Comparison

1cb.kz vs Recaap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1cb.kz

Access your personal credit report, monitor your credit history, and dispute reports directly from your device. Features facial biometrics and a cloud digital signature for secure and convenient access to your financial information.

Highlights
  • Facial biometrics for registration and authorization
  • FCBKey cloud digital signature
  • Obtain personal credit reports
  • Monitor credit history
  • Dispute reports online
  • Track personal credit rating
Read full description

We are pleased to introduce the fully updated version of the 1cb.kz mobile application. Now, registration and authorization in the 1cb.kz app are available using facial biometrics, and accessing services from the First Credit Bureau has become even more convenient and faster through the FCBKey cloud digital signature. We have paid special attention to the new design of the 1cb.kz application. The entire interface is intuitive and easy to use. We have made an effort to avoid unnecessary elements to offer maximum functionality. Through the 1cb.kz application, you can easily obtain your personal credit report, monitor your credit history, dispute reports without the need to visit our office, as well as keep track of your personal credit rating, and more. A personal credit report is a document that contains information about all your credits and how you repay them. Every individual has the right to receive their credit history in the form of a personal credit report and a full personal credit report. A personal credit rating is an assessment of the borrower's creditworthiness based on their credit history and other personal data (such as age, marital status, etc.). Credit history monitoring is a service necessary to track changes in your credit history. This service can be compared to SMS banking, where notifications are sent to your email address or phone number for every action on the account (history).

About

Recaap

This AI-powered app simplifies personal finance with an intelligent assistant for investment, budgeting, and financial planning. It offers comprehensive learning modules on financial literacy and market analysis, alongside a budget tracker for managing income and expenses. Gain insights and make informed financial decisions with this smart financial partner.

Highlights
  • AI financial assistant
  • Personalized financial recommendations
  • Financial education modules
  • Budget tracking and expense analysis
  • Market news and analytics
  • Modern minimalist interface
Features
Read full description

Recaap — инновационное AI-приложение для управления личными финансами, финансового обучения и ежедневной аналитики. Платформа создана для того, чтобы сделать работу с деньгами понятной, удобной и доступной каждому пользователю. Внутри приложения пользователи получают доступ к интеллектуальному AI-ассистенту, который помогает разбираться в финансах простым языком. Ассистент способен отвечать на вопросы, связанные с инвестициями, накоплениями, кредитами, депозитами, управлением бюджетом, финансовым планированием и личной эффективностью. Благодаря технологиям искусственного интеллекта пользователь может быстро получать персонализированные рекомендации и объяснения сложных финансовых тем. Recaap также включает полноценный раздел финансового обучения. Пользователи могут изучать инвестиции, недвижимость, финансовую грамотность, основы управления капиталом и современные финансовые инструменты через удобные и понятные уроки. Обучающий контент адаптирован под широкий круг пользователей — от новичков до тех, кто хочет глубже разбираться в финансах и инвестициях. Одной из ключевых функций приложения является трекер бюджета. Он помогает отслеживать доходы и расходы, анализировать траты по категориям, контролировать финансовые привычки, ставить цели и следить за прогрессом. Пользователь получает наглядную аналитику и удобные инструменты для более осознанного управления своими деньгами. В приложении также доступен раздел новостей и аналитики, где публикуются актуальные события финансового рынка, инвестиционные обзоры, экономические изменения и полезные материалы для принятия финансовых решений. Интерфейс Recaap разработан в современном минималистичном стиле с акцентом на удобство, скорость и простоту использования. Приложение объединяет AI-технологии, обучение и финансовые инструменты в единую экосистему, которая помогает пользователям повышать финансовую грамотность и эффективнее управлять своими финансами. Recaap — умный финансовый партнёр нового поколения для тех, кто хочет понимать свои деньги и принимать более уверенные финансовые решения.

Screenshots

1cb.kz4 screens
Recaap4 screens

Verdict

The call

The clearest difference is rating: Recaap at 5.0 against 1cb.kz's 3.0. Recaap also leads on device support (3 vs 1) and iOS requirement (13.0 vs 18.0). 1cb.kz's advantage is in-app purchases (none vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recaap sells 1 in-app purchase, starting at $6.99 per month. 1cb.kz asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Recaap holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

1cb.kz ships an update every 2 weeks, Recaap weekly. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
1cb.kz versus Recaap: the parameters behind the verdict, then further details
Parameter1cb.kzRecaap
PriceFreeFree
Rating3.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings2 — better1
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.013.0 — better
Further details — not scored
Size57 MB54 MB
Age rating4+4+
DeveloperThe First Credit Bureau LLPRecaap TOO

Customer experience

1cb.kz

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews8 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

Recaap

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

1cb.kz

No in-app purchases

1 purchases

Recaap

Subscriptions1
  • Recaap Premium3 Days trial$6.991 Month

Questions

Is 1cb.kz free?
1cb.kz is free to download, with no in-app purchases.
Is Recaap free?
Recaap is free to download, with in-app purchases available.
Which has better reviews, 1cb.kz or Recaap?
Recaap is rated higher. 1cb.kz averages 3.0 out of 5 from 2 ratings, while Recaap averages 5.0 from 1 ratings.
Do 1cb.kz or Recaap have ads?
Neither 1cb.kz nor Recaap shows ads.
Which is updated more often, 1cb.kz or Recaap?
1cb.kz ships an update every 2 weeks, and Recaap weekly. Most recently, 1cb.kz was updated on October 8, 2026 and Recaap on October 12, 2026.

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