PeFi vs ThriftPlan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PeFi
This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.
- Track cash, spending, and income
- Organize expenses by wallet
- Smart notification algorithm
- Global and wallet-specific limits
- Financial literacy guidance
- Add data quickly and easily
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PeFi - is the most advanced personal finance manager application. The main PeFi goal is to help you save more money by keeping basic finance literacy rules. Using finance literacy rules allows PeFi to manage and provide more relevant info and suggestions. PeFi will help you to track all your cash and organize all your spending and income. PeFi includes a smart notifications algorithm that allows you to stay in focus, control your financial state, and keep you close to your financial goals. The quickest and easiest ways to add new data and control existing income and expenses. Different tools to control and manage your wallets and reserves. PeFi includes global and wallet-related limits, which helps you stay notified when you add more expenses than expected. Organized finances = additional wealth. When your finances are organized, you can make the most out of the hard-earned assets you create through sounds short-term and long-term planning. And planning, no matter your income, can lead to additional wealth, allowing you to take care of all your responsibilities and those things that you dream of using that hard-earned money for like travel, a house, cars, retirement, helping others, "fun" things, and so much more! With PeFi organizing your finance become much easier than it was before. PeFi is not only a finance management tool. It's your personal finance manager who will guide you through the world and rules of financial literacy. Privacy policy: http://pefiapp.com/privacy-policy/ Terms of use: http://pefiapp.com/terms-of-use/
ThriftPlan
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ThriftPlan is a Saudi FinTech company that offers a smart solution which helps companies create digital saving plans. ThriftPlan is redefining Social Security as we know it by offering an interactive investment solution for both employers and their employees. The ThriftPlan mobile app for employees brings the flexibility to view and manage the details related to their contributions, portfolios, returns, and a host of other features through a user-friendly interface. • Return Calculator An online calculator simulates the expected returns based on your specific parameters. • Manage how funds are invested Manage your money investment and monitor the funds easily and faster. • Track contribution status Stay up to date to your contribution status in a smart way. • Manage withdrawals online Handle all your withdrawals requests and manage them quicker than before. • Email and push notification to stay updated Step by step update through emails and mobile notifications. • Localized in English and Arabic Choose your preferred language and enjoy your experience. • Understand Vesting Schedule All you need to know about Vesting in one place to monitor. • TP Academy Enjoy and learn the best way of saving investing process to manage your money in the right way. If you are enrolled in ThriftPlan by your employer and do not have an account, please reach out to your relevant department, or contact our support team for assistance. Download ThriftPlan, let your future be financially secured and leave the stress behind and live your life.
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Verdict
The clearest difference is in-app purchases: ThriftPlan at none against PeFi's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PeFi sells 3 in-app purchases, starting at $2.99 per month. ThriftPlan asks for nothing beyond the download.
PeFi ships an update monthly, ThriftPlan every 6 weeks. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | PeFi | ThriftPlan |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Artem Iakovliev | Thrift Plan Company For Information Technology |
In-app purchases
PeFi
- Monthly Pro Subscription$2.991 Month
- 3-monthly Pro Subscription$5.993 Months
- Annual Pro Subscription7 Days trial$11.991 Year
ThriftPlan
No in-app purchases









