KOBA vs AllowanceKit

/ How it works KOBA’s smart car insurance means your insurance is personalised according to how you use your car. Using smart tech, we sync to your car to create a connected experience. You get comprehensive car insurance, just...smarter. / When you join our EV comprehensive policy KOBA offers comprehensive insurance designed specifically for EVs, beginning with Tesla vehicles. KOBA uses Tesla vehicle data to offer connected insurance to you. Once you sign up, you'll need to log into your Tesla account to give vehicle data access to KOBA, automatically connecting our insurance to your car. / When you join our pay-per-KM comprehensive policy We’ll send you a KOBA Rider - a matchbox size module - that easily plugs into your car through the OBD (Onboard Diagnostics) port. This receives real-time driving and GPS data, communicating to your app to recognise when the vehicle is driving. The KOBA Rider securely measures your KM driven and powers our app in real-time. / When you join our Car sharing owner-use comprehensive policy KOBA offers car share owners pay-per-KM insurance when they’re using their car. Synced with Uber Carshare’s Instant Keys GPS device, our integrated tech automatically switches between KOBA and Uber Carshare to distinguish when your car is used for personal use, communicating to your app accordingly. You must be signed up to Uber Carshare's Instant Keys technology for this policy. / What do I get once I log in? Our smartphone app shows you your trips, costs and policy info; letting you: - Measure your km travelled and cost per trip - See your trips and billing history - Pay monthly, with automatic online payments - Access your policy information online - Notify us of a claim online - Review account information - Contact our Australia-based team To sign up, visit www.kobainsurance.com.au

AllowanceKit is a virtual allowance tracker that helps families teach kids about money — without the complexity of real bank accounts or debit cards. SET IT AND FORGET IT Enter your child's allowance amount, pick a schedule (weekly, fortnightly, or monthly), and AllowanceKit deposits it automatically. Even catches up if you forget to open the app. SAVE, SPEND, GIVE Split every deposit into custom buckets. Teach your kids the basics of budgeting without a single lecture. Rename buckets, adjust percentages, or add new ones to match your family's values. SAVINGS GOALS — NEW Give any bucket a goal — a bike, a game, anything — and let your kid pick a sticker to go with it. The bucket card fills up as they save, the whole screen celebrates when they get there, and the sticker joins their collection for keeps. FAMILY SHARING Manage allowances together. Invite the other parent with a QR code and they get full access from their own iCloud account, with every change syncing both ways. Grandparents can follow along view-only. KID'S OWN VIEW Kids check their balance, buckets, and history on their own device or the family iPad — even with their own Apple ID. Big, friendly numbers. Look, but not touch. Optional passcodes keep siblings out. VIRTUAL TRACKING ONLY AllowanceKit is a ledger, not a bank. No bank connections, no card numbers, no real money moves through the app. You handle the cash, we handle the math. THE WHOLE FAMILY, IN SYNC iCloud keeps every device up to date — yours, the other parent's, and the kids'. Add money on your iPhone, and it shows up everywhere. Works on iPhone, iPad and Apple silicon Macs. TRULY PRIVATE All data stays on your device and in your personal iCloud account. No servers, no analytics, no ads, no tracking. We literally cannot see your data. FREE VS PREMIUM • Free: 1 child, up to 3 buckets, all core features — and accepting any Family Sharing invite • Premium: Unlimited children, unlimited buckets, savings goals, child device locking, overspending, creating Family Sharing invites • Choose $0.99 USD monthly, $7.99 USD annually, or $12.99 USD lifetime. All plans include the same Premium features. Local prices may vary. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Payment is charged to your Apple Account at confirmation, and renewal is charged within 24 hours before the period ends. Manage or cancel subscriptions in your Apple Account settings. Lifetime is a one-time purchase with no recurring charge. Existing lifetime owners keep Premium without subscribing. Buying lifetime does not automatically cancel an active subscription. Privacy policy: https://allowancekit.app/privacy Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/