JOQR vs MTX PAY

JOQR is a digital crypto wallet and payment card app operated by YouShopper Ltd. The app is designed to help eligible users access crypto-enabled card services from one simple mobile experience. Users can deposit supported crypto assets, manage their card balance, and use card services where available through the supported card programme. With JOQR, you can: • Receive USDT deposit details on supported networks, including BSC and TRON • Top up your card balance using supported crypto assets • View your wallet, card balance, and transaction activity • Use virtual and physical card services where available • Withdraw supported crypto to an external wallet when available • Manage your account through a simple mobile interface JOQR focuses on making crypto payments and card funding easier for everyday use, with clear wallet flows, simple onboarding, and secure account access. Important information: JOQR does not provide personal loans, payday loans, earned wage advances, buy now pay later services, stock trading, investment advice, insurance, NFT trading, crowdfunding, or prediction markets. Crypto services, card availability, supported assets, supported networks, limits, and fees may vary depending on your country, account verification status, issuer or programme rules, and applicable laws. Digital assets can carry risk. Please review the app terms, privacy policy, and fee information before using JOQR.

MTXPay — Your Money. Your Keys. Your Flow. MTXPay is a self-custodial financial app built for a borderless, on-chain world. Manage your money, digital assets, payments, and spending from one simple experience while keeping control of your assets. BANK, SPEND & MANAGE Bring fiat, stablecoins, and crypto together in one account. Fund your balance, manage your assets, send money, and keep track of your transactions from a single interface. SELF-CUSTODY MTXPay is designed around self-custody, giving you control of your keys and assets. Your wallet remains yours while you access everyday financial tools through a streamlined experience. MTXPAY CARD Spend from your wallet with MTXPay physical and virtual cards. Use your card online, in-store, or wherever supported to make everyday purchases while staying connected to your digital assets. SEND MONEY GLOBALLY Move funds between your crypto wallet, bank account, and card account with an experience designed for cross-border payments. Manage your transfers without juggling multiple financial apps. MULTI-ASSET ACCESS View and manage supported fiat currencies, stablecoins, and crypto assets from one place. MTXPay brings multiple financial rails together into a unified balance and experience. ORIGIN Put eligible idle balances to work with MTXPay Origin, providing access to transparent, on-chain yield opportunities directly within your account. SECURITY Protect your account with features including passcode protection, biometric authentication, and additional security controls designed to help keep your account and transactions protected. REWARDS Eligible users can access rewards such as stablecoin cashback and referral benefits when available. MTXPay brings traditional finance and Web3 together — giving you the tools to bank, spend, send, and manage digital assets while maintaining control. Your money. Your keys. Your flow.