GarsiePay vs MiCash360
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GarsiePay
This app facilitates instant transactions and payments through various networks like CHIPS®, Masterpass, wiCode, and SnapScan. It also allows users to purchase prepaid products, withdraw cash, and send money instantly with transparent fees.
- Instant transaction processing
- Multiple payment network support
- Prepaid product purchases
- Cardless ATM withdrawals
- Cash withdrawals at retail stores
- Instant money transfers
- Real-time transaction notifications
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GarsiePay bied verskeie opsies om transaksies te voltooi en transaksies word onmiddellik gefasiliteer en verwerk. GarsiePay kan by enige instansie gebruik word wat van die volgende betalings opsies gebruik maak: • CHIPS® Payment Network • Masterpass • wiCode • SnapScan GarsiePay gebruikers kan ook voorafbetaalde produkte koop van o.a. Vodacom, MTN, Cell C, en vele meer, direk vanuit die app. Dit sluit in: • Lugtyd • Data en SMS bondels Gebruikers kan ook kontant onttrek vanuit hulle GarsiePay beursie deur: • Kaartlose OTM onttrekkings vanuit die app. • Kontant onttrekkings by enige Checkers of Shoprite winkel landwyd. Gebruikers kan geld in hulle GarsiePay beursie sit vanuit die app deur n EFT-betaling, kaart betaling of deur kontant by enige Pay@ kiosk landwyd. GarsiePay gebruikers kan geld aan mekaar stuur teen geen fooie en dit is onmiddellik beskikbaar vir gebruik. Met GarsiePay word jy in kennis gestel van alle transaksies op jou rekening en GEEN geld kan uit jou beursie beweeg sonder jou toestemming. Alle transaksie fooie is deursigtig en die gebruiker sal alle fooie sien voordat enige transaksie goedgekeur word. GarsiePay het geen maandelikse fooie nie en benodig nie n minimum balans nie!
MiCash360
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MiCash360 is South Africa’s smart and secure mobile payment solution—designed to help you move money with just a phone number. Whether you're splitting bills, sending money to a loved one, or requesting payment for services, MiCash360 gives you complete control without the need for a traditional bank account.
Screenshots
Verdict
The clearest difference is update cadence: GarsiePay at monthly against MiCash360's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GarsiePay ships an update monthly, MiCash360 every 6 months. The most recent releases landed on June 1, 2026 and September 24, 2026 respectively.
| Parameter | GarsiePay | MiCash360 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Monthly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 36 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | OMNEA PTY LTD | MiCash360 |
In-app purchases
GarsiePay
No in-app purchases
MiCash360
No in-app purchases








