Comparison

SelfPay Now vs Up Tombou

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SelfPay Now

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

Highlights
  • Instant cash deposits to any card
  • Free money transfers to friends
  • Transfer between your cards
  • Pay bills and taxes
  • Nationwide payment station network
Features
Read full description

Download SelfPay Now and enjoy a simple and secure financial experience: • Deposit cash instantly onto any card at SelfPay Payment Stations. • Transfer money – instantly and for free – to friends or between your cards, regardless of the issuing bank. • Pay bills and local taxes directly from the app • Purchase your Romanian vignette, Bulgarian vignette and Fetești bridge toll in just a few taps • Save your vehicle details in My Garage for easier management • Keep all your loyalty cards in one place • Top up your prepaid mobile credit or purchase a Travel eSIM in seconds • Buy gaming credits and licenses • Purchase digital gift cards for your favorite services • Check a vehicle's history through the AiDaune service • Purchase your RCA car insurance directly from the app • Purchase 9695 roadside assistance services SelfPay Now quickly and easily turns your cash into money on your card, exactly when you need it. You can deposit cash at any of the 14.000+ SelfPay Payment Stations across the country, and the money is instantly available on your card - no trips to the bank and no reliance on ATMs. With an extensive network of Payment Stations located in supermarkets, gas stations, and convenience stores, you have the freedom to make deposits wherever you are. With access to over 200 services, SelfPay Now is the app that makes managing your everyday payments and services easier. Everything you need is available in one place - fast, secure and easy to use. Address: 153-155 Dacia Blvd., Floors 5-7, Sector 2, Bucharest, Romania

About

Up Tombou

Manage your Up Tombou cards with ease. Check your balance, track payment history, and receive notifications. Block or unblock your card and retrieve your PIN instantly.

Highlights
  • Check balance
  • Track payment history
  • Receive card load notifications
  • Block/unblock cards
  • View PIN
  • Multi-language support
Features
Read full description

Up Tombou е лидер в предплатените корпоративни решения в България и част от международната група Upcoop. С мобилното приложение Up Tombou управлявате електронните си ваучери за храна Dejeuner и картите за подарък Cadhoc от едно място. С какво Ви помага приложението Up Tombou: • Проверявате наличния баланс по всяко време • Преглеждате историята на плащанията си • Получавате известие веднага щом картата Ви бъде заредена • Блокирате картата си с едно докосване ПАЗАРУВАНЕ БЕЗ УСИЛИЕ • Добавяте картите си в Apple Pay и плащайте безконтактно директно от телефона • Виждате най-близките търговски обекти, приемащи Up Tombou, с вградената интерактивна карта. ВИНАГИ НАБЛИЗО • 24/7 съдействие чрез AI чатбот • Двуезичен интерфейс – на български и английски • Управлявате всичките си карти Up Tombou от едно място Изтеглете приложението и открийте по-сигурния, по-лесния и по-бързия начин да пазарувате с електронните ваучери за храна Dejeuner или картите за подарък Cadhoc на Up Tombou.

Screenshots

SelfPay Now4 screens
Up Tombou4 screens

Verdict

The call

The clearest difference is review sentiment: SelfPay Now at 51% against Up Tombou's 0%. SelfPay Now also leads on monetization model (free vs ad-supported). Up Tombou's advantage is rating (4.6 vs 4.3) and ratings volume (64 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Up Tombou holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: Up Tombou has 64 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 51% of SelfPay Now's written reviews are positive against 0% of Up Tombou's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SelfPay Now ships an update every 3 weeks, Up Tombou monthly. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
SelfPay Now versus Up Tombou: the parameters behind the verdict, then further details
ParameterSelfPay NowUp Tombou
PriceFreeFree
Rating4.3 (6 ratings)4.6 (64 ratings) — better
Positive reviews50.9% of reviews — better0.0% of reviews
Number of ratings664 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.515.6 — better
Further details — not scored
Size108 MB45 MB
Age rating4+4+
DeveloperSelfPay S.AUp Coop

Customer experience

SelfPay Now

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews55 reviews
Positive50.9%
Neutral7.3%
Negative41.8%

Up Tombou

All ratings59 ratings
Positive89.8%
Neutral3.4%
Negative6.8%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SelfPay Now

No in-app purchases

None

Up Tombou

No in-app purchases

Questions

Is SelfPay Now free?
SelfPay Now is free to download, with no in-app purchases.
Is Up Tombou free?
Up Tombou is free to download, with no in-app purchases.
Which has better reviews, SelfPay Now or Up Tombou?
Up Tombou is rated higher. SelfPay Now averages 4.3 out of 5 from 6 ratings, while Up Tombou averages 4.6 from 64 ratings.
Do SelfPay Now or Up Tombou have ads?
Neither SelfPay Now nor Up Tombou shows ads.
Which is updated more often, SelfPay Now or Up Tombou?
SelfPay Now ships an update every 3 weeks, and Up Tombou monthly. Most recently, SelfPay Now was updated on November 3, 2026 and Up Tombou on November 3, 2026.

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