Comparison

1cb.kz vs Forwa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1cb.kz

Access your personal credit report, monitor your credit history, and dispute reports directly from your device. Features facial biometrics and a cloud digital signature for secure and convenient access to your financial information.

Highlights
  • Facial biometrics for registration and authorization
  • FCBKey cloud digital signature
  • Obtain personal credit reports
  • Monitor credit history
  • Dispute reports online
  • Track personal credit rating
Read full description

We are pleased to introduce the fully updated version of the 1cb.kz mobile application. Now, registration and authorization in the 1cb.kz app are available using facial biometrics, and accessing services from the First Credit Bureau has become even more convenient and faster through the FCBKey cloud digital signature. We have paid special attention to the new design of the 1cb.kz application. The entire interface is intuitive and easy to use. We have made an effort to avoid unnecessary elements to offer maximum functionality. Through the 1cb.kz application, you can easily obtain your personal credit report, monitor your credit history, dispute reports without the need to visit our office, as well as keep track of your personal credit rating, and more. A personal credit report is a document that contains information about all your credits and how you repay them. Every individual has the right to receive their credit history in the form of a personal credit report and a full personal credit report. A personal credit rating is an assessment of the borrower's creditworthiness based on their credit history and other personal data (such as age, marital status, etc.). Credit history monitoring is a service necessary to track changes in your credit history. This service can be compared to SMS banking, where notifications are sent to your email address or phone number for every action on the account (history).

About

Forwa

This app helps you break bad habits and save money simultaneously. It automatically calculates your savings for each day you avoid a bad habit and allows you to track income and expenses with customizable categories and accounts.

Highlights
  • Daily habit tracking
  • Savings calculation per habit
  • Income and expense tracking
  • Customizable spending categories
  • Multiple currency support
  • Light and dark themes
Features
Read full description

Forwa - приложение для тех, кто хочет избавиться от вредных привычек и одновременно накопить деньги. Каждый день без вредной привычки - это реальная экономия. Forwa считает её автоматически и показывает, сколько денег ты уже сберёг. ПРИВЫЧКИ • Создавай привычки с ежедневным трекингом • Отмечай выполнение одним нажатием • Следи за стриками и статистикой • Привязывай сумму экономии к каждой привычке БЮДЖЕТ • Веди учёт доходов и расходов • Создавай счета (наличные, карта, накопления) • Категории трат — настраивай под себя • Смотри баланс месяца в реальном времени ПРОСТО И УДОБНО • Поддержка тенге, рубля, доллара и других валют • Светлая и тёмная тема • Никакой рекламы

Screenshots

1cb.kz4 screens
Forwa4 screens

Verdict

The call

The clearest difference is rating: Forwa at 5.0 against 1cb.kz's 3.0. Forwa also leads on update cadence (daily vs every 2 weeks) and iOS requirement (16.4 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Forwa holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

1cb.kz ships an update every 2 weeks, Forwa daily. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
1cb.kz versus Forwa: the parameters behind the verdict, then further details
Parameter1cb.kzForwa
PriceFreeFree
Rating3.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings2 — better1
Update frequencyEvery 2 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS18.016.4 — better
Further details — not scored
Size57 MB39 MB
Age rating4+4+
DeveloperThe First Credit Bureau LLPOlzhas Satpayev

Customer experience

1cb.kz

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews8 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

Forwa

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

1cb.kz

No in-app purchases

None

Forwa

No in-app purchases

Questions

Is 1cb.kz free?
1cb.kz is free to download, with no in-app purchases.
Is Forwa free?
Forwa is free to download, with no in-app purchases.
Which has better reviews, 1cb.kz or Forwa?
Forwa is rated higher. 1cb.kz averages 3.0 out of 5 from 2 ratings, while Forwa averages 5.0 from 1 ratings.
Do 1cb.kz or Forwa have ads?
Neither 1cb.kz nor Forwa shows ads.
Which is updated more often, 1cb.kz or Forwa?
1cb.kz ships an update every 2 weeks, and Forwa daily. Most recently, 1cb.kz was updated on October 8, 2026 and Forwa on October 15, 2026.

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