Pennylane vs Cenitz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pennylane
Manage your business finances, accounting, and banking in one integrated platform. Streamline invoicing, track expenses, analyze performance, and collaborate with your accountant.
- Integrated business account
- Purchase and sales management
- Performance analysis
- Invoice management
- Collaboration with accountants
- Over 300 integrations
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Pennylane is the tool that brings together your finances, your accounting, and your Business Account! Discover the all-in-one solution for your business that includes purchase and sales management tools, performance analysis, and a Pro Account 100% integrated with your accounting. Pennylane is PDP certified! Receive and send your invoices in the FacturX format even before the reform is applied. Over 180,000 French companies and 2,500 accounting firms have already joined Pennylane. What changes with Pennylane: - Manage your activity from a single space: the purchase and sales modules allow you a complete management of your activity. Quotes, invoices, subscriptions, sales reminders... manage all your finances in one place! - Make better decisions: Pennylane allows you to access all the data of your activity and analyze it from a single platform. - Collaborate more effectively with your accountant: keep your accounting up-to-date in real-time. Pennylane suggests reconciliations to carry out and actions to perform. - Over 300 integrations available: simplify the retrieval of your flows and the management of your activity by connecting to your business tools directly from Pennylane. Get the Pennylane Pro Account including: - Free cards and unlimited free transfers: Enjoy customizable virtual or physical Mastercard cards and pay easily via SEPA transfer. - French IBAN, secured funds: Entrust your funds to a secured institution approved by the Banque de France (ACPR). - Payment of supplier invoices: Settle up to 400 invoices in one click, reconciliation and lettering are automatic. - Simplified collection of receipts: No more hunting for receipts! Receive a mobile notification with every transaction made with the Business Account card. Included in the mobile app: - Business Account: Initiate transfers, manage your bank cards and receive a mobile notification with every transaction made with your Pennylane Business Account. - Invoice management: Upload your purchase invoices, expense reports and follow their validation - Categorization: Categorize all your transactions and expense reports at the right time, without delay - Customer billing management: Create your sales quotes and invoices and send them to your clients - Accounting requests: Collaborate with your team and your accountant via comments and notifications - Track your cash flow and other key indicators
Cenitz
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Expert Private Equity Club-Deal For Healthcare Innovations Discover a new way to invest in the future of healthcare. Our platform gives private investors exclusive access to carefully selected private equity club deals focused on breakthrough healthcare companies. We connect investors with high-potential opportunities at an early stage. What you can do with the app Access curated investment opportunities Explore a selection of high-quality healthcare investment deals sourced and vetted by experts. Invest alongside experienced investors Join a trusted community of private investors participating in exclusive club deals. Discover innovative healthcare companies Get early access to companies developing transformative solutions in biotech, medical devices, digital health, and life sciences. Stay informed Receive updates on investment opportunities, deal progress, and portfolio developments. Secure and streamlined experience Manage your investment interests through a secure and intuitive mobile platform. Why join our platform? Exclusive private equity club deals Early access to high-potential healthcare companies Expert-curated investment opportunities A simple and secure investment experience Start exploring the future of healthcare innovation and invest alongside a network of experienced investors.
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Verdict
Pennylane and Cenitz are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pennylane ships an update weekly, Cenitz every 2 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | Pennylane | Cenitz |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (35 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 151 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | Pennylane | Cenitz |
In-app purchases
Pennylane
No in-app purchases
Cenitz
No in-app purchases









