Comparison

一木记账 vs PPP · 记账、资产、自定义清单

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

一木记账

This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.

Highlights
  • Voice and text expense logging
  • Asset and credit account management
  • Detailed income/expense statistics
  • Calendar view for bills and reminders
  • Third-party bill import from screenshots
  • Ad-free and no financial advice
  • Customizable themes and icons
Features
Read full description

一木记账——专注效率的智能记账软件。 不插广告,不推理财产品,只做记账这一件事。 【记一笔,最快只要一句话】 · 语音记账:说「午饭 32」,金额、分类、账户、时间自动填好,确认即入账 · 一句话文字记账:不方便说话就打一行字,同样能识别 · 语音快捷指令:通过快捷指令说一句话记账,全程不用打开 App · 自动记账:把账单截图交给快捷指令,自动识别并填好这笔账 · 导入 AI 识别账单:让你常用的 AI 助手读图,识别结果一键导入,单笔与批量都支持 · 手动记账:自定义键盘,常用分类与账户一屏可达 【小组件,不打开 App 也能记和看】 · 锁屏组件:圆形、矩形、行内三种样式,抬手即见预算与余额 · 桌面组件:预算、周趋势、日历热力图、金价等 20 余款 · 自定义组件:自己挑数据和样式,搭一个只属于你的组件 【强大的资产管理】 · 信贷账户与消费分期:出账、还款一笔不漏 · 还款提醒:信用卡、房贷、到期本地通知,提醒时间可自定义 · 多类资产统一管理:借贷、定期、股票、贵金属、多币种 · 报销与退款:标记待报销,支持多次退款关联 · 资产走势与分布桑基图,钱的流向一眼看清 【全面的账单统计】 · 月、年、自定义周期的收支统计 · 分类统计、标签统计、预算统计 · 年度热力图:一年的记账习惯一屏看完 【高效的日历查阅】 每日收支与还款提醒,尽在日历视图一目了然。 【独有的导入导出】 · 第三方平台账单截图一键导入,自动识别 · 支持多个第三方平台的 Excel 账单导入 · 高度自由的账单导出,可导 Excel 【多人账本】 扫码加入同一个账本,家庭、情侣、室友共同记账。 【举重若轻的功能】 标签、周期记账、愿望清单、账单拆分、批量编辑、WebDAV 备份、iCloud 与云端备份、多主题、自定义 App 图标、自由的个性化设置。 【干净纯粹】 不带任何广告,不带任何理财信息,只为记账而生。

About

PPP · 记账、资产、自定义清单

This app helps you manage finances by linking multi-level scenarios, tags, and custom lists. It goes beyond simple number tracking to optimize shopping habits and understand purchasing needs. Create custom lists for various items and manage smart lists for recurring purchases or subscriptions.

Highlights
  • Multi-level scenarios and tags
  • Customizable shopping lists
  • Automated smart lists (e.g., 618 shopping, subscriptions)
  • Purchase habit analysis
  • Reduced price comparison
  • Future features: data export, asset tracking, budgeting
Features
Read full description

「PPP」是一个将多级场景、多级标签、自定义清单等进行链接的记账应用 我们相信,记账不仅仅是数字的记录,它对我们的生活有着重要的意义 「PPP」通过多级场景、多级标签和自定义清单等功能,帮助您记录和管理财务,优化购物体验,并了解自己的购买习惯和需求。 您可以制作自定义清单,比如厨房用品、护肤洁面、水果、做青梅酒的清单等。 在普通清单的基础上,您可以进行筛选,实现自动化的618购物、回购、订阅列表等智能清单。 在记账过程中,您可以补充完善自己的清单或清单需求,并随时查看所需。 「PPP」不仅帮助您减少比价,以合适的价格入手,还让您了解自己经常回购的商品价值。 同时,您可以了解自己的回购频率,后续我们还将推出更可视化的显示。 除此之外,「PPP」将推出更多功能,如数据导出、资产追踪、数据分析、计划与预算等。 我们的目标是通过「PPP」帮助您减少生活中关于记账犹豫的时刻。我们专注于提供有用的功能,没有冗余的细枝末节,没有专门的数字键盘,只是做好自己希望做到的事情。希望「PPP」真正帮助到您,让记账变得简单、方便和有意义。 请下载「PPP」,体验我们提供的功能,并享受便捷的记账和购物管理体验!

Screenshots

一木记账4 screens
PPP · 记账、资产、自定义清单4 screens

Verdict

The call

The clearest difference is update cadence: 一木记账 at every 2 weeks against PPP · 记账、资产、自定义清单's every 2 months. 一木记账 also leads on iOS requirement (15.0 vs 26.0). PPP · 记账、资产、自定义清单's advantage is review sentiment (100% vs 87%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 一木记账 sells 3 one-off in-app purchases and PPP · 记账、资产、自定义清单 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

一木记账 ships an update every 2 weeks, PPP · 记账、资产、自定义清单 every 2 months. The most recent releases landed on September 24, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
一木记账 versus PPP · 记账、资产、自定义清单: the parameters behind the verdict, then further details
Parameter一木记账PPP · 记账、资产、自定义清单
PriceFreeFree
Rating4.8 (44 ratings) — better—
Positive reviews87.2% of reviews100.0% of reviews — better
Number of ratings44 — better—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.0
Further details — not scored
Size66 MB5 MB
Age rating4+4+
Developer泽天 胡文杰 李

Customer experience

一木记账

All ratings44 ratings
Positive95.5%
Neutral2.3%
Negative2.3%
Written reviews47 reviews
Positive87.2%
Neutral4.3%
Negative8.5%

PPP · 记账、资产、自定义清单

Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

一木记账

One-time3
  • 一木记账月费高级会员$0.99
  • 一木年费高级会员$6.99
  • 一木永久高级会员$17.99
1 purchases

PPP · 记账、资产、自定义清单

One-time1
  • PPP UPGRADE$6.99

Questions

Is 一木记账 free?
一木记账 is free to download, with in-app purchases available.
Is PPP · 记账、资产、自定义清单 free?
PPP · 记账、资产、自定义清单 is free to download, with in-app purchases available.
Do 一木记账 or PPP · 记账、资产、自定义清单 have ads?
Neither 一木记账 nor PPP · 记账、资产、自定义清单 shows ads.
Which is updated more often, 一木记账 or PPP · 记账、资产、自定义清单?
一木记账 ships an update every 2 weeks, and PPP · 记账、资产、自定义清单 every 2 months. Most recently, 一木记账 was updated on September 24, 2026 and PPP · 记账、资产、自定义清单 on September 10, 2026.

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