Amount Ruler vs Moneto
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Amount Ruler
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- Calculate all the variables in the compound interest formula, each as a function of the others. You can calculate the final value, initial principal, interest rate, term, and any periodic deposits. - The capitalization frequency can be: monthly, bimonthly, quarterly, four-monthly, half-yearly and annually. - The investment is a one-time payment and entitles you to all future updates. - Cross-platform app, once purchased for one device it is free for all the others, for example, once downloaded for iPhone you can also download it for free for Mac and iPad. - Variable values ββcan be conveniently set by dragging sliders or typing them using a numeric keypad. The new value of the variable being calculated is updated in real time. - In list or section detail mode, you can view the value of the variables at each time point. For example, the value of the amount or accumulated interest after one year, three years and three months, twenty years and six months, etc. - The trend of variables over time can also be displayed graphically. - Standalone, independent of networks. Available in Italian and English.
Moneto
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Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes β all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO β’ Track expenses, income and transfers in seconds β’ Create multiple wallets for accounts, cards and cash β’ Set monthly, quarterly or yearly budgets with automatic alerts β’ Build savings goals with deadlines and progress tracking β’ Automate recurring transactions for bills, salary and subscriptions β’ Attach receipts and invoices to any transaction (PDF, JPG, PNG) β’ Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast β’ Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST β’ Fully GDPR compliant β’ Data hosted in Europe (Microsoft Azure) β’ Encryption in transit and at rest β’ Two-factor authentication (2FA) β’ Biometric unlock with fingerprint or Face ID β’ No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (β¬6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto β the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it
Screenshots
Verdict
The clearest difference is price: Moneto at Free against Amount Ruler's $1.99. Moneto also leads on update cadence (every 6 days vs every 3 weeks). Amount Ruler's advantage is in-app purchases (none vs 1). On ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Moneto is free to download; Amount Ruler costs $1.99 up front. Moneto sells 1 in-app purchase, starting at $9.99 per year. Amount Ruler asks for nothing beyond the download.
Amount Ruler ships an update every 3 weeks, Moneto every 6 days. The most recent releases landed on October 2, 2026 and October 25, 2026 respectively.
| Parameter | Amount Ruler | Moneto |
|---|---|---|
| Price | $1.99 | Free β better |
| Update frequency | Every 3 weeks | Every 6 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 18.5 | 17.0 β better |
| Further details β not scored | ||
| Size | 1 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Maurizio Todeschi | Carmelina Cafaro |
In-app purchases
Amount Ruler
No in-app purchases
Moneto
- Moneto Premium7 Days trial$9.991 Year









