1cb.kz vs Forwa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1cb.kz
Access your personal credit report, monitor your credit history, and dispute reports directly from your device. Features facial biometrics and a cloud digital signature for secure and convenient access to your financial information.
- Facial biometrics for registration and authorization
- FCBKey cloud digital signature
- Obtain personal credit reports
- Monitor credit history
- Dispute reports online
- Track personal credit rating
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We are pleased to introduce the fully updated version of the 1cb.kz mobile application. Now, registration and authorization in the 1cb.kz app are available using facial biometrics, and accessing services from the First Credit Bureau has become even more convenient and faster through the FCBKey cloud digital signature. We have paid special attention to the new design of the 1cb.kz application. The entire interface is intuitive and easy to use. We have made an effort to avoid unnecessary elements to offer maximum functionality. Through the 1cb.kz application, you can easily obtain your personal credit report, monitor your credit history, dispute reports without the need to visit our office, as well as keep track of your personal credit rating, and more. A personal credit report is a document that contains information about all your credits and how you repay them. Every individual has the right to receive their credit history in the form of a personal credit report and a full personal credit report. A personal credit rating is an assessment of the borrower's creditworthiness based on their credit history and other personal data (such as age, marital status, etc.). Credit history monitoring is a service necessary to track changes in your credit history. This service can be compared to SMS banking, where notifications are sent to your email address or phone number for every action on the account (history).
Forwa
This app helps you break bad habits and save money simultaneously. It automatically calculates your savings for each day you avoid a bad habit and allows you to track income and expenses with customizable categories and accounts.
- Daily habit tracking
- Savings calculation per habit
- Income and expense tracking
- Customizable spending categories
- Multiple currency support
- Light and dark themes
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Forwa - приложение для тех, кто хочет избавиться от вредных привычек и одновременно накопить деньги. Каждый день без вредной привычки - это реальная экономия. Forwa считает её автоматически и показывает, сколько денег ты уже сберёг. ПРИВЫЧКИ • Создавай привычки с ежедневным трекингом • Отмечай выполнение одним нажатием • Следи за стриками и статистикой • Привязывай сумму экономии к каждой привычке БЮДЖЕТ • Веди учёт доходов и расходов • Создавай счета (наличные, карта, накопления) • Категории трат — настраивай под себя • Смотри баланс месяца в реальном времени ПРОСТО И УДОБНО • Поддержка тенге, рубля, доллара и других валют • Светлая и тёмная тема • Никакой рекламы
Screenshots
Verdict
The clearest difference is rating: Forwa at 5.0 against 1cb.kz's 3.0. Forwa also leads on update cadence (daily vs every 2 weeks) and iOS requirement (16.4 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Forwa holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
1cb.kz ships an update every 2 weeks, Forwa daily. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.
| Parameter | 1cb.kz | Forwa |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 12.5% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 57 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | The First Credit Bureau LLP | Olzhas Satpayev |
Customer experience
1cb.kz
Forwa
In-app purchases
1cb.kz
No in-app purchases
Forwa
No in-app purchases









