paperwork. Simply download the app on your smartphone, and you're ready to roll. 2. Instant Digital Wallet: Once you've got the app, you can instantly create your own Digital Wallet. No need to wait for the bank – it's all automated for your convenience. 3. Virtual Card Included: We've got you covered with a virtual card – either VISA or MasterCard – assigned to your Digital Wallet. It's like having a card in your phone, and it makes all your transactions a breeze. 4. Account Integration: You can link Islami bank existing Khidmah credit card, prepaid card, CBS account, agent banking account, mCash account with this Digital Wallet for all kinds of transactional and non-transactional services. 5. Balance check: Conveniently check Bank, mCash and CellFin account balance at no cost without the need to visit a branch. 6. Complain management: Swiftly file and receive a complaint ticket number for any disputes directly through the app, eliminating the need to visit a branch. 7. Bank account opening: Easily open various accounts, such as Mudaraba Savings, Mudaraba Special Savings, Mudaraba Monthly Profit Deposit, Mudaraba Student Savings, Mudaraba Industrial Employee Savings, Payroll, Hajj Savings, and Muhor Savings accounts, all from the convenience of our app – no need to visit a bank branch. 8. Location service: Effortlessly find branch locations, sub-branches, ATMs, and agent outlets using the app's built-in locator feature. 9. Cheque book requisition: Order a cheque book right from our app with ease. 10. Notification: Stay in the loop with exclusive offers and exciting promotions through our app's notifications. 11. Overseas registration: Bangladeshi citizens can use CellFin with all the features from 26 countries over the world. Transactional Features: 1. Add Money: Easily add funds to your CellFin from various sources, including other bank cards, IBBPLC accounts, mCash, and IBBPLC debit and credit cards. 2. Send Money (Transfer): Effortlessly transfer funds, whether it's within IBBL or to other banks (IBBPLC to other banks) through EFT&NPSB, Binimoy, and also make transfers to mobile financial services such as mCash, bKash, Nagad, and other MFS providers. 3. Receive and Add Foreign Remittance: Receive and add foreign remittances to your account 24/7 through our app – no need to visit a bank branch. 4. Cardless Cash withdraw and deposut from ATM/CRM : Deposit and withdraw cash from your CellFin account, and even withdraw cash from your bank account, all without the need for a card, and it's absolutely free of charge. 5. QR based POS Purchase: You can use CellFin Quick Pay with ease, whether it's through Bangla QR or IBBL QR. Debit funds from your Bank account, CellFin account, mCash or IBBL Khidmah credit card hassle-free. 6. Ecommerce Transaction: You can shop hassle-free on thousands of e-commerce sites 24/7, making payments conveniently through CellFin. 7. Bill & other types of Payments: With CellFin, you can easily manage your bills for electricity, gas, telephone, internet, WASA (water supply), educational fees, admission fees, and more. Pay your bills conveniently and stay on top of your expenses all in one place. 8. Mobile Top-up: Top up your mobile balance or settle postpaid mobile bills in a flash with CellFin. We offer convenient shortcuts for major mobile network operators like Robi, Airtel, Banglalink, Grameenphone, and Teletalk, ensuring swift and hassle-free transactions. 9. Request Money: You can request money to another CellFin user at any time when you need.

About

Al

Features
Read full description

Al-Falah Unity is a private app for approved members to view their membership records and stay connected with their organization. Sign in with your organization-issued member ID and password. Public registration is not available. MEMBER DASHBOARD See your account summary, recorded contributions, dues, and notices in a clear home dashboard. STATEMENTS AND TRANSACTIONS Review your current statement and the transaction history linked to your own account. Financial entries are informational records maintained by Al-Falah Unity outside the app. If something looks incorrect, contact the organization for a review. ORGANIZATION OVERVIEW AND PROJECTS Explore the company overview, including available collection, balance, expense, and trend information. Open project summaries and updates shared with members. View other members’ names and profile photos where the organization makes them available; other members’ private financial records are not shown. GROUP CONVERSATION Participate in the members-only group chat with text, emoji, and images. Reply to messages, react, and see read receipts. Administrators can moderate or remove messages and media. Shared images may expire under the organization’s retention policy. PAYMENT RECORDS FOR AUTHORIZED MEMBERS Members granted collection access by a Super Admin can record payments already received outside the app and review related records. Most members have view-only access. NOTICES AND ACCOUNT ACCESS Receive service notices and optional reminders when notifications are enabled. Review your profile and available account settings. Keep your sign-in details private. Al-Falah Unity does not charge, transfer, or hold money through this app. Authorized collectors only record payments received outside the app. Statements and balances depend on records maintained by the organization. Support: alfalahunity@gmail.com Website: https://alfalah.otipu.com Privacy Policy: https://alfalah.otipu.com/privacy Terms of Use: https://alfalah.otipu.com/terms

Screenshots

CellFin4 screens
Al3 screens

Verdict

The call

The clearest difference is update cadence: Al at every 4 days against CellFin's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CellFin ships an update every 2 months, Al every 4 days. The most recent releases landed on October 25, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
CellFin versus Al: the parameters behind the verdict, then further details
ParameterCellFinAl
PriceFreeFree
Rating3.3 (346 ratings) — better—
Positive reviews29.4% of reviews—
Number of ratings346 — better—
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better16.4
Further details — not scored
Size97 MB58 MB
Age rating4+4+
DeveloperIslami Bank Bangladesh LtdTipu Sultan

Bugs and requests

CellFin

Reported bugs

11 issues
  • Can't open account from overseas
  • Doesn't work in abroad
  • Can't use this apps on iPhone
  • Not working on iOS 15
  • Not working on iPhone 6
Show 6 more
  • Not working on iPhone 7 Plus
  • Not working on iPhone 12 Pro Max
  • Blank screen after NID photo upload
  • Crash when opening camera
  • Login screen freezes
  • Incompatible with older devices

Requested features

7 requests
  • Face ID login feature
  • Binimoy feature
  • Dark(black) mode
  • Beneficiary AC Saving Option
  • Cash in through ATM machine
Show 2 more
  • Prepaid Card Balance and Statement
  • MTDR account open option

Al

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CellFin

No in-app purchases

None

Al

No in-app purchases

Questions

Is CellFin free?
CellFin is free to download, with no in-app purchases.
Is Al free?
Al is free to download, with no in-app purchases.
Do CellFin or Al have ads?
Neither CellFin nor Al shows ads.
Which is updated more often, CellFin or Al?
CellFin ships an update every 2 months, and Al every 4 days. Most recently, CellFin was updated on October 25, 2026 and Al on October 16, 2026.

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