Comparison

Pennylane vs Chaintrust

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pennylane

Manage your business finances, accounting, and banking in one integrated platform. Streamline invoicing, track expenses, analyze performance, and collaborate with your accountant.

Highlights
  • Integrated business account
  • Purchase and sales management
  • Performance analysis
  • Invoice management
  • Collaboration with accountants
  • Over 300 integrations
Features
Read full description

Pennylane is the tool that brings together your finances, your accounting, and your Business Account! Discover the all-in-one solution for your business that includes purchase and sales management tools, performance analysis, and a Pro Account 100% integrated with your accounting. Pennylane is PDP certified! Receive and send your invoices in the FacturX format even before the reform is applied. Over 180,000 French companies and 2,500 accounting firms have already joined Pennylane. What changes with Pennylane: - Manage your activity from a single space: the purchase and sales modules allow you a complete management of your activity. Quotes, invoices, subscriptions, sales reminders... manage all your finances in one place! - Make better decisions: Pennylane allows you to access all the data of your activity and analyze it from a single platform. - Collaborate more effectively with your accountant: keep your accounting up-to-date in real-time. Pennylane suggests reconciliations to carry out and actions to perform. - Over 300 integrations available: simplify the retrieval of your flows and the management of your activity by connecting to your business tools directly from Pennylane. Get the Pennylane Pro Account including: - Free cards and unlimited free transfers: Enjoy customizable virtual or physical Mastercard cards and pay easily via SEPA transfer. - French IBAN, secured funds: Entrust your funds to a secured institution approved by the Banque de France (ACPR). - Payment of supplier invoices: Settle up to 400 invoices in one click, reconciliation and lettering are automatic. - Simplified collection of receipts: No more hunting for receipts! Receive a mobile notification with every transaction made with the Business Account card. Included in the mobile app: - Business Account: Initiate transfers, manage your bank cards and receive a mobile notification with every transaction made with your Pennylane Business Account. - Invoice management: Upload your purchase invoices, expense reports and follow their validation - Categorization: Categorize all your transactions and expense reports at the right time, without delay - Customer billing management: Create your sales quotes and invoices and send them to your clients - Accounting requests: Collaborate with your team and your accountant via comments and notifications - Track your cash flow and other key indicators

About

Chaintrust

Manage your business finances on the go. Create quotes, invoices, and credit notes, and easily scan or import bills. Track your business activity in real-time and centralize all your documents.

Highlights
  • Create quotes, invoices, and credit notes
  • Scan or import bills
  • Centralize and send documents
  • Real-time activity tracking
  • Mobile business management
Features
Read full description

Spécialement pour vous, nos équipes ont développé une application mobile pour piloter votre entreprise directement depuis votre poche ! - Créez vos devis, factures et avoirs où que vous soyez. - Scannez ou importez facilement vos factures. - Centralisez et envoyez tous vos documents sans effort. - Suivez votre activité en temps réel ! Téléchargez dès maintenant l'application Chaintrust et simplifiez la gestion de votre entreprise au quotidien.

Screenshots

Pennylane4 screens
Chaintrust4 screens

Verdict

The call

The clearest difference is update cadence: Pennylane at weekly against Chaintrust's every 5 months. Pennylane also leads on ratings volume (35 vs 1). Chaintrust's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chaintrust holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Pennylane has 35 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Pennylane ships an update weekly, Chaintrust every 5 months. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
Pennylane versus Chaintrust: the parameters behind the verdict, then further details
ParameterPennylaneChaintrust
PriceFreeFree
Rating4.6 (35 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings35 — better1
Update frequencyWeekly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size151 MB32 MB
Age rating4+4+
DeveloperPennylanePierre Hersant

Customer experience

Pennylane

All ratings35 ratings
Positive91.4%
Neutral0.0%
Negative8.6%
Written reviews57 reviews
Positive66.7%
Neutral17.5%
Negative15.8%

Chaintrust

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pennylane

No in-app purchases

None

Chaintrust

No in-app purchases

Questions

Is Pennylane free?
Pennylane is free to download, with no in-app purchases.
Is Chaintrust free?
Chaintrust is free to download, with no in-app purchases.
Which has better reviews, Pennylane or Chaintrust?
Chaintrust is rated higher. Pennylane averages 4.6 out of 5 from 35 ratings, while Chaintrust averages 5.0 from 1 ratings.
Do Pennylane or Chaintrust have ads?
Neither Pennylane nor Chaintrust shows ads.
Which is updated more often, Pennylane or Chaintrust?
Pennylane ships an update weekly, and Chaintrust every 5 months. Most recently, Pennylane was updated on October 19, 2026 and Chaintrust on October 3, 2026.

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