Comparison

БЖЗҚ/ЕНПФ vs 1cb.kz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

БЖЗҚ/ЕНПФ

Access your pension account details and fund information. Log in using your ID and password or digital signature. Get comprehensive updates on your pension savings and contact support via a free hotline.

Highlights
  • View pension account status
  • Access fund information
  • Login with ID/password
  • Login with digital signature
  • Contact support hotline
  • Kazakh and Russian language support
Features
Read full description

Қосымша Бірыңғай жинақтаушы зейнетақы қорының (БЖЗҚ) клиенттеріне (салымшыларына/алушыларына) арналған. Қосымша қызметі клиенттерге Қор туралы өзекті ақпарат пен өз зейнетақы шотының жай-күйі туралы толық мәлімет алуына мүмкіндік береді. Авторлану үшін Қордың веб-сайтындағыдай ЖСН мен пароль пайдаланылады. Авторлану үшін өз электрондық цифрлық қолтаңбаңызды (ЭЦҚ) да пайдалануға болады. Барлық мәселелер бойынша 1418 тегін нөмірі арқылы байланыс орталығына хабарласа аласыз. Қазақ және орыс тілдеріндегі екі нұсқа жұмыс істейді. ------------------------- Приложение предназначено для клиентов (вкладчиков/получателей) Единого накопительного пенсионного фонда (ЕНПФ). Функционал приложения позволяет клиентам получать актуальную информацию о Фонде, а также подробные сведения о состоянии своего пенсионного счета. Для авторизации используются ИИН и пароль, так же как и на веб-сайте Фонда. Также для авторизации можно использовать свою электронную цифровую подпись (ЭЦП). По всем вопросам можно обратиться в контакт-центр по бесплатному телефону 1418. Доступны две языковые версии - казахская и русская.

About

1cb.kz

Access your personal credit report, monitor your credit history, and dispute reports easily. Features facial biometrics and a cloud digital signature for secure and convenient access to financial services. The intuitive interface offers maximum functionality with minimal clutter.

Highlights
  • Facial biometrics registration and authorization
  • FCBKey cloud digital signature
  • Obtain personal credit report
  • Monitor credit history
  • Dispute reports online
  • Track personal credit rating
Read full description

We are pleased to introduce the fully updated version of the 1cb.kz mobile application. Now, registration and authorization in the 1cb.kz app are available using facial biometrics, and accessing services from the First Credit Bureau has become even more convenient and faster through the FCBKey cloud digital signature. We have paid special attention to the new design of the 1cb.kz application. The entire interface is intuitive and easy to use. We have made an effort to avoid unnecessary elements to offer maximum functionality. Through the 1cb.kz application, you can easily obtain your personal credit report, monitor your credit history, dispute reports without the need to visit our office, as well as keep track of your personal credit rating, and more. A personal credit report is a document that contains information about all your credits and how you repay them. Every individual has the right to receive their credit history in the form of a personal credit report and a full personal credit report. A personal credit rating is an assessment of the borrower's creditworthiness based on their credit history and other personal data (such as age, marital status, etc.). Credit history monitoring is a service necessary to track changes in your credit history. This service can be compared to SMS banking, where notifications are sent to your email address or phone number for every action on the account (history).

Screenshots

БЖЗҚ/ЕНПФ3 screens
1cb.kz4 screens

Verdict

The call

The clearest difference is rating: БЖЗҚ/ЕНПФ at 4.8 against 1cb.kz's 3.0. БЖЗҚ/ЕНПФ also leads on device support (3 vs 1) and iOS requirement (15.5 vs 18.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

БЖЗҚ/ЕНПФ holds the better App Store score, 4.8 against 3.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews split almost evenly too, at 12% and 13% positive.

UpkeepUpdate frequency

БЖЗҚ/ЕНПФ ships an update every 3 weeks, 1cb.kz fortnightly. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
БЖЗҚ/ЕНПФ versus 1cb.kz: the parameters behind the verdict, then further details
ParameterБЖЗҚ/ЕНПФ1cb.kz
PriceFreeFree
Rating4.8 (4 ratings) — better3.0 (2 ratings)
Positive reviews12.1% of reviews12.5% of reviews — better
Number of ratings4 — better2
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better18.0
Further details — not scored
Size129 MB57 MB
Age rating4+4+
DeveloperЕНПФThe First Credit Bureau LLP

Customer experience

БЖЗҚ/ЕНПФ

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews58 reviews
Positive12.1%
Neutral10.3%
Negative77.6%

1cb.kz

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews8 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

In-app purchases

None

БЖЗҚ/ЕНПФ

No in-app purchases

None

1cb.kz

No in-app purchases

Questions

Is БЖЗҚ/ЕНПФ free?
БЖЗҚ/ЕНПФ is free to download, with no in-app purchases.
Is 1cb.kz free?
1cb.kz is free to download, with no in-app purchases.
Which has better reviews, БЖЗҚ/ЕНПФ or 1cb.kz?
БЖЗҚ/ЕНПФ is rated higher. БЖЗҚ/ЕНПФ averages 4.8 out of 5 from 4 ratings, while 1cb.kz averages 3.0 from 2 ratings.
Do БЖЗҚ/ЕНПФ or 1cb.kz have ads?
Neither БЖЗҚ/ЕНПФ nor 1cb.kz shows ads.
Which is updated more often, БЖЗҚ/ЕНПФ or 1cb.kz?
БЖЗҚ/ЕНПФ ships an update every 3 weeks, and 1cb.kz fortnightly. Most recently, БЖЗҚ/ЕНПФ was updated on November 11, 2026 and 1cb.kz on November 7, 2026.

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