Utkarsh UPI vs KVB
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Utkarsh UPI
Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.
- Instant secure payments
- QR code payments
- VPA payments
- Account + IFSC payments
- UPI Lite support
- Tap & Pay functionality
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Make instant and secure payments through QR, VPA, Account + IFSC,UPI Lite, Lite Autoplay, Lite Transfer Out, Tap & Pay using Utkarsh UPI
KVB
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Description: KVB-Corp is the official corporate mobile banking application of Karur Vysya Bank. KVB - Corp the most comprehensive and secure Mobile Banking application, getting payments done through various payment methods viz NEFT, RTGS,IMPS and offers many more services at your fingertips. Manage your financial transactions on the go, transact through NEFT, RTGS,IMPS. Request for a cheque book, Bulk file approval, Standing instructions and much more like Fund Transfers, Deposits, Loans etc. Steps to register: - Download the app from iOS App Store - Click "Enter your internet banking credentials" - Complete the Device/SIM binding registration and verifications. - Enter the received OTP - Post successful Authentication set your Login pin else opt for biometric authentication. - Once alternate login successfully set, you are now ready to use a very Secure, Convenient & User friendly corporate Mobile Banking application. Apart from the above, KVB - Corp also empowers you to do much more - View account summary, mini statement and transaction details for all your savings/current, loan and deposit accounts - Transact to within/other bank accounts without adding beneficiary. - User specific transfer limits - Save favorite transactions - Approval for transactions. - Set your card limits or instantly Block card if misplaced or lost - Select your frequently used options to appear on the main screen
Screenshots
Verdict
The clearest difference is iOS requirement: KVB at 14.0 against Utkarsh UPI's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.
| Parameter | Utkarsh UPI | KVB |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | โ |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone | iPhone, iPod โ better |
| Requires iOS | 18.0 | 14.0 โ better |
| Further details โ not scored | ||
| Size | 38 MB | 58 MB |
| Age rating | 4+ | 17+ |
| Developer | Utkarsh Small Finance Bank Ltd | THE KARUR VYSYA BANK LIMITED |
In-app purchases
Utkarsh UPI
No in-app purchases
KVB
No in-app purchases









