Comparison

CitySavings Mobile vs Skyro Philippines

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CitySavings Mobile

Manage your savings and loan accounts from your mobile device. View real-time balances for free and easily add multiple accounts to your dashboard. Secure registration with OTP ensures quick access to your financial information.

Highlights
  • Real-time account balance viewing
  • Add multiple accounts
  • Secure OTP registration
  • User profile building
  • Savings and loan account management
Features
Read full description

Signing up is as simple as 1-2-3. Download the app on your mobile phone. Register using your savings or loan account number. Enter your One-Time-Password (OTP). Once OTP is validated, you are set to build your user profile in CitySavings Mobile. With CitySavings Mobile, you can now view your account balance real time. - Savings available balance - Loan outstanding balance You want to view the balances of your other CitySavings accounts? Just “Add” it on the app and it will be displayed on your dashboard. Qualified for reloan? No need for branch visits. Apply for a reloan via CitySavings Mobile at your most convenient time. - Quick and Easy reloan application - Real time status update on your application This app is available to DepEd borrowing personnel only. City Savings Bank Inc. is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1 Million per depositor.

About

Skyro Philippines

This app offers flexible, simple, and transparent financing options for Filipino citizens. Access loans for everyday bills, business capital, or household needs. Split payments for purchases without a credit card and manage your finances easily.

Highlights
  • Flexible loan terms
  • Split payments for purchases
  • Online cash loans
  • Reusable credit line
  • Multiple payment options
  • Adjustable due dates and payments
  • In-app chat support
Features
Read full description

Skyro is here to make loans work for you — the trusted loan app in the Philippines for flexible, simple, and transparent financing. We're one of the fastest-growing financial technology companies in the Philippines, fully registered and regulated by the SEC. We’re also a key founding member of the Consumer Lending Association of the Philippines (CLAP). Since 2022, nakatulong na kami sa mahigit 1 million Pinoys — from everyday bills, dagdag kapital para sa negosyo to big household needs and even seasonal gastos — access flexible loans and financial products that keep things simple, so you can focus on what really matters. All Skyro loan products are issued only to Filipino citizens residing in the Philippines. Shop with Skyro, split your payments SkyroSplit lets you shop for big‑ticket items and pay in easy monthly installments — hindi na kailangan ng credit card! • Shop for appliances, gadgets, furniture, and more, at thousands of partner stores • Flexible loan terms of up to 24 months • 0% interest and ₱0 down on select deals • In‑store or online, you’re in control of your budget • Apply in minutes • Get approved in seconds • Transparent terms — walang hidden fees • Get pre‑approved before you shop — less drama, more confidence Here’s an example of how your monthly installment is calculated: Interest Rate Minimum: 0% per month (for POS offers, depending on eligibility), 0% p.a. | Maximum 6.9% per month, 83% p.a., processing fee Minimum 10% + ₱690, Maximum 16.6% of loan proceeds) Simple loan calculation: POS Loan Amount: ₱11,690 POS Loan Term: 12 months Interest rate: 0% Monthly Installment: ₱974 Total POS Loan Cost: ₱11,690 Need extra funds? Try SkyroCash An online cash loan that gives you money straight to your account — for bills, school fees, negosyo needs, or any important expense. Pay anywhere with SkyroCredit. A reusable credit line na pwede mo gamitin, bayaran at gamitin ulit anytime — flexible and easy to shop at any store with QR Ph by simply scanning to pay and settling later. The Skyro app was made for you • Madali gamitin, friendly kahit first time sa loan app • Regular reminders so you won’t miss due dates • More than 20 ways to pay for your loan: via SkyroPondo, e-wallets, online banking, over the counter, or via QR Ph - SkyroPondo is your account inside the Skyro app. Pwede mag-cash in anytime to pay your Skyro loans or SkyroCredit bill, o ipunin para sa future payments, all in one place • Adjust anytime with Flexi — move due dates or change your monthly payment sa Skyro app mismo • Need help? Chat with real people at may sasagot in less than 15 minutes via the app chat • Pay on time para ma-unlock loan offers with better terms • Enjoy rewards like cashback para sa good payers Sa Skyro, ikaw ang boss! Download na ng loan app and start shopping with Skyro! Skyro Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Skyro Lending, Inc. is an affiliate company operating under the same brand name, SKYRO For more information, contact us via: Skyro app chat care@skyro.ph +632 8540 3344 +63 919 170 0700

Screenshots

CitySavings Mobile4 screens
Skyro Philippines4 screens

Verdict

The call

The clearest difference is review sentiment: Skyro Philippines at 100% against CitySavings Mobile's 3%. Skyro Philippines also leads on rating (4.8 vs 1.0) and update cadence (every 8 days vs every 4 months). CitySavings Mobile's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Skyro Philippines holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Skyro Philippines has 124 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 3% of CitySavings Mobile's written reviews are positive against 100% of Skyro Philippines's.

UpkeepUpdate frequency

CitySavings Mobile ships an update every 4 months, Skyro Philippines every 8 days. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
CitySavings Mobile versus Skyro Philippines: the parameters behind the verdict, then further details
ParameterCitySavings MobileSkyro Philippines
PriceFreeFree
Rating1.0 (2 ratings)4.8 (124 ratings) — better
Positive reviews2.5% of reviews100.0% of reviews — better
Number of ratings2124 — better
Update frequencyEvery 4 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size61 MB347 MB
Age rating4+4+
DeveloperCity Savings Bank Inc.Breeze Ventures Pte. Ltd.

Customer experience

CitySavings Mobile

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews40 reviews
Positive2.5%
Neutral5.0%
Negative92.5%

Skyro Philippines

All ratings124 ratings
Positive96.0%
Neutral1.6%
Negative2.4%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CitySavings Mobile

No in-app purchases

None

Skyro Philippines

No in-app purchases

Questions

Is CitySavings Mobile free?
CitySavings Mobile is free to download, with no in-app purchases.
Is Skyro Philippines free?
Skyro Philippines is free to download, with no in-app purchases.
Which has better reviews, CitySavings Mobile or Skyro Philippines?
Skyro Philippines is rated higher. CitySavings Mobile averages 1.0 out of 5 from 2 ratings, while Skyro Philippines averages 4.8 from 124 ratings.
Do CitySavings Mobile or Skyro Philippines have ads?
Neither CitySavings Mobile nor Skyro Philippines shows ads.
Which is updated more often, CitySavings Mobile or Skyro Philippines?
CitySavings Mobile ships an update every 4 months, and Skyro Philippines every 8 days. Most recently, CitySavings Mobile was updated on November 3, 2026 and Skyro Philippines on November 3, 2026.

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