Comparison

CPF Mobile vs POSB digibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CPF Mobile

Manage your personal CPF information and access services on the go. View your CPF statement, receive alerts, and access account balances. Features a privacy mode for public use and allows transactions via PayNow QR.

Highlights
  • Access CPF statement
  • Manage CPF information
  • Receive push notifications
  • Privacy mode
  • PayNow QR transactions
  • View account balances
Features
Read full description

CPF Mobile provides you with easy access to your personal CPF information on the go and quick access to your CPF statement and services to manage your CPF. You can also receive push notification alerts and updates regarding your personal CPF matters, educational articles, CPF tips and events even when you are on the move.   For added privacy when browsing through the app in public spaces, simply turn on privacy mode. In addition, you can transact with us conveniently via your mobile devices to access your CPF account balances and perform selected transactions* using payment modes such as PayNow QR.    You can access the following CPF information and services using your Singpass:   • Dashboard • Healthcare • Housing • Investment • Transaction History • Services * Retirement Sum Topping-Up Scheme and Voluntary Housing Refund For the full suite of CPF online services, please visit cpf.gov.sg.

About

POSB digibank

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

Highlights
  • Quick account setup
  • View balance without login
  • International money transfers
  • Apply for accounts and loans
  • Personalized financial insights
  • Digital investment advice
  • Sustainability tracking
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

Screenshots

CPF Mobile4 screens
POSB digibank4 screens

Verdict

The call

The clearest difference is rating: POSB digibank at 4.7 against CPF Mobile's 4.3. POSB digibank also leads on ratings volume (794 vs 9) and review sentiment (54% vs 43%). CPF Mobile's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

POSB digibank holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: POSB digibank has 794 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 43% of CPF Mobile's written reviews are positive against 54% of POSB digibank's.

UpkeepUpdate frequency

CPF Mobile ships an update every 2 months, POSB digibank every 5 weeks. The most recent releases landed on September 22, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
CPF Mobile versus POSB digibank: the parameters behind the verdict, then further details
ParameterCPF MobilePOSB digibank
PriceFreeFree
Rating4.3 (9 ratings)4.7 (794 ratings) — better
Positive reviews43.1% of reviews53.8% of reviews — better
Number of ratings9794 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS15.115.0 — better
Further details — not scored
Size65 MB401 MB
Age rating17+4+
DeveloperCentral Provident Fund BoardDBS Bank Ltd.

Customer experience

CPF Mobile

All ratings9 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews65 reviews
Positive43.1%
Neutral18.5%
Negative38.5%

POSB digibank

All ratings794 ratings
Positive92.8%
Neutral1.3%
Negative5.9%
Written reviews208 reviews
Positive53.8%
Neutral5.8%
Negative40.4%

Bugs and requests

CPF Mobile

Not enough reviews yet to summarise bugs or requests.

POSB digibank

Reported bugs

3 issues
  • App freezing and crashing
  • Incompatibility with iOS updates
  • Digital token setup issues

Requested features

3 requests
  • Ability to change registered email
  • Improved keyboard functionality
  • Overseas transfer feature fix

In-app purchases

None

CPF Mobile

No in-app purchases

None

POSB digibank

No in-app purchases

Questions

Is CPF Mobile free?
CPF Mobile is free to download, with no in-app purchases.
Is POSB digibank free?
POSB digibank is free to download, with no in-app purchases.
Which has better reviews, CPF Mobile or POSB digibank?
POSB digibank is rated higher. CPF Mobile averages 4.3 out of 5 from 9 ratings, while POSB digibank averages 4.7 from 794 ratings.
Do CPF Mobile or POSB digibank have ads?
Neither CPF Mobile nor POSB digibank shows ads.
Which is updated more often, CPF Mobile or POSB digibank?
CPF Mobile ships an update every 2 months, and POSB digibank every 5 weeks. Most recently, CPF Mobile was updated on September 22, 2026 and POSB digibank on September 20, 2026.

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