Comparison

Utkarsh UPI vs KVB

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Utkarsh UPI

Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.

Highlights
  • Instant secure payments
  • QR code payments
  • VPA payments
  • Account + IFSC payments
  • UPI Lite support
  • Tap & Pay functionality
Features
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Make instant and secure payments through QR, VPA, Account + IFSC,UPI Lite, Lite Autoplay, Lite Transfer Out, Tap & Pay using Utkarsh UPI

About

KVB

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Description: KVB-Corp is the official corporate mobile banking application of Karur Vysya Bank. KVB - Corp the most comprehensive and secure Mobile Banking application, getting payments done through various payment methods viz NEFT, RTGS,IMPS and offers many more services at your fingertips. Manage your financial transactions on the go, transact through NEFT, RTGS,IMPS. Request for a cheque book, Bulk file approval, Standing instructions and much more like Fund Transfers, Deposits, Loans etc. Steps to register: - Download the app from iOS App Store - Click "Enter your internet banking credentials" - Complete the Device/SIM binding registration and verifications. - Enter the received OTP - Post successful Authentication set your Login pin else opt for biometric authentication. - Once alternate login successfully set, you are now ready to use a very Secure, Convenient & User friendly corporate Mobile Banking application. Apart from the above, KVB - Corp also empowers you to do much more - View account summary, mini statement and transaction details for all your savings/current, loan and deposit accounts - Transact to within/other bank accounts without adding beneficiary. - User specific transfer limits - Save favorite transactions - Approval for transactions. - Set your card limits or instantly Block card if misplaced or lost - Select your frequently used options to appear on the main screen

Screenshots

Utkarsh UPI4 screens
KVB4 screens

Verdict

The call

The clearest difference is iOS requirement: KVB at 14.0 against Utkarsh UPI's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

Scorecard1 real difference ยท 7 level
Utkarsh UPI versus KVB: the parameters behind the verdict, then further details
ParameterUtkarsh UPIKVB
PriceFreeFree
Positive reviews16.7% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS18.014.0 โ€” better
Further details โ€” not scored
Size38 MB58 MB
Age rating4+17+
DeveloperUtkarsh Small Finance Bank LtdTHE KARUR VYSYA BANK LIMITED

In-app purchases

None

Utkarsh UPI

No in-app purchases

None

KVB

No in-app purchases

Questions

Is Utkarsh UPI free?
Utkarsh UPI is free to download, with no in-app purchases.
Is KVB free?
KVB is free to download, with no in-app purchases.
Do Utkarsh UPI or KVB have ads?
Neither Utkarsh UPI nor KVB shows ads.
Which is updated more often, Utkarsh UPI or KVB?
Utkarsh UPI ships an update every 2 months, and KVB every 2 months. Most recently, Utkarsh UPI was updated on October 24, 2026 and KVB on October 3, 2026.

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