Comparison

moolahPAY vs Planet MicroCap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

moolahPAY

This payment super app allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and secure top-up options.

Highlights
  • International money remittance
  • Multi-currency exchange
  • Local PayNow payments
  • Cashless QR code payments
  • Transaction rewards (mCoins)
  • Secure e-wallet top-ups
Features
Read full description

We've Re-branded to moolahPAY! • After 2.5 years of winning the hearts of Singapore consumers, we've decided to name your beloved payment app to "moolahPAY". Read more about our name change here: https://www.moolahgo.com/moolahgo-rebrands-its-popular-consumer-e-wallet-app-to-moolahpay/ Latest Promotion • All New to moolahPAY users will get a Special Privilege of much higher exchange rates and fee waiver for your 1st cross-border transfer transaction! moolahPAY e-Wallet • moolahPAY is a Singapore payment super app that gives you access to extremely attractive currency exchange rates, remit money to over 20 countries at good rates, purchase your multi-currencies for travel or investment needs, make PayNow SGQR payments and many more. • Best thing is, 1st Timer Users get to enjoy special privileges such as Fees Waiver and Exchange Rates even higher than market rate! What can you do with moolahPAY? Top-up • Conveniently top up your eWallet securely via multiple methods including international Credit/Debit cards, PayNow, QR-code scanning and Bank transfer • Top up for immediate use or auto-debited for future payments Send Money (Cross-border Remittances) • Send money at highly competitive exchange rates, seamlessly and on real-time • Send from Singapore to over 20+ countries • SG's 1st e-Wallet capable of sending money to Indonesia wallets at just 50 Cents per transaction Exchange Currencies • Exchange your currencies at the same competitive rates in your multi-currency eWallet Pay Now (Peer-to-Peer Payments) • Send money locally in SG to your friends free of charge • Pay your friends using Singapore's PayNow network • Handy and more rewarding alternative to your bank app Buy Now (Cashless Payments) • Pay for your purchases without using cash • Scan SGQR PayNow QR Codes Earn Rewards • Get rewarded for your transactions (including top-ups!) • Accumulate our reward points named mCoins® when you transact • Redeem for vouchers at popular retailers About Moolahgo We are an ambitious and rapidly growing digital multi-currency payments Fintech with the mission to challenge the status quo and make financial services fair and accessible to everyone (businesses and individuals). Why Moolahgo? • Licensed and regulated by The Monetary Authority of Singapore as a Major Payments Institution (License No.: PS20200262) • Your money is strictly separated from our own funds so they are secure • Well capitalized - multi-million dollars in paid-up capital. Plus, security deposit held with MAS • Secure – PCI DSS security standards for cards processing, Biometric sign-in, PIN enforcement before wallet deduction Ready to gain control of your finances and get rewarded for it? Download moolahPAY now, sign up for your free account, and start saving with us! --------- Send from: Singapore (SGD) To: Australia (AUD), Bangladesh (BDT), Canada (CAD), China (CNY, CNH), Europe (EUR), Great Britain (GBP), Hong Kong (HKD), Indonesia (IDR), India (INR), Japan (JPY), Kenya (KES), Malaysia (MYR), Nepal (NPR), New Zealand (NZD), Philippines (PHP), South Korea (KRW), Sri Lanka (LKR), Switzerland (CHF), Taiwan (TWD), Thailand (THB), United States (USD), Vietnam (VND), and more... --------- Term of use at https://www.moolahgo.com/index.php/view/tos Privacy policy at https://www.moolahgo.com/index.php/view/privacy Find out more about us at https://www.moolahgo.com/ Follow us on LinkedIn (https://sg.linkedin.com/company/moolahgo), Facebook (https://www.facebook.com/MoolahGoFintech/), and Instagram (https://www.instagram.com/moolahgo/)

About

Planet MicroCap

Features
Read full description

Planet MicroCap is your gateway to the MicroCap market, offering a comprehensive platform for investors, enthusiasts, and professionals. Stay ahead with the latest market news, in-depth expert commentary, and educational tools to enhance your investment strategies. Discover new podcasts featuring interviews with seasoned investing experts, gain exclusive insights from CEO video interviews, and Whether you’re a seasoned investor or just starting out, Planet MicroCap provides everything you need to stay informed and succeed in the MicroCap market.

Screenshots

moolahPAY4 screens
Planet MicroCap3 screens

Verdict

The call

The clearest difference is iOS requirement: moolahPAY at 15.6 against Planet MicroCap's 18.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

moolahPAY ships an update every 5 weeks, Planet MicroCap every 2 months. The most recent releases landed on August 29, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 9 level
moolahPAY versus Planet MicroCap: the parameters behind the verdict, then further details
ParametermoolahPAYPlanet MicroCap
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better18.1
Further details — not scored
Size114 MB7 MB
Age rating4+4+
DeveloperMoolahGo Pte LtdSabio Mobile

In-app purchases

None

moolahPAY

No in-app purchases

None

Planet MicroCap

No in-app purchases

Questions

Is moolahPAY free?
moolahPAY is free to download, with no in-app purchases.
Is Planet MicroCap free?
Planet MicroCap is free to download, with no in-app purchases.
Do moolahPAY or Planet MicroCap have ads?
Neither moolahPAY nor Planet MicroCap shows ads.
Which is updated more often, moolahPAY or Planet MicroCap?
moolahPAY ships an update every 5 weeks, and Planet MicroCap every 2 months. Most recently, moolahPAY was updated on August 29, 2026 and Planet MicroCap on September 17, 2026.

Other comparisons