Utkarsh UPI vs TJSB Sandesh
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Utkarsh UPI
Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.
- Instant secure payments
- QR code payments
- VPA payments
- Account + IFSC payments
- UPI Lite support
- Tap & Pay functionality
Read full descriptionHide full description
Make instant and secure payments through QR, VPA, Account + IFSC,UPI Lite, Lite Autoplay, Lite Transfer Out, Tap & Pay using Utkarsh UPI
TJSB Sandesh
Read full descriptionHide full description
At TJSB, we believe in making QR Code transactions effortless for our valued customers. Our enhanced facilities, including sound alerts in 8 languages and the option for merchants to add multiple mobile numbers, add a new layer of convenience to your QR code transactions. This new feature further enriches our array of facilities, ensuring that your QR code transactions are not just secure but easy to make.
Screenshots
Verdict
The clearest difference is update cadence: TJSB Sandesh at every 3 weeks against Utkarsh UPI's every 2 months. TJSB Sandesh also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Utkarsh UPI ships an update every 2 months, TJSB Sandesh every 3 weeks. The most recent releases landed on November 3, 2026 and October 24, 2026 respectively.
| Parameter | Utkarsh UPI | TJSB Sandesh |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Utkarsh Small Finance Bank Ltd | TJSB Sahakari Bank Ltd |
In-app purchases
Utkarsh UPI
No in-app purchases
TJSB Sandesh
No in-app purchases
Questions
Is Utkarsh UPI free?
Is TJSB Sandesh free?
Do Utkarsh UPI or TJSB Sandesh have ads?
Which is updated more often, Utkarsh UPI or TJSB Sandesh?
Other comparisons
