Comparison

Accelovate vs MTX PAY

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Accelovate

Features
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Accelovate (powered by Crunch Payments) provides its own approved card payment solutions to business and organisations across Europe as well as, if required, a bespoke card solution including the full Crunch Payments ecosystem. A part of Accelovate/Crunch Payments ecosystem is our dedicated app, which allows Accelovate cardholders to: ● View the Accelovate cards on your account, including virtual and physical cards ● Check the balance on each of your cards ● View all transactions on your cards, including date/time, retailer and transaction type ● Attach photographs to each transaction, to allow you to manage your expenses ● View and update your card settings: including retailer blocks, usage limits and other security features ●Allow sharing of data with other viewers ●Centralise the data for business management in the Crunch Payments platform ● Transfer money between your cards Accelovate's end to end solution allows you to launch your Fintech product in weeks, not months. Our payment solutions can be used to manage expenses, set up reloadable prepaid cards, create virtual cards, gift cards… the list of solutions is endless. We are happy to discuss your needs in order to provide the best way to deliver a solution to your business. The Accelovate app is evolving with technology, compliance and our clients. Whilst the app is available as an immediate product, it can also be customised to your prepaid requirement. Some of the app features are unique such as the ability to share restricted information with viewers and attaching shopping receipts to transactions. The Accelovate app is connected to the Crunch Payments Web based management platform : CAT, that allows the business to manage and offer further features to the Card users. Accelovate works with organisations across multiple sectors: retail, gaming, banking, credit company, government and dozens more: we help shipping companies manage their fuel expenses and farmers to pay their workforce. Our products are available off-the-shelf, or completely white-labelled to match your brand. All our solutions incorporate industry-leading security controls which allow you to monitor spending, block unauthorised expenditure and prevent fraud. We are fully compliant with all legislation including PSD2 and GDPR, and our products will save you time, money and ensure your payments are protected. Our solution allows access to our global partners across all payment sectors. Accelovate is an program approved by Mastercard, working with two established issuing banks as well as the leading card processor GPS. Our experience, knowledge and relationships will help you get your product up and running quickly and easily with the right tool to deliver your solution faster.

About

MTX PAY

Features
Read full description

MTXPay β€” Your Money. Your Keys. Your Flow. MTXPay is a self-custodial financial app built for a borderless, on-chain world. Manage your money, digital assets, payments, and spending from one simple experience while keeping control of your assets. BANK, SPEND & MANAGE Bring fiat, stablecoins, and crypto together in one account. Fund your balance, manage your assets, send money, and keep track of your transactions from a single interface. SELF-CUSTODY MTXPay is designed around self-custody, giving you control of your keys and assets. Your wallet remains yours while you access everyday financial tools through a streamlined experience. MTXPAY CARD Spend from your wallet with MTXPay physical and virtual cards. Use your card online, in-store, or wherever supported to make everyday purchases while staying connected to your digital assets. SEND MONEY GLOBALLY Move funds between your crypto wallet, bank account, and card account with an experience designed for cross-border payments. Manage your transfers without juggling multiple financial apps. MULTI-ASSET ACCESS View and manage supported fiat currencies, stablecoins, and crypto assets from one place. MTXPay brings multiple financial rails together into a unified balance and experience. ORIGIN Put eligible idle balances to work with MTXPay Origin, providing access to transparent, on-chain yield opportunities directly within your account. SECURITY Protect your account with features including passcode protection, biometric authentication, and additional security controls designed to help keep your account and transactions protected. REWARDS Eligible users can access rewards such as stablecoin cashback and referral benefits when available. MTXPay brings traditional finance and Web3 together β€” giving you the tools to bank, spend, send, and manage digital assets while maintaining control. Your money. Your keys. Your flow.

Screenshots

Accelovate4 screens
MTX PAY4 screens

Verdict

The call

The clearest difference is update cadence: MTX PAY at every 6 days against Accelovate's every 4 months. Accelovate's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Accelovate ships an update every 4 months, MTX PAY every 6 days. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 4 level
Accelovate versus MTX PAY: the parameters behind the verdict, then further details
ParameterAccelovateMTX PAY
PriceFreeFree
Update frequencyEvery 4 monthsEvery 6 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size30 MB75 MB
Age rating4+4+
DeveloperCrunch Payments Limitedriver limited

In-app purchases

None

Accelovate

No in-app purchases

None

MTX PAY

No in-app purchases

Questions

Is Accelovate free?
Accelovate is free to download, with no in-app purchases.
Is MTX PAY free?
MTX PAY is free to download, with no in-app purchases.
Do Accelovate or MTX PAY have ads?
Neither Accelovate nor MTX PAY shows ads.
Which is updated more often, Accelovate or MTX PAY?
Accelovate ships an update every 4 months, and MTX PAY every 6 days. Most recently, Accelovate was updated on October 27, 2026 and MTX PAY on October 31, 2026.

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