CitySavings Mobile vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CitySavings Mobile
Manage your savings and loan accounts from your mobile device. View real-time balances for free and easily add multiple accounts to your dashboard. Secure registration with OTP ensures quick access to your financial information.
- Real-time account balance viewing
- Add multiple accounts
- Secure OTP registration
- User profile building
- Savings and loan account management
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Signing up is as simple as 1-2-3. Download the app on your mobile phone. Register using your savings or loan account number. Enter your One-Time-Password (OTP). Once OTP is validated, you are set to build your user profile in CitySavings Mobile. With CitySavings Mobile, you can now view your account balance real time. - Savings available balance - Loan outstanding balance You want to view the balances of your other CitySavings accounts? Just “Add” it on the app and it will be displayed on your dashboard. Qualified for reloan? No need for branch visits. Apply for a reloan via CitySavings Mobile at your most convenient time. - Quick and Easy reloan application - Real time status update on your application This app is available to DepEd borrowing personnel only. City Savings Bank Inc. is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1 Million per depositor.
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is rating: Virtual Pag at 2.9 against CitySavings Mobile's 1.0. Virtual Pag also leads on ratings volume (14 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Virtual Pag holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 3% of CitySavings Mobile's written reviews are positive against 0% of Virtual Pag's, so the app with the better star average is not the one people write more warmly about.
CitySavings Mobile ships an update every 4 months, Virtual Pag every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | CitySavings Mobile | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 2.9 (14 ratings) — better |
| Positive reviews | 2.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 14 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | City Savings Bank Inc. | Pag-IBIG Fund |
Customer experience
CitySavings Mobile
Virtual Pag
In-app purchases
CitySavings Mobile
No in-app purchases
Virtual Pag
No in-app purchases
Questions
Is CitySavings Mobile free?
Is Virtual Pag free?
Which has better reviews, CitySavings Mobile or Virtual Pag?
Do CitySavings Mobile or Virtual Pag have ads?
Which is updated more often, CitySavings Mobile or Virtual Pag?
Other comparisons
