Comparison

Vrishank vs Smart Kharcha Book

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Vrishank

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and fixed deposits. Track investments, download reports, and access financial calculators for retirement, SIPs, and EMIs.

Highlights
  • Complete portfolio reporting
  • Historical performance tracking
  • Online mutual fund investments
  • SIP and STP tracking
  • Capital gain reports
  • Financial calculators
Features
Read full description

Vrishank is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

Smart Kharcha Book

Features
Read full description

Smart Kharcha Book is your smart, simple, and powerful expense manager - designed for individuals, families, and groups who want full control over their finances. Track every rupee with ease. Create multiple expense books, add members, categorize transactions, and see exactly where your money goes - all from one beautifully designed app. KEY FEATURES: โ€ข Multiple Expense Books - Manage separate books for personal, family, trips, or business expenses. Customize each with its own icon and currency. โ€ข Collaborative Tracking - Add members to any book and track who spent what. Perfect for shared households, trips with friends, or small teams. โ€ข Smart Categories - Organize expenses into categories like Food, Transport, Shopping, Bills, and more. Create your own custom categories too. โ€ข Flexible Period Filters - View your spending daily, weekly, monthly, yearly, or set a custom date range. Instantly see totals for any period. โ€ข Grouped Insights - Transactions are grouped by category and by member so you always know the big picture at a glance. โ€ข Export & Share - Export your expense data and share it with anyone. Great for reimbursements and record-keeping. โ€ข Multi-Currency Support - Choose a currency for each book. Ideal for travelers and anyone managing finances across borders. โ€ข Multi-Language Support - Available in English, Hindi, Gujarati, and Hinglish. โ€ข Personalization - Pick emoji avatars, customize book icons, and make the app truly yours. โ€ข Offline First - All your data is stored locally on your device. No internet required to track expenses. โ€ข Beautiful Dark & Light Themes - A clean, modern interface that looks great day and night. PREMIUM (Optional): Unlock the full experience with Smart Kharcha Book Premium - enjoy an ad-free interface and access to all future premium features with an affordable annual subscription. Whether you're splitting dinner with friends, managing a household budget, or keeping track of a group trip - Kharcha Book makes it effortless. Download now and take charge of your kharcha! Icon Credits โ€ข Wallet Icon by afif fudin โ€“ Flaticon Terms of Use: https://www.ashishbaghel.com/terms-smart-kharcha-book.html Privacy Policy: https://www.ashishbaghel.com/privacy-smart-kharcha-book.html

Screenshots

Vrishank4 screens
Smart Kharcha Book4 screens

Verdict

The call

The clearest difference is in-app purchases: Vrishank at none against Smart Kharcha Book's 4. Vrishank also leads on ads (none vs shown). Smart Kharcha Book's advantage is update cadence (every 3 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Smart Kharcha Book sells 4 in-app purchases, starting at $9.99 per year. Vrishank asks for nothing beyond the download.

UpkeepUpdate frequency

Vrishank ships an update every 2 months, Smart Kharcha Book every 3 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard3 real differences ยท 5 level
Vrishank versus Smart Kharcha Book: the parameters behind the verdict, then further details
ParameterVrishankSmart Kharcha Book
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 3 days โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.015.6 โ€” better
Further details โ€” not scored
Size86 MB71 MB
Age rating4+17+
DeveloperVrishank Financial Services Private LimitedAshish Kumar Baghel

In-app purchases

None

Vrishank

No in-app purchases

4 purchases

Smart Kharcha Book

Subscriptions1
  • Annual Plan$9.991 Year
One-time3
  • Small Coffee Donation$0.99
  • Large Coffee Donation$2.99
  • Croissant & Coffee$4.99

Questions

Is Vrishank free?
Vrishank is free to download, with no in-app purchases.
Is Smart Kharcha Book free?
Smart Kharcha Book is free to download, with in-app purchases available.
Do Vrishank or Smart Kharcha Book have ads?
Smart Kharcha Book shows ads; Vrishank does not.
Which is updated more often, Vrishank or Smart Kharcha Book?
Vrishank ships an update every 2 months, and Smart Kharcha Book every 3 days. Most recently, Vrishank was updated on October 22, 2026 and Smart Kharcha Book on October 24, 2026.

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