Mumo vs 阿柴记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mumo
This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.
- AI-powered bookkeeping with text, voice, and screenshot parsing
- Customizable modules for expenses, assets, subscriptions, and more
- Bill management with templates, installments, and refunds
- Asset and gold management with balance reconciliation
- Subscription and fixed deposit tracking
- Shopping list and anniversary tracking
- Advanced search and batch operations
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[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.
阿柴记账
This app helps you manage your finances with a cute Shiba Inu character. Track income and expenses, set budgets, and visualize your financial history with a unique ticket-style interface. It offers shared accounting and secure data synchronization.
- Cute Shiba Inu financial assistant
- Ticket-style expense history
- Multiple account books
- Asset account linking
- Shared accounting for groups
- Budget setting and reminders
- Desktop widgets for quick access
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欢迎光临阿柴杂货店~阿柴是阿柴杂货店的主理人,它兢兢业业地经营着这家小小杂货店,梦想着有一天,杂货店能升级为百货公司! 面对每天熙熙攘攘的顾客,阿柴会认真记下每一笔开支和收入,它相信,认真记账,规划财务,就会离自己的梦想更进一步! 【app介绍】 《阿柴记账》 是一款以共享记账和小票时光机为特色的萌宠记账软件。勤劳可爱的柴犬阿柴将作为您的首席财务官,规划您的每一笔支出和收入,陪伴您养成记账好习惯。 【app特点】 •小票时光机:历史记账记录通过小票时光机呈现,记账时光,历历在目 •多账本:日常、情侣、旅行、校园、工作账本,账目管理井井有条,满足您的多场景记账需求 •资产账户:收支关联储银行卡、微信钱包、支付宝等资产账户,负债、余额一目了然 •共享记账:家人、朋友、恋人,多人协同记账,有模有样 •记账日历:每日收支以日历形式展现,查账补账超方便 •小组件:在桌面即可发起记账,查看收支结余、资产详情 •分类预算:按需设置总预算和分类预算,超支及时提醒,精准控制开支 •账单备注:图片文字备注,账目有凭有据 •自定义标签:作为分类补充,为账单添加多个标签 •记账提醒:支持多时段设置提醒,记账不遗漏 •密码保护:支持数字、Touch ID、Face ID解锁,数据更安全 •云端同步:账单数据实时云同步,不收费、不限量,换机不用愁 【app使用】 •打开阿柴记账,每日收支以精美小票呈现。 •长按小票,可以分享给好友。 •小票时光机,左右滑动切换小票。 【会员连续订阅说明】 - 付款:“连续包月/年“商品为自动续订商品,确认购买后,会从您的苹果iTunes账户中扣费。 - 续订:在您订阅周期到期前24小时,苹果会自动从iTunes账户中扣费,扣费成功则订阅周期顺延一个订阅周期。 - 取消续订:如需取消续订,请在当前订阅周期到期前至少24小时,手动在iTunes/Apple ID账户设置中关闭自动续订。 - 免费试用期的任何未使用部分(如果提供),将在用户购买该商品时被回收。 - 用户协议:http://www.cqmiaoa.com/puppy/service_agreement.html - 隐私政策:http://www.cqmiaoa.com/puppy/app_privacy_policy.html - VIP服务协议:http://www.cqmiaoa.com/puppy/vip_service_agreement.html - 连续订阅服务协议:https://cqmiaoa.com/puppy/service_autorenew.html 在使用中有任何问题或意见,请进入官方QQ群:777473183,微博@阿柴记账,汪汪~ 如果您喜欢阿柴记账,请在App Store 留下您的五星好评,您的一次好评,将成为我们不断进步的动力!
Screenshots
Verdict
The clearest difference is ads: Mumo at none against 阿柴记账's shown. Mumo also leads on review sentiment (95% vs 74%) and update cadence (every 10 days vs monthly). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mumo sells 9 one-off in-app purchases and 阿柴记账 sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.9 for Mumo against 4.8 for 阿柴记账. Both are backed by a comparable volume of ratings — 247 and 68 respectively. Written reviews are what separate them: 95% of Mumo's written reviews are positive against 74% of 阿柴记账's.
Mumo ships an update every 10 days, 阿柴记账 monthly. Both last shipped on November 3, 2026.
| Parameter | Mumo | 阿柴记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (247 ratings) — better | 4.8 (68 ratings) |
| Positive reviews | 95.5% of reviews — better | 74.4% of reviews |
| Number of ratings | 247 — better | 68 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 72 MB | 225 MB |
| Age rating | 4+ | 4+ |
| Developer | Taizhou Mutong Network Technology Co., Ltd. | Chongqing AiYouAiYou Information Technology Co., Ltd. |
Customer experience
Mumo
阿柴记账
In-app purchases
Mumo
- 月度会员$0.99
- 体验会员$0.99
- 月会员$1.99
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- 年度会员$6.99
- 永久会员-限时返场$9.99
- 永久会员-限时折扣$9.99
- 永久会员-限时特惠$12.99
- 永久会员2 variants$14.99
- 永久会员$19.99
阿柴记账
- 阿柴记账月度VIP$3.99
- 阿柴记账永久VIP$8.99
- 阿柴记账季度VIP2 variants$9.99
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- 阿柴记账永久VIP$12.99
- 阿柴记账永久VIP$14.99
- 阿柴记账永久会员$14.99
- 阿柴记账年度VIP$19.99
- 阿柴记账永久VIP$19.99
- 阿柴记账永久VIP$149.99








