Comparison

女生记账 vs Mumo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

女生记账

This app helps you easily track your expenses and income with clear lists and visual charts. It offers beautiful icons for your bills and intuitive line and pie graphs to understand your financial flow.

Highlights
  • Clear bill lists
  • Income and expense display
  • Beautiful bill icons
  • Intuitive line charts
  • Pie chart visualization
Features
Read full description

清晰的账单列表,和收支显示; 精美的账单图标; 直观的折线图和饼图显示;

About

Mumo

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

Highlights
  • AI-powered bookkeeping with text, voice, and screenshot parsing
  • Customizable modules for expenses, assets, subscriptions, and more
  • Bill management with templates, installments, and refunds
  • Asset and gold management with balance reconciliation
  • Subscription and fixed deposit tracking
  • Shopping list and anniversary tracking
  • Advanced search and batch operations
Features
Read full description

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.

Screenshots

女生记账4 screens
Mumo4 screens

Verdict

The call

The clearest difference is ads: Mumo at none against 女生记账's shown. Mumo also leads on ratings volume (247 vs 1) and update cadence (every 10 days vs every 3 weeks). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 女生记账 sells 3 one-off in-app purchases and Mumo sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 女生记账 against 4.9 for Mumo. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 87% of 女生记账's written reviews are positive against 95% of Mumo's.

UpkeepUpdate frequency

女生记账 ships an update every 3 weeks, Mumo every 10 days. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
女生记账 versus Mumo: the parameters behind the verdict, then further details
Parameter女生记账Mumo
PriceFreeFree
Rating5.0 (1 ratings) — better4.9 (247 ratings)
Positive reviews86.7% of reviews95.5% of reviews — better
Number of ratings1247 — better
Update frequencyEvery 3 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Mac — better
Requires iOS15.015.0
Further details — not scored
Size78 MB72 MB
Age rating4+4+
DeveloperNanjing MissU Information Technology Co., Ltd.Taizhou Mutong Network Technology Co., Ltd.

Customer experience

女生记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews30 reviews
Positive86.7%
Neutral3.3%
Negative10.0%

Mumo

All ratings247 ratings
Positive96.0%
Neutral2.4%
Negative1.6%
Written reviews110 reviews
Positive95.5%
Neutral1.8%
Negative2.7%

In-app purchases

3 purchases

女生记账

One-time3
  • 月会员$1.99
  • 季会员$3.99
  • 年会员$12.99
9 purchases

Mumo

One-time9
  • 月度会员$0.99
  • 体验会员$0.99
  • 月会员$1.99
Show 6 more
  • 年度会员$6.99
  • 永久会员-限时返场$9.99
  • 永久会员-限时折扣$9.99
  • 永久会员-限时特惠$12.99
  • 永久会员2 variants$14.99
  • 永久会员$19.99

Questions

Is 女生记账 free?
女生记账 is free to download, with in-app purchases available.
Is Mumo free?
Mumo is free to download, with in-app purchases available.
Which has better reviews, 女生记账 or Mumo?
女生记账 is rated higher. 女生记账 averages 5.0 out of 5 from 1 ratings, while Mumo averages 4.9 from 247 ratings.
Do 女生记账 or Mumo have ads?
女生记账 shows ads; Mumo does not.
Which is updated more often, 女生记账 or Mumo?
女生记账 ships an update every 3 weeks, and Mumo every 10 days. Most recently, 女生记账 was updated on November 3, 2026 and Mumo on November 3, 2026.

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