Comparison

Ub app vs Cashea

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ub app

Manage your money digitally with this financial inclusion superapp. Send and receive payments, handle international remittances, pay bills, and get a prepaid debit card. It's designed for easy financial management for adults and a first financial experience for minors.

Highlights
  • Digital money management
  • Pago Móvil and bank transfers
  • International remittances
  • Bill payments worldwide
  • Prepaid debit card
  • Financial app for minors
Features
Read full description

Ubii App es la superapp de inclusión financiera en Venezuela, con la que podrás movilizar tu dinero de forma 100% digital. Regístrate en solo 7 minutos con tu cédula de identidad laminada o pasaporte en caso de ser extranjero. Y comienza a disfrutar de todos sus beneficios: - Recibir o efectuar Pago Móvil, transferencias bancarias o pagos entre usuarios Ubii, sin comisión. - Enviar remesas a Venezuela sin intermediarios y cambiar de dólares a bolívares, recargando la app con una tarjeta de crédito o débito internacional. - Pagar tus servicios o recargar saldo desde cualquier parte del mundo, tales como: Movistar, Digitel, Movilnet, Inter y NetUno, Simple TV. A través de la aplicación, podrás solicitar la Ubii Visa, una tarjeta de débito prepagada que te permite pagar en cualquier punto de venta del país y realizar compras online en el territorio nacional. Ubii App también es para niños y adolescentes. El menor de edad solo debe descargar la app junto a su representante legal, completar el registro y comenzar a vivir su primera experiencia financiera. Descarga, recarga y paga donde quieras

About

Cashea

Purchase items with a down payment and pay the rest in interest-free installments every 14 days. The app calculates your purchase line, verifies your identity, and allows you to explore stores and services to buy what you need. Manage your payments and potentially increase your purchase line by paying on time and advancing installments.

Highlights
  • Interest-free installments
  • Down payment option
  • Purchase line calculation
  • Payment management
  • Increase purchase line
  • Special discounts
Features
Read full description

Cuando compras con Cashea, tienes la oportunidad de llevarte lo que necesitas pagando una inicial y el resto en cuotas sin interés cada 14 días. ¿Cómo funciona? - Con tus datos calculamos tu línea de compra. - Verificamos tu identidad y aprobamos tu usuario para comprar con Cashea. - Explora tus tiendas y servicios favoritos para comprar eso que necesitas. - Elige tus productos y confirma tu plan de pagos. - Paga la inicial utilizando los métodos de pago que acepte cada tienda. Si haces tu compra de forma online, debes registrar el pago en la app. Si haces tu compra en una tienda escaneando el QR, el pago se registra en la caja. - Paga las cuotas a tiempo cuando Cashea te notifique en la sección de próximos pagos. Podrás pagar tus cuotas con los medios habilitados por cada tienda y registrarlos en la app. Por esto te va a encantar Cashea: - Te llevas lo que necesitas pagando solo la inicial. - El resto lo pagas en cuotas sin interés cada 14 días. - Es una forma más inteligente para pagar en tus tiendas favoritas. - Es conveniente, puedes organizar y planificar compras. - Accedes a descuentos especiales con la app. Aumenta tu línea de compra: Compra, paga a tiempo y adelanta cuotas para mejorar tu capacidad de compra. Si adelantas cuotas, duplicas tus puntos y puedes obtener un aumento en tu línea de forma más rápida y acceder a mejores beneficios. Maneja tus pagos: Paga tus cuotas en el tiempo sin sorpresas y sin intereses. Cuando usas Cashea, puedes ver un panorama completo del plan de pagos de cada compra. Esto te permite decidir si quieres o no adelantar pagos de cuotas. Te ayudamos a alcanzar lo que necesitas de forma accesible, organizando las compras y ganando tiempo para pagarlas. Cashea es el impulso que mereces.

Screenshots

Ub app4 screens
Cashea4 screens

Verdict

The call

The clearest difference is review sentiment: Cashea at 67% against Ub app's 19%. Cashea also leads on rating (4.8 vs 3.4) and update cadence (every 4 days vs fortnightly). Ub app's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cashea holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Cashea has 2K ratings behind it against 154, so its average is the more settled of the two. Written reviews point the same way: 19% of Ub app's written reviews are positive against 67% of Cashea's.

UpkeepUpdate frequency

Ub app ships an update fortnightly, Cashea every 4 days. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
Ub app versus Cashea: the parameters behind the verdict, then further details
ParameterUb appCashea
PriceFreeFree
Rating3.4 (154 ratings)4.8 (2K ratings) — better
Positive reviews18.8% of reviews67.4% of reviews — better
Number of ratings1542K — better
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.616.0 — better
Further details — not scored
Size181 MB165 MB
Age rating4+17+
DeveloperUbii pagos C.ACashea Inc

Customer experience

Ub app

All ratings154 ratings
Positive59.7%
Neutral3.9%
Negative36.4%
Written reviews117 reviews
Positive18.8%
Neutral6.8%
Negative74.4%

Cashea

All ratings2,006 ratings
Positive94.5%
Neutral1.4%
Negative4.1%
Written reviews138 reviews
Positive67.4%
Neutral4.3%
Negative28.3%

Bugs and requests

Ub app

Not enough reviews yet to summarise bugs or requests.

Cashea

Reported bugs

3 issues
  • Registration and login issues
  • Problems with camera and photo uploads
  • Frequent app crashes and freezes

Requested features

4 requests
  • Increase credit limits and payment terms
  • Improve customer support channels
  • Add more store locations and filters
  • Expand payment options beyond mobile wallet

In-app purchases

None

Ub app

No in-app purchases

None

Cashea

No in-app purchases

Questions

Is Ub app free?
Ub app is free to download, with no in-app purchases.
Is Cashea free?
Cashea is free to download, with no in-app purchases.
Which has better reviews, Ub app or Cashea?
Cashea is rated higher. Ub app averages 3.4 out of 5 from 154 ratings, while Cashea averages 4.8 from 2K ratings.
Do Ub app or Cashea have ads?
Neither Ub app nor Cashea shows ads.
Which is updated more often, Ub app or Cashea?
Ub app ships an update fortnightly, and Cashea every 4 days. Most recently, Ub app was updated on September 25, 2026 and Cashea on September 26, 2026.

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