Comparison

Mumo vs 咸鱼记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mumo

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

Highlights
  • AI-powered bookkeeping with text, voice, and screenshot parsing
  • Customizable modules for expenses, assets, subscriptions, and more
  • Bill management with templates, installments, and refunds
  • Asset and gold management with balance reconciliation
  • Subscription and fixed deposit tracking
  • Shopping list and anniversary tracking
  • Advanced search and batch operations
Features
Read full description

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.

About

咸鱼记账

Effortlessly track your finances with a streamlined interface for quick entry and detailed categorization. Visualize your spending with smart charts and easily export your financial records. Securely store important card and certificate information locally.

Highlights
  • 1-second fast bookkeeping
  • Detailed expense categorization
  • Smart monthly financial charts
  • One-click bill export
  • Local card and certificate storage
Features
Read full description

1秒极速记账,精致生活必备软件! APP特点: 【极速记账】极简的操作流程,让你两步即可完成一笔记账操作 【精细分类】按日期归类整理所有账目,所有进出账一目了然 【智能图表】按月将所有账目智能归类整理,账单了如指掌 【一键导出】一键分享导出账单,总账和每一笔明细都不会错过 【卡证管家】拍摄卡证,存储在手机本地,随时随地想用就用 如果您喜欢「咸鱼记账」,请在App Store留下您的五星好评,您的一次好评,将成为我们不断进步的动力!

Screenshots

Mumo4 screens
咸鱼记账4 screens

Verdict

The call

The clearest difference is update cadence: Mumo at every 10 days against 咸鱼记账's every 5 months. Mumo also leads on review sentiment (95% vs 67%) and ratings volume (247 vs 15). 咸鱼记账's advantage is iOS requirement (11.0 vs 15.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mumo sells 9 one-off in-app purchases and 咸鱼记账 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Mumo against 4.9 for 咸鱼记账. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 95% of Mumo's written reviews are positive against 67% of 咸鱼记账's.

UpkeepUpdate frequency

Mumo ships an update every 10 days, 咸鱼记账 every 5 months. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Mumo versus 咸鱼记账: the parameters behind the verdict, then further details
ParameterMumo咸鱼记账
PriceFreeFree
Rating4.9 (247 ratings) — better4.9 (15 ratings)
Positive reviews95.5% of reviews — better66.7% of reviews
Number of ratings247 — better15
Update frequencyEvery 10 days — betterEvery 5 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size72 MB11 MB
Age rating4+4+
DeveloperTaizhou Mutong Network Technology Co., Ltd.海 徐

Customer experience

Mumo

All ratings247 ratings
Positive96.0%
Neutral2.4%
Negative1.6%
Written reviews110 reviews
Positive95.5%
Neutral1.8%
Negative2.7%

咸鱼记账

All ratings15 ratings
Positive93.3%
Neutral6.7%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral11.1%
Negative22.2%

In-app purchases

9 purchases

Mumo

One-time9
  • 月度会员$0.99
  • 体验会员$0.99
  • 月会员$1.99
Show 6 more
  • 年度会员$6.99
  • 永久会员-限时返场$9.99
  • 永久会员-限时折扣$9.99
  • 永久会员-限时特惠$12.99
  • 永久会员2 variants$14.99
  • 永久会员$19.99
4 purchases

咸鱼记账

One-time4
  • 小猪记账1元打赏$0.99
  • 小猪记账6元打赏$0.99
  • 小猪记账18元打赏$2.99
Show 1 more
  • 小猪记账38元打赏$4.99

Questions

Is Mumo free?
Mumo is free to download, with in-app purchases available.
Is 咸鱼记账 free?
咸鱼记账 is free to download, with in-app purchases available.
Which has better reviews, Mumo or 咸鱼记账?
Mumo is rated higher. Mumo averages 4.9 out of 5 from 247 ratings, while 咸鱼记账 averages 4.9 from 15 ratings.
Do Mumo or 咸鱼记账 have ads?
Neither Mumo nor 咸鱼记账 shows ads.
Which is updated more often, Mumo or 咸鱼记账?
Mumo ships an update every 10 days, and 咸鱼记账 every 5 months. Most recently, Mumo was updated on November 3, 2026 and 咸鱼记账 on November 3, 2026.

Other comparisons