Comparison

GarsiePay vs MiCash360

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GarsiePay

This app facilitates instant transactions and payments through various networks like CHIPS®, Masterpass, wiCode, and SnapScan. It also allows users to purchase prepaid products, withdraw cash, and send money instantly with transparent fees.

Highlights
  • Instant transaction processing
  • Multiple payment network support
  • Prepaid product purchases
  • Cardless ATM withdrawals
  • Cash withdrawals at retail stores
  • Instant money transfers
  • Real-time transaction notifications
Read full description

GarsiePay bied verskeie opsies om transaksies te voltooi en transaksies word onmiddellik gefasiliteer en verwerk. GarsiePay kan by enige instansie gebruik word wat van die volgende betalings opsies gebruik maak: • CHIPS® Payment Network • Masterpass • wiCode • SnapScan GarsiePay gebruikers kan ook voorafbetaalde produkte koop van o.a. Vodacom, MTN, Cell C, en vele meer, direk vanuit die app. Dit sluit in: • Lugtyd • Data en SMS bondels Gebruikers kan ook kontant onttrek vanuit hulle GarsiePay beursie deur: • Kaartlose OTM onttrekkings vanuit die app. • Kontant onttrekkings by enige Checkers of Shoprite winkel landwyd. Gebruikers kan geld in hulle GarsiePay beursie sit vanuit die app deur n EFT-betaling, kaart betaling of deur kontant by enige Pay@ kiosk landwyd. GarsiePay gebruikers kan geld aan mekaar stuur teen geen fooie en dit is onmiddellik beskikbaar vir gebruik. Met GarsiePay word jy in kennis gestel van alle transaksies op jou rekening en GEEN geld kan uit jou beursie beweeg sonder jou toestemming. Alle transaksie fooie is deursigtig en die gebruiker sal alle fooie sien voordat enige transaksie goedgekeur word. GarsiePay het geen maandelikse fooie nie en benodig nie n minimum balans nie!

About

MiCash360

Features
Read full description

MiCash360 is South Africa’s smart and secure mobile payment solution—designed to help you move money with just a phone number. Whether you're splitting bills, sending money to a loved one, or requesting payment for services, MiCash360 gives you complete control without the need for a traditional bank account.

Screenshots

GarsiePay4 screens
MiCash3604 screens

Verdict

The call

The clearest difference is update cadence: GarsiePay at monthly against MiCash360's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GarsiePay ships an update monthly, MiCash360 every 6 months. The most recent releases landed on June 1, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 7 level
GarsiePay versus MiCash360: the parameters behind the verdict, then further details
ParameterGarsiePayMiCash360
PriceFreeFree
Positive reviews0.0% of reviews
Update frequencyMonthly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size36 MB38 MB
Age rating4+4+
DeveloperOMNEA PTY LTDMiCash360

In-app purchases

None

GarsiePay

No in-app purchases

None

MiCash360

No in-app purchases

Questions

Is GarsiePay free?
GarsiePay is free to download, with no in-app purchases.
Is MiCash360 free?
MiCash360 is free to download, with no in-app purchases.
Do GarsiePay or MiCash360 have ads?
Neither GarsiePay nor MiCash360 shows ads.
Which is updated more often, GarsiePay or MiCash360?
GarsiePay ships an update monthly, and MiCash360 every 6 months. Most recently, GarsiePay was updated on June 1, 2026 and MiCash360 on September 24, 2026.

Other comparisons