Split This Check vs Simple Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split This Check
Easily calculate tip amounts and split bills with friends. This tool helps you determine the total cost with tip included, ensuring fair contributions from everyone in your group. Avoid confusion and make dining out with others seamless.
- Tip calculation
- Bill splitting
- Total amount calculation
- Quick and easy to use
- Handles group payments
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When you go out to eat, or go somewhere to be waited on, normally a tip is expected. Easily calculate the tip amount and total amount with tip included using this calculator! Included is also a Check Splitter! Going out with multiple people? Easily calculate how much everyone owes with the tip included! Quick and easy to use, no more guessing on how much to tip calculating totals
Simple Finance
Manage your entire financial life, including budgets, net worth, and retirement planning, all in one secure, private place. It also includes tools to run a business, track clients, and generate invoices. Your data is never collected or shared.
- Budgeting with rings or bars
- Fast transaction entry with receipt scanning
- Net worth tracking with investments and crypto
- Business tools: clients, invoices, timers
- Integrated retirement planner
- Private AI money assistant (Fin)
- Household sharing and syncing
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Your whole financial life in one calm place — budgets, net worth, investments and a full retirement plan. No account to create. No bank logins. No tracking, no analytics, nothing sold. BUDGETS THAT FIT YOUR ACTUAL MONTH • Rings or bars, monthly or annual, with rollover and per-month overrides • Fast entry — scan a receipt, split a transaction, and let recurring bills post themselves • Cover an overspend from another category in one tap, and keep the history of it • A spend curve that knows rent lands on the 1st, so "over pace" means something • Import from a spreadsheet, CSV or OFX/QFX — or just copy the rows and paste SHARE WITH YOUR PARTNER, FAMILY AND FRIENDS • Partner: full two-way sync — you both see and edit the same accounts, transactions, budgets and goals • Moving in together? Combine your finances in one pass — choose which accounts are shared, and decide which budget to keep where you both tracked the same category. • Family: a read-only summary you control per person — net worth, income, accounts, investments, goals, bills, a six-month trend, or only the categories you pick • Friends: compare just the numbers you choose — savings rate, budget used, no-spend days, or who has the lowest utility bill • Keep anything private: a category, an account, a goal, a single transaction • It all runs through your own iCloud. Nothing is ever on our servers. NET WORTH, TRACKED PROPERLY • Accounts, investments, crypto, vehicles, real estate and mortgages in one number • History you can scrub, asset allocation, and year-over-year comparisons • Snapshots, so you can see where you were and not only where you are STOCKS AND CRYPTO • Live prices and charts you can scrub, from one day to all time, with key statistics and dividends • Today's move on every row, split at the previous close — plus pre-market and after-hours • Tax lots, cost basis, dividends, and a watchlist for what you don't own yet • See your portfolio against the S&P 500, the Dow and the NASDAQ PLAN YOUR RETIREMENT — BUILT IN A private, full-featured retirement planner. No spreadsheet, no advisor login. • Will your money last for life? See your odds across 500 market simulations and a century of real history — 1929, 1966, 2000 and every year since. • Find your earliest safe retirement age, then model Social Security timing, Roth conversions, RMDs, pensions, rental income, healthcare and one-time life events. • Plan as a couple, kept separate until you combine finances. • Year-by-year projections in today's dollars, plus a multi-page report you can share. MEET FIN — YOUR PRIVATE AI MONEY ASSISTANT Fin answers questions about your money using Apple Intelligence, entirely on your device. Ask "am I on track this month?", "what bills are due soon?", or "how much will I have in 20 years at 7%?" — Fin computes exact answers from your real numbers and can chart them. Nothing you ask ever leaves your phone. ON EVERY DEVICE YOU OWN iPhone, iPad, Apple Watch and a real native Mac app — not a phone app in a window. Your own iCloud keeps them in step, with Home Screen and Lock Screen widgets and a watch complication. STUCK? ASK. A help center with hundreds of answers, and a way to reach a real person without leaving the app. Replies come back inside the app. PRIVATE BY DESIGN • No sign-up, no bank linking, no analytics, no third-party SDKs • Face ID app lock, blur-on-demand, and an app-switcher privacy shield • Demo Mode: show the app to anyone with sample data — your real finances stay hidden • Full JSON backups you own, plus optional weekly iCloud Drive auto-backup RUN A BUSINESS TOO? Clients, jobs, estimates and invoices, a work timer, mileage, crew hours and a Schedule C summary at tax time — kept completely apart from your personal money, with one switch to change which you're looking at. Simple Finance doesn't track you, and never sells or shares your data. See our privacy policy — it's short, because there's so little to disclose.
Screenshots
Verdict
The clearest difference is ads: Simple Finance at none against Split This Check's shown. Simple Finance also leads on update cadence (weekly vs every 24 months) and monetization model (free vs ad-supported). Split This Check's advantage is iOS requirement (13.0 vs 18.0). On price, rating and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Split This Check against 5.0 for Simple Finance. That said, the two scores are not equally well evidenced: Simple Finance has 7 ratings behind it against 1, so its average is the more settled of the two.
Split This Check ships an update every 24 months, Simple Finance weekly. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | Split This Check | Simple Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (7 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 7 — better |
| Update frequency | Every 24 months | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 5 MB | 300 MB |
| Age rating | 4+ | 4+ |
| Developer | Sinnig Media, LLC | Simple Finance LLC |
Customer experience
Split This Check
Simple Finance
In-app purchases
Split This Check
No in-app purchases
Simple Finance
No in-app purchases
Questions
Is Split This Check free?
Is Simple Finance free?
Which has better reviews, Split This Check or Simple Finance?
Do Split This Check or Simple Finance have ads?
Which is updated more often, Split This Check or Simple Finance?
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