MoneyTrack vs PPP · 记账、资产、自定义清单
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyTrack
This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.
- Ad-free experience
- AI auto-tracking and categorization
- Cross-platform sync (iOS, Android, Desktop)
- Budget control and monitoring
- Asset and debt management
- Shared ledgers for household finances
- Multi-currency support
Read full descriptionHide full description
MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.
PPP · 记账、资产、自定义清单
This app helps you manage finances by linking multi-level scenarios, tags, and custom lists. It goes beyond simple number tracking to optimize shopping habits and understand purchasing needs. Create custom lists for various items and manage smart lists for recurring purchases or subscriptions.
- Multi-level scenarios and tags
- Customizable shopping lists
- Automated smart lists (e.g., 618 shopping, subscriptions)
- Purchase habit analysis
- Reduced price comparison
- Future features: data export, asset tracking, budgeting
Read full descriptionHide full description
「PPP」是一个将多级场景、多级标签、自定义清单等进行链接的记账应用 我们相信,记账不仅仅是数字的记录,它对我们的生活有着重要的意义 「PPP」通过多级场景、多级标签和自定义清单等功能,帮助您记录和管理财务,优化购物体验,并了解自己的购买习惯和需求。 您可以制作自定义清单,比如厨房用品、护肤洁面、水果、做青梅酒的清单等。 在普通清单的基础上,您可以进行筛选,实现自动化的618购物、回购、订阅列表等智能清单。 在记账过程中,您可以补充完善自己的清单或清单需求,并随时查看所需。 「PPP」不仅帮助您减少比价,以合适的价格入手,还让您了解自己经常回购的商品价值。 同时,您可以了解自己的回购频率,后续我们还将推出更可视化的显示。 除此之外,「PPP」将推出更多功能,如数据导出、资产追踪、数据分析、计划与预算等。 我们的目标是通过「PPP」帮助您减少生活中关于记账犹豫的时刻。我们专注于提供有用的功能,没有冗余的细枝末节,没有专门的数字键盘,只是做好自己希望做到的事情。希望「PPP」真正帮助到您,让记账变得简单、方便和有意义。 请下载「PPP」,体验我们提供的功能,并享受便捷的记账和购物管理体验!
Screenshots
Verdict
The clearest difference is update cadence: MoneyTrack at fortnightly against PPP · 记账、资产、自定义清单's every 2 months. MoneyTrack also leads on device support (4 vs 2) and iOS requirement (13.0 vs 26.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyTrack sells 4 one-off in-app purchases and PPP · 记账、资产、自定义清单 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
MoneyTrack ships an update fortnightly, PPP · 记账、资产、自定义清单 every 2 months. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.
| Parameter | MoneyTrack | PPP · 记账、资产、自定义清单 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (419 ratings) — better | — |
| Positive reviews | 96.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 419 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 70 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | 昱春 唐 | 文杰 李 |
Customer experience
MoneyTrack
PPP · 记账、资产、自定义清单
Bugs and requests
MoneyTrack
Reported bugs
2 issues- Unable to input numbers in notes
- App crashes on high refresh rate devices
Requested features
4 requests- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features
PPP · 记账、资产、自定义清单
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MoneyTrack
- Monthly$0.99
- Annual$6.00
- Lifetime$19.95
Show 1 moreShow fewer
- Lifetime$19.99
PPP · 记账、资产、自定义清单
- PPP UPGRADE$6.99








