Comparison

Dash by Western Union vs moolahPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dash by Western Union

This mobile wallet facilitates international money transfers, mobile top-ups, and overseas bill payments. It offers competitive exchange rates and low fees for sending money to over 35 countries. Users can also invest and shop globally with a virtual Visa card.

Highlights
  • International money transfers
  • Mobile top-ups and data recharges
  • Overseas utility bill payments
  • Investment options
  • Virtual Visa card for global shopping
  • Scan and pay with QR codes
Features
Read full description

App is only available to Singapore residents who hold a local mobile number. Dash by Western Union – the all-in-one mobile wallet that lets you remit, top up prepaid accounts, pay overseas bills and shop with Visa. Make Dash your trusted money transfer app to send money to family and friends with our competitive foreign exchange rates and low fees. Remitting abroad is fast, easy and safe with Dash; you can skip the queues and transfer money overseas anytime, anywhere. Enjoy attractive promotions and offers when you send money overseas with Dash. Fast, easy and safe money transfers: • Get the latest exchange rates from the Dash app – key in the amount you wish to send to your recipient to obtain the final exchange rate and fees. What you see is what you get! • Exclusive promotion when you make your first money transfer • Track your remittance history at a glance through the Dash app • Questions? Call us at 6438 3274 or drop us a text on WhatsApp (mobile whatsapp link http://help.singtel.com/dashchat) • Our money transfer service is provided by SingCash Pte Ltd, licensed by Monetary Authority of Singapore and part of the Western Union Group Send money overseas • Dash supports remittance to over 35 countries in 12 currencies. These include: Australia (AUD Australian Dollar), Bangladesh (BDT Bangladeshi Taka), China (CNY Chinese Yuan), India (INR Indian Rupee), Indonesia (IDR Indonesian Rupiah), Malaysia (MYR Malaysian Ringgit), Philippines (PHP Philippine Peso), South Korea (KRW South Korea Won), Thailand (THB Thai Baht), Vietnam (VND Vietnam Dong) and the United Kingdom (GBP Pound Sterling), as well as a number of countries in Europe (EUR Euro) • Transfer money to banks worldwide • Remit easily to cash pick-up locations • Send money to e-wallets around the world, including bKash, GCash, DANA, LinkAja, Touch ‘n Go eWallet, WeChat Send international mobile top-up, prepaid load, airtime recharge and data top-ups • Instantly send overseas mobile top-ups and prepaid reload anytime • Buy airtime recharge or data packs for supported operators, available in 9 countries: Bangladesh, China, India, Indonesia, Malaysia, Myanmar, Philippines, Thailand and Vietnam • Top up your hi! SIM Card and get connected Top up on-the-go, 24/7 • Top up easily using a variety of channels – such as PayNow, 7-Eleven shops and selected prepaid retailers Pay your utility bills overseas • Make payments for your television or electricity bills in India, Indonesia, or the Philippines – all at SGD0 transaction fee! Services include Meralco, PLN etc. Grow your wealth • Save at high returns with Dash PET 2 by Etiqa Insurance (comes with free insurance coverage) • Access UOBAM Robo-Invest's unique robo-advisory portfolio Tap or scan & pay to go cashless • Scan and pay instantly when you spot the Dash, FavePay, NETS QR or PayNow logo on SGQR labels at thousands of merchants across Singapore • Enjoy instant FavePay cashback at selected Fave merchant payments • Shop securely in-store or online worldwide with your Dash Visa Virtual Card • Breeze through bus and train rides with convenient contactless payments • Add your Dash Visa Virtual Card to your taxi app for smooth, seamless rides Download the Dash by Western Union app and send money to family and friends in a faster, safer, and easier way. Find out more at dash.com.sg ^Location services may be disabled to improve battery life ^Continued use of GPS running in the background can dramatically decrease battery life.

About

moolahPAY

This payment super app allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and secure top-up options.

Highlights
  • International money remittance
  • Multi-currency exchange
  • Local PayNow payments
  • Cashless QR code payments
  • Transaction rewards (mCoins)
  • Secure e-wallet top-ups
Features
Read full description

We've Re-branded to moolahPAY! • After 2.5 years of winning the hearts of Singapore consumers, we've decided to name your beloved payment app to "moolahPAY". Read more about our name change here: https://www.moolahgo.com/moolahgo-rebrands-its-popular-consumer-e-wallet-app-to-moolahpay/ Latest Promotion • All New to moolahPAY users will get a Special Privilege of much higher exchange rates and fee waiver for your 1st cross-border transfer transaction! moolahPAY e-Wallet • moolahPAY is a Singapore payment super app that gives you access to extremely attractive currency exchange rates, remit money to over 20 countries at good rates, purchase your multi-currencies for travel or investment needs, make PayNow SGQR payments and many more. • Best thing is, 1st Timer Users get to enjoy special privileges such as Fees Waiver and Exchange Rates even higher than market rate! What can you do with moolahPAY? Top-up • Conveniently top up your eWallet securely via multiple methods including international Credit/Debit cards, PayNow, QR-code scanning and Bank transfer • Top up for immediate use or auto-debited for future payments Send Money (Cross-border Remittances) • Send money at highly competitive exchange rates, seamlessly and on real-time • Send from Singapore to over 20+ countries • SG's 1st e-Wallet capable of sending money to Indonesia wallets at just 50 Cents per transaction Exchange Currencies • Exchange your currencies at the same competitive rates in your multi-currency eWallet Pay Now (Peer-to-Peer Payments) • Send money locally in SG to your friends free of charge • Pay your friends using Singapore's PayNow network • Handy and more rewarding alternative to your bank app Buy Now (Cashless Payments) • Pay for your purchases without using cash • Scan SGQR PayNow QR Codes Earn Rewards • Get rewarded for your transactions (including top-ups!) • Accumulate our reward points named mCoins® when you transact • Redeem for vouchers at popular retailers About Moolahgo We are an ambitious and rapidly growing digital multi-currency payments Fintech with the mission to challenge the status quo and make financial services fair and accessible to everyone (businesses and individuals). Why Moolahgo? • Licensed and regulated by The Monetary Authority of Singapore as a Major Payments Institution (License No.: PS20200262) • Your money is strictly separated from our own funds so they are secure • Well capitalized - multi-million dollars in paid-up capital. Plus, security deposit held with MAS • Secure – PCI DSS security standards for cards processing, Biometric sign-in, PIN enforcement before wallet deduction Ready to gain control of your finances and get rewarded for it? Download moolahPAY now, sign up for your free account, and start saving with us! --------- Send from: Singapore (SGD) To: Australia (AUD), Bangladesh (BDT), Canada (CAD), China (CNY, CNH), Europe (EUR), Great Britain (GBP), Hong Kong (HKD), Indonesia (IDR), India (INR), Japan (JPY), Kenya (KES), Malaysia (MYR), Nepal (NPR), New Zealand (NZD), Philippines (PHP), South Korea (KRW), Sri Lanka (LKR), Switzerland (CHF), Taiwan (TWD), Thailand (THB), United States (USD), Vietnam (VND), and more... --------- Term of use at https://www.moolahgo.com/index.php/view/tos Privacy policy at https://www.moolahgo.com/index.php/view/privacy Find out more about us at https://www.moolahgo.com/ Follow us on LinkedIn (https://sg.linkedin.com/company/moolahgo), Facebook (https://www.facebook.com/MoolahGoFintech/), and Instagram (https://www.instagram.com/moolahgo/)

Screenshots

Dash by Western Union4 screens
moolahPAY4 screens

Verdict

The call

Dash by Western Union and moolahPAY both sit at 4.2 stars, but that hides the real split: 100% of moolahPAY's written reviews are positive against 0% of Dash by Western Union's. Dash by Western Union's advantage is ratings volume (75 vs 1) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dash by Western Union holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: Dash by Western Union has 75 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of Dash by Western Union's written reviews are positive against 100% of moolahPAY's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Dash by Western Union ships an update every 3 weeks, moolahPAY every 5 weeks. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Dash by Western Union versus moolahPAY: the parameters behind the verdict, then further details
ParameterDash by Western UnionmoolahPAY
PriceFreeFree
Rating4.2 (75 ratings) — better4.0 (1 ratings)
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings75 — better1
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size228 MB114 MB
Age rating4+4+
DeveloperThe Western Union CompanyMoolahGo Pte Ltd

Customer experience

Dash by Western Union

All ratings72 ratings
Positive77.8%
Neutral5.6%
Negative16.7%
Written reviews14 reviews
Positive0.0%
Neutral14.3%
Negative85.7%

moolahPAY

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Dash by Western Union

No in-app purchases

None

moolahPAY

No in-app purchases

Questions

Is Dash by Western Union free?
Dash by Western Union is free to download, with no in-app purchases.
Is moolahPAY free?
moolahPAY is free to download, with no in-app purchases.
Which has better reviews, Dash by Western Union or moolahPAY?
Dash by Western Union is rated higher. Dash by Western Union averages 4.2 out of 5 from 75 ratings, while moolahPAY averages 4.0 from 1 ratings.
Do Dash by Western Union or moolahPAY have ads?
Neither Dash by Western Union nor moolahPAY shows ads.
Which is updated more often, Dash by Western Union or moolahPAY?
Dash by Western Union ships an update every 3 weeks, and moolahPAY every 5 weeks. Most recently, Dash by Western Union was updated on October 24, 2026 and moolahPAY on October 5, 2026.

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