Comparison

Dash by Western Union vs POSB digibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dash by Western Union

This mobile wallet facilitates international money transfers, mobile top-ups, and overseas bill payments. It offers competitive exchange rates and low fees for sending money to over 35 countries. Users can also invest and shop globally with a virtual Visa card.

Highlights
  • International money transfers
  • Mobile top-ups and data recharges
  • Overseas utility bill payments
  • Investment options
  • Virtual Visa card for global shopping
  • Scan and pay with QR codes
Features
Read full description

App is only available to Singapore residents who hold a local mobile number. Dash by Western Union – the all-in-one mobile wallet that lets you remit, top up prepaid accounts, pay overseas bills and shop with Visa. Make Dash your trusted money transfer app to send money to family and friends with our competitive foreign exchange rates and low fees. Remitting abroad is fast, easy and safe with Dash; you can skip the queues and transfer money overseas anytime, anywhere. Enjoy attractive promotions and offers when you send money overseas with Dash. Fast, easy and safe money transfers: • Get the latest exchange rates from the Dash app – key in the amount you wish to send to your recipient to obtain the final exchange rate and fees. What you see is what you get! • Exclusive promotion when you make your first money transfer • Track your remittance history at a glance through the Dash app • Questions? Call us at 6438 3274 or drop us a text on WhatsApp (mobile whatsapp link http://help.singtel.com/dashchat) • Our money transfer service is provided by SingCash Pte Ltd, licensed by Monetary Authority of Singapore and part of the Western Union Group Send money overseas • Dash supports remittance to over 35 countries in 12 currencies. These include: Australia (AUD Australian Dollar), Bangladesh (BDT Bangladeshi Taka), China (CNY Chinese Yuan), India (INR Indian Rupee), Indonesia (IDR Indonesian Rupiah), Malaysia (MYR Malaysian Ringgit), Philippines (PHP Philippine Peso), South Korea (KRW South Korea Won), Thailand (THB Thai Baht), Vietnam (VND Vietnam Dong) and the United Kingdom (GBP Pound Sterling), as well as a number of countries in Europe (EUR Euro) • Transfer money to banks worldwide • Remit easily to cash pick-up locations • Send money to e-wallets around the world, including bKash, GCash, DANA, LinkAja, Touch ‘n Go eWallet, WeChat Send international mobile top-up, prepaid load, airtime recharge and data top-ups • Instantly send overseas mobile top-ups and prepaid reload anytime • Buy airtime recharge or data packs for supported operators, available in 9 countries: Bangladesh, China, India, Indonesia, Malaysia, Myanmar, Philippines, Thailand and Vietnam • Top up your hi! SIM Card and get connected Top up on-the-go, 24/7 • Top up easily using a variety of channels – such as PayNow, 7-Eleven shops and selected prepaid retailers Pay your utility bills overseas • Make payments for your television or electricity bills in India, Indonesia, or the Philippines – all at SGD0 transaction fee! Services include Meralco, PLN etc. Grow your wealth • Save at high returns with Dash PET 2 by Etiqa Insurance (comes with free insurance coverage) • Access UOBAM Robo-Invest's unique robo-advisory portfolio Tap or scan & pay to go cashless • Scan and pay instantly when you spot the Dash, FavePay, NETS QR or PayNow logo on SGQR labels at thousands of merchants across Singapore • Enjoy instant FavePay cashback at selected Fave merchant payments • Shop securely in-store or online worldwide with your Dash Visa Virtual Card • Breeze through bus and train rides with convenient contactless payments • Add your Dash Visa Virtual Card to your taxi app for smooth, seamless rides Download the Dash by Western Union app and send money to family and friends in a faster, safer, and easier way. Find out more at dash.com.sg ^Location services may be disabled to improve battery life ^Continued use of GPS running in the background can dramatically decrease battery life.

About

POSB digibank

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

Highlights
  • Quick account setup
  • View balance without login
  • International money transfers
  • Apply for accounts and loans
  • Personalized financial insights
  • Digital investment advice
  • Sustainability tracking
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

Screenshots

Dash by Western Union4 screens
POSB digibank4 screens

Verdict

The call

The clearest difference is review sentiment: POSB digibank at 54% against Dash by Western Union's 0%. POSB digibank also leads on rating (4.7 vs 4.2) and ratings volume (793 vs 75). Dash by Western Union's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

POSB digibank holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: POSB digibank has 793 ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 0% of Dash by Western Union's written reviews are positive against 54% of POSB digibank's.

UpkeepUpdate frequency

Dash by Western Union ships an update every 3 weeks, POSB digibank every 5 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
Dash by Western Union versus POSB digibank: the parameters behind the verdict, then further details
ParameterDash by Western UnionPOSB digibank
PriceFreeFree
Rating4.2 (75 ratings)4.7 (793 ratings) — better
Positive reviews0.0% of reviews53.8% of reviews — better
Number of ratings75793 — better
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS15.015.0
Further details — not scored
Size209 MB403 MB
Age rating4+4+
DeveloperWestern Union Holdings, Inc.DBS Bank Ltd.

Customer experience

Dash by Western Union

All ratings75 ratings
Positive78.7%
Neutral5.3%
Negative16.0%
Written reviews14 reviews
Positive0.0%
Neutral14.3%
Negative85.7%

POSB digibank

All ratings793 ratings
Positive92.8%
Neutral1.3%
Negative5.9%
Written reviews208 reviews
Positive53.8%
Neutral5.8%
Negative40.4%

Bugs and requests

Dash by Western Union

Not enough reviews yet to summarise bugs or requests.

POSB digibank

Reported bugs

3 issues
  • App freezing and crashing
  • Incompatibility with iOS updates
  • Digital token setup issues

Requested features

3 requests
  • Ability to change registered email
  • Improved keyboard functionality
  • Overseas transfer feature fix

In-app purchases

None

Dash by Western Union

No in-app purchases

None

POSB digibank

No in-app purchases

Questions

Is Dash by Western Union free?
Dash by Western Union is free to download, with no in-app purchases.
Is POSB digibank free?
POSB digibank is free to download, with no in-app purchases.
Which has better reviews, Dash by Western Union or POSB digibank?
POSB digibank is rated higher. Dash by Western Union averages 4.2 out of 5 from 75 ratings, while POSB digibank averages 4.7 from 793 ratings.
Do Dash by Western Union or POSB digibank have ads?
Neither Dash by Western Union nor POSB digibank shows ads.
Which is updated more often, Dash by Western Union or POSB digibank?
Dash by Western Union ships an update every 3 weeks, and POSB digibank every 5 weeks. Most recently, Dash by Western Union was updated on November 1, 2026 and POSB digibank on October 29, 2026.

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