Total Card vs SubStop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Card
Manage your Total Visa credit card account conveniently from your mobile device. Make payments, view transactions and statements, and check your available credit. Access free credit monitoring powered by TransUnion to track your score.
- Manage Total Visa account
- Make payments
- View transactions and statements
- Check available credit
- Free credit monitoring
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The Total Card app is for Total Visa cardholders to allow for a quick and easy way to manage their credit card account. Total Card Visa - restart your credit journey with us! TotalCardVisa.com Easily Manage your Total Visa account right from the mobile app! Make payments View transactions & statements Check available credit Check your score with free Credit Monitoring powered by TransUnion
SubStop
This app helps you manually track your subscriptions without linking bank accounts. It provides direct links to cancellation pages and sends offline alarms before billing cycles to prevent unwanted charges.
- Private, manual subscription tracking
- No bank linking required
- One-tap cancel router
- Offline billing cycle alarms
- Pay once, own forever
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Tired of finance apps asking for your bank login just to track your Netflix bill? SubStop is the 100% private, manual subscription tracker that puts you back in control. NO BANK LINKING REQUIRED Your data stays on your device. We don't read your emails, we don't connect to your bank, and we don't sell your data. THE 1-TAP CANCEL ROUTER Stop digging through confusing website menus to find the "Cancel" button. SubStop's Smart Router detects where your subscription is from and instantly takes you directly to the exact cancellation page. PAY ONCE. NO SUBSCRIPTIONS. You shouldn't have to pay a subscription to track your subscriptions. Pay once, own it forever. SMART OFFLINE ALARMS SubStop automatically calculates your billing cycles and sets secure, offline alarms on your device. Get notified 5 days and 24 hours before a charge hits so you never miss a cancellation window again.
Screenshots
Verdict
The clearest difference is price: Total Card at Free against SubStop's $1.99. Total Card also leads on ratings volume (325 vs 1) and iOS requirement (13.0 vs 15.1). SubStop's advantage is rating (5.0 vs 2.1). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Total Card is free to download; SubStop costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
SubStop holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Total Card has 325 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Total Card | SubStop |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 2.1 (325 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 9.8% of reviews | — |
| Number of ratings | 325 — better | 1 |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 227 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Vervent, Inc | William Shirley |
Customer experience
Total Card
SubStop
Bugs and requests
Total Card
Reported bugs
4 issues- Face ID/biometrics not working consistently
- Login issues
- App crashes/freezes
- Payment processing problems
Requested features
2 requests- Keep biometric login
- Allow access to multiple accounts
SubStop
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Total Card
No in-app purchases
SubStop
No in-app purchases
