Comparison

Envy vs ExpenseTracking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Envy

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Highlights
  • Unlimited digital envelopes
  • Quick deposit refills
  • Move transactions between envelopes
  • Start envelopes with negative balances
  • Export transactions as CSV
  • Manual transaction entry under 5 seconds
Features
Read full description

================== Recent 5-Star Reviews ================== "Love the simplicity of this app. We don't want to carry cash around but wanted to still utilize the envelope system. This is the best app so far." "I've gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn't offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn't require me to put in all my bills and total salary." "Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface." ================== Envy ================== After trying all the popular budgeting apps for years and running into the same issues over and over again.... • Ridiculous subscription models • Continually recategorizing transactions • Security concerns over linking cards and accounts • Complicated graphs and features • Long latency to update recent transactions • Creating login accounts over and over again • Verifying credentials repeatedly ...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all. • Create unlimited envelopes to organize your budget and manage your money easily* • Sync across your iPhone and iPad through your own iCloud. No accounts, no passwords, no servers in the middle. • Share a budget with a partner. Both sides see the same envelopes update in real time. • Set savings goals with target amounts and deadlines. See how much to set aside per day to hit every goal on time. • Track debts and money set aside separately, so they don't muddle your spendable total. • Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature) • Rename envelopes and update their budget without losing transactions. • Move transactions easily from one envelope to another • Start envelopes with negative balances if you're carrying a debt or an overspend • See all your transactions in one place outside of each category • Enter and edit transactions in under 5 seconds • Editorial Insights show where your money goes, month over month • Export your transactions as a CSV • Custom sorting or sort by date, transaction, amount, name, deposit and color • Based on your local currency • Light and dark mode that follow your system • Dedicated solo developer that responds to emails :) ~~~~~~~~~~~~~~~~~~~~~~~~~~~ ****TRY BEFORE YOU BUY • Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.

About

ExpenseTracking

This app helps you track your expenses by category, allowing you to see where your money is going. It distinguishes between past and future spending, and you can manage recurring costs and subscriptions. Statistics are available for weekly, monthly, and yearly overviews.

Highlights
  • Record expenses by category
  • View past and future spending
  • Manage fixed expenses and subscriptions
  • Category-based statistics
  • Weekly, monthly, and yearly views
  • Customizable categories
Features
Read full description

Expense Tracking is a simple expense tracker that records spending only. No income, no savings, no clutter — just log what you spend, as quickly as taking a note. TRACK SPENDING BY CATEGORY Record every expense under categories like food, rent, or daily costs. See exactly where your money goes and spot overspending at a glance. Categories are fully editable. SEE UPCOMING EXPENSES Past expenses and expenses from tomorrow onward are shown separately, so you always know how much money will go out this month — perfect for planning ahead and saving money. MANAGE SUBSCRIPTIONS & FIXED COSTS Keep rent, utilities, phone bills, and streaming subscriptions in one place. Register your monthly fixed costs once and they are counted into your upcoming expenses. CHECK YOUR SPENDING ON A CALENDAR Browse daily expenses in a calendar view — like a spending diary or money journal. STATS BY CATEGORY See totals for each category and switch between yearly, monthly, and weekly views to understand your spending habits. PERFECT FOR YOU IF - You want a simple money app you'll actually keep using - You just want to log daily spending, without extra features - You live alone and want to track living costs and food expenses - You want to review subscriptions and cut fixed costs - You're starting to save money and take control of your spending WHY EXPENSE TRACKING - No income or savings input — focused on expenses only - A minimal spending journal in the spirit of the Japanese kakeibo - Shows your future costs too — something most trackers can't do From daily spending to subscription checkups, keep your money simple with Expense Tracking. # LICENSE https://iconbox.fun/ https://bon.design/

Screenshots

Envy4 screens
ExpenseTracking4 screens

Verdict

The call

The clearest difference is ads: Envy at none against ExpenseTracking's shown. Envy also leads on update cadence (every 6 days vs every 6 months) and ratings volume (835 vs 3). ExpenseTracking's advantage is rating (5.0 vs 4.8) and monetization model (ad-supported vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Envy sells 1 one-off in-app purchase and ExpenseTracking sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

ExpenseTracking holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Envy has 835 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 77% and 78% positive.

UpkeepUpdate frequency

Envy ships an update every 6 days, ExpenseTracking every 6 months. Both last shipped on November 4, 2026.

Scorecard6 real differences · 4 level
Envy versus ExpenseTracking: the parameters behind the verdict, then further details
ParameterEnvyExpenseTracking
PriceFreeFree
Rating4.8 (835 ratings)5.0 (3 ratings) — better
Positive reviews77.0% of reviews77.8% of reviews — better
Number of ratings835 — better3
Update frequencyEvery 6 days — betterEvery 6 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size11 MB54 MB
Age rating4+4+
DeveloperChimpanzee, LLCShibapp LLC

Customer experience

Envy

All ratings833 ratings
Positive94.2%
Neutral2.8%
Negative3.0%
Written reviews161 reviews
Positive77.0%
Neutral13.0%
Negative9.9%

ExpenseTracking

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive77.8%
Neutral16.7%
Negative5.6%

Bugs and requests

Envy

Reported bugs

2 issues
  • Inconsistent behavior when adding/editing transactions
  • Screen size/layout issues on some devices

Requested features

5 requests
  • Ability to sort/reorder envelopes
  • Option to track cents/pennies
  • Multi-device sync and sharing
  • Recurring transaction scheduling
  • Envelope budgeting templates or presets

ExpenseTracking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Envy

One-time1
  • Envy All Access$9.99
1 purchases

ExpenseTracking

One-time1
  • Remove Ads$2.99

Questions

Is Envy free?
Envy is free to download, with in-app purchases available.
Is ExpenseTracking free?
ExpenseTracking is free to download, with in-app purchases available.
Which has better reviews, Envy or ExpenseTracking?
ExpenseTracking is rated higher. Envy averages 4.8 out of 5 from 835 ratings, while ExpenseTracking averages 5.0 from 3 ratings.
Do Envy or ExpenseTracking have ads?
ExpenseTracking shows ads; Envy does not.
Which is updated more often, Envy or ExpenseTracking?
Envy ships an update every 6 days, and ExpenseTracking every 6 months. Most recently, Envy was updated on November 4, 2026 and ExpenseTracking on November 4, 2026.

Other comparisons