Comparison

Splitkaro vs Smart Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

About

Smart Split

Features
Read full description

SPLIT BILLS EFFORTLESSLY WITH SMART SPLIT Smart Split makes sharing expenses with friends, roommates, or travel groups simple and stress-free. Track who owes what, split bills fairly, and settle up with just a few taps. KEY FEATURES SMART RECEIPT SCANNING - Scan receipts with OCR technology - Automatic expense detection - No manual entry needed - Saves time and reduces errors FLEXIBLE SPLITTING OPTIONS - Split bills equally among friends - Custom amount splitting - Percentage-based splits - Itemized splitting for restaurants - Split by shares or custom ratios MULTI-CURRENCY SUPPORT - Track expenses in 150+ currencies - Automatic exchange rate conversion - Perfect for international travel - Real-time currency updates CLOUD SYNCHRONIZATION - Access your data on any device - Real-time sync across iPhone and iPad - Automatic backup - Never lose your expense history INTELLIGENT CALCULATIONS - Automatic balance calculation - Simplify complex debts between friends - Optimize who pays whom - See who owes what at a glance - Smart payment suggestions GROUP MANAGEMENT - Create unlimited groups - Add friends and family easily - Track multiple trips or households - Separate expenses by category - Group notifications and reminders EASY SETTLEMENTS - Mark expenses as paid instantly - Track complete payment history - Multiple payment methods supported - Settlement reminders - Export expense reports to PDF or CSV REPORTS AND ANALYTICS - Detailed spending insights - Category breakdowns - Monthly summaries - Export detailed reports - Visualize your expenses with charts PERFECT FOR: - Roommates sharing rent, utilities, and groceries - Travel groups splitting trip costs - Friends sharing dinner and event bills - Couples tracking shared expenses - Event organizers managing group costs - Office teams splitting lunch orders - Family members sharing household bills SMART SPLIT PREMIUM Upgrade to Premium for unlimited features: - Unlimited groups and expenses - Advanced analytics and detailed reports - Custom expense categories - Receipt image storage - Priority customer support - Ad-free experience - Cloud backup with unlimited history - Export to Excel and PDF WHY CHOOSE SMART SPLIT? SIMPLE AND INTUITIVE Easy to use interface that anyone can master in seconds. No complicated setup required. FAIR AND ACCURATE Advanced algorithms ensure everyone pays their fair share. No more awkward money conversations. FAST AND EFFICIENT OCR scanning and smart calculations save you time. Split a bill in under 10 seconds. SECURE AND PRIVATE Your data is encrypted and secure. We never share your information with third parties. REAL USERS LOVE SMAR TSPLIT "Best app for splitting expenses! The OCR feature is incredible." - Sarah M. "Finally, an expense tracker that actually works. Game changer for our travel group!" - Mike K. "Simple, fast, and accurate. Exactly what I needed for roommate expenses." - Emily R. GET STARTED TODAY Download SmartSplit now and never worry about splitting bills again. Start your 7-day free trial of Premium features! SUPPORT AND FEEDBACK Questions? Suggestions? Contact us at support@smartsplit.app We love hearing from our users! SmartSplit - The smart way to split bills and track shared expenses with friends. Terms of Service: https://smartsplit.site/terms Privacy Policy: https://smartsplit.site/privacy

Screenshots

Splitkaro4 screens
Smart Split4 screens

Verdict

The call

The clearest difference is device support: Smart Split at 3 against Splitkaro's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month and Smart Split sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 9, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
Splitkaro versus Smart Split: the parameters behind the verdict, then further details
ParameterSplitkaroSmart Split
PriceFreeFree
Rating4.9 (59 ratings) — better—
Positive reviews78.5% of reviews—
Number of ratings59 — better—
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size82 MB59 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedSalih Turhan

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
2 purchases

Smart Split

Subscriptions2
  • Monthly Premium Access$2.991 Month
  • Yearly Premium Access$29.991 Year

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is Smart Split free?
Smart Split is free to download, with in-app purchases available.
Do Splitkaro or Smart Split have ads?
Neither Splitkaro nor Smart Split shows ads.
Which is updated more often, Splitkaro or Smart Split?
Splitkaro ships an update every 6 weeks, and Smart Split every 6 weeks. Most recently, Splitkaro was updated on October 9, 2026 and Smart Split on September 10, 2026.

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