Comparison

Splitkaro vs CAPTO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

About

CAPTO

Features
Read full description

Transform Your Document Workflow with AI-Powered Data Extraction Chitta AI revolutionizes how you handle business documents with cutting-edge artificial intelligence that perfects the science of data extraction. Whether you're managing receipts, bank statements, or credit card records, our app delivers secure, fast, and accurate document processing that saves time and eliminates manual data entry errors. Our AI-powered OCR technology achieves 95%+ accuracy in document processing, with continuous improvements through machine learning, making it the perfect solution for small to medium businesses, accountants, bookkeepers, and financial teams seeking to digitize their paper-based workflows. The app supports comprehensive document types including bank statements for extracting transaction data and account details, expenses and receipts for capturing vendor information and amounts, and credit card statements for processing payment records. Users can upload documents via intuitive drag-and-drop file uploads or use the built-in document scanner for instant capture, supporting PDF files and image formats (JPG, PNG, JPEG for receipts). The advanced review and validation system features interactive review screens with editable extracted data, classification detail screens for approval/rejection workflows, and real-time processing queues with animated progress tracking. Chitta AI ensures enterprise-grade security with encrypted file transport and secure storage, role-based access control, and privacy-focused data handling that complies with industry security standards. The seamless integration capabilities allow users to export processed data in multiple formats, integrate with existing systems through APIs, and synchronize with cloud storage across multiple platforms. With a modern card-based design featuring smooth animations, dark and light theme support, and responsive design optimized for all devices, Chitta AI delivers a user-friendly experience that makes document processing effortless. Our mission is to empower teams to automate document workflows, reduce errors, and unlock insights at scale, with a vision of making data entry obsolete and delivering structured insights instantly. Simply upload your documents, let our AI process and extract key information, review and edit the extracted data as needed, then export or integrate with your existing systems. Transform your document processing workflow today and experience the future of intelligent data extraction where structured insights are instant and manual data entry becomes a thing of the past.

Screenshots

Splitkaro4 screens
CAPTO4 screens

Verdict

The call

The clearest difference is in-app purchases: CAPTO at none against Splitkaro's 10. CAPTO also leads on device support (3 vs 1). Splitkaro's advantage is update cadence (every 6 weeks vs every 5 months). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month. CAPTO asks for nothing beyond the download.

UpkeepUpdate frequency

Splitkaro ships an update every 6 weeks, CAPTO every 5 months. The most recent releases landed on October 27, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Splitkaro versus CAPTO: the parameters behind the verdict, then further details
ParameterSplitkaroCAPTO
PriceFreeFree
Rating4.9 (62 ratings) — better—
Positive reviews78.5% of reviews—
Number of ratings62 — better—
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size82 MB35 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedCapto

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
None

CAPTO

No in-app purchases

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is CAPTO free?
CAPTO is free to download, with no in-app purchases.
Do Splitkaro or CAPTO have ads?
Neither Splitkaro nor CAPTO shows ads.
Which is updated more often, Splitkaro or CAPTO?
Splitkaro ships an update every 6 weeks, and CAPTO every 5 months. Most recently, Splitkaro was updated on October 27, 2026 and CAPTO on October 15, 2026.

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